Tried again at 6pm n this time no hiccup n got this msg straiight away n similar msg via email.

Thank you for your interest in applying for Balance Transfer Programme.Your application is approved in principle.

So it is successful?

This post has been edited by MGM: Sep 27 2016, 06:18 PM

Today called PBB to request transfer of my "excess payment" to my saving acc.. The CS asked y I got excess payment.. I said it is BT from MBB n I over transfer d.. Now want to transfer to my saving acc.. She said I need to write letter or email to them to request.. So, I just write email to them n now still pending their response

Looks like I will be in similar situation when my above BT is approved.

Interesting.
Mind sharing your effective cash back % based on the 6800?

I did it twice. I emailed BT app form plus screenshot of my MBB approval SMS (for MBB BT) and unbilled transaction BT amounts (for AEON).

First time took 3 working days for funds to be paid to my PBB SA. Second time took 5 working days.

If you're concerned, call CS after 2-3 working days to ask about status. They will inform you if any problems with your request. For me, CS very happy to help out.

Hi there, for the Maybank 0% 12 months BT, does anyone encounter application approved in principle but did not receive any subsequent sms/email stating its approval? Does this mean it is not approved?
What about transferring of funds? I receive an email stating the fund will be transferred on 22/9 but when I check my other cc balance, it's wasn't transferred in yet. Tried to approach the CS but somehow nobody pick up the line for more than 10 minutes wait..
Lastly, any idea how is the transfer limit which appeared on m2u being worked out? My M2cards limit is 5k & I BT 2.35k, leftover transfer limit is approximately 2.2k for BT. But I have not use my amex (without Maybank logo) for BT & when I tried, the transfer limit is also 2.2k, instead of 5k. I thought m2c is having separate limit with amex w/o Maybank logo?
Please enlighten, many thanks

Absolutely no idea because it includes those one off sign up cash back, promo campaigns (which I always aim and plan carefully to hit) as well as standard cash back features.

Personally, I find it most helpful to regularly read LYN threads and keep close look out for promo cashback or 0% BT promos, because those are the real money savers. Can learn tips and tricks from all the experienced veterans. For example, the MBB 0% BT promo was announced here very very early, which enabled many of us to quickly sign up. It's amazing

ooo... i keep thinking we just need to call to request, didn't know that we need to email.. at least i know it is normal process...



on the other hand my MBB card statement is out, the first month instalment amount is posted on statement date, no 3% fee posted...

Based on my experience:

- MBB requires only a call up to certain threshold (which I'm guessing but cannot confirm may be 10k). Above threshold have to email. 5-8 working days.

- PBB requires any transfer to CASA to be supported by email proof. 3-5 working days.

- HLB requires only a call (so far I only tried 5k so I don't know if there is a threshold like MBB). 3-5 working days.

For all 3 banks, transfer to supp cards only require a call, and slightly faster than transfer to CASA.

Thanks for update on MBB no fee. Mine will only come on 8...so it's quite a whole away.

10pm, received an email saying that my BT is approved, took only 4 hours, MBB super efficient.

did m2u balance transfer just now, but weird, they didn't capture one of my amount of the card, guess, I had to be extra careful

i transfer 4 card, but only 3 card got recorded,

i remember i filled in A, B, C, D, but D is missing, when logged out, I only see the total is A, B, C.

May be I forgot to click "Add Card" at the last one. Sigh ...

Can't u do another one?

Mbb seem like always noe i need thier 12momth 0% bt.haha.good for me

wah, not many woman with such financial mindset

your hubby is 1 lucky guy

Anyone know about this Ambank 0% 12-month BT?

Above posts taken from:
https://forum.lowyat.net/index.php?showtopi...&#entry81890529

This post has been edited by MGM: Sep 28 2016, 06:25 PM

This is a promotion for new-to-bank cardmembers only.

No wonder. TQ

Guess people won't cancel their MBB cards now because of 0% BT haha

The BT amt was credited into my PBB CC account today, one day after application thru M2U.

I called the PBB CS to transfer the excess funds to my Savings Acc but CS ask for proof of payment but PBB doesn't accept the BT application form only payment receipt.

They didn't ask u to write email to request?