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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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wan7075
post May 31 2016, 11:14 PM

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QUOTE(shiroikun @ May 31 2016, 11:04 PM)
I did that before , a few times, from hlb cc to mbb saving and hlb saving
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are u sure that one not cash withdrawal?
what is the interest rate? can show us the example?

This post has been edited by wan7075: May 31 2016, 11:15 PM
wan7075
post Jun 1 2016, 09:22 AM

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QUOTE(shiroikun @ Jun 1 2016, 06:00 AM)
There was 2 type of package, Last time the package i took was 0.5% per month on on reducing balance, outstanding balance will appear and charge to credit card once the amount transferred into saving, just need to pay 5% min payment. Early settlement charge RM100

Another package was 6.99% , 1 time charge. BT amount charge to credit card, just need to pay 5% min payment monthly until forever. No early settlement charge

Just tell the CS, u wanna transfer to saving will do
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it sound liked personal loan more than BT nod.gif
interest rate is quite high
but if it is useful to you than no harm to apply thumbsup.gif
wan7075
post Jun 14 2016, 01:54 PM

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may I know I can do BT to my supp card?
the supp card statement is combined together with my principle card.
But the transaction record is separated from principle card.

thanks
wan7075
post Jun 14 2016, 02:45 PM

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QUOTE(sms2u @ Jun 14 2016, 02:02 PM)
cannot, u can only apply balance transfer from same name of the card holder.

Why u cannot just apply BT to your card which is principal?
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got apply for principle.

but I want the both prin + supp tongue.gif brows.gif
wan7075
post Jun 14 2016, 05:08 PM

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QUOTE(sms2u @ Jun 14 2016, 04:23 PM)
U can.
Why? both principal and supp are share same credit limit? I cannot think what is the reason.
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bc I want to extend my payment for sup card also if possible. brows.gif
do you get what I mean?

This post has been edited by wan7075: Jun 14 2016, 05:09 PM
wan7075
post Sep 29 2016, 02:56 PM

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I clicked the apply BT on maybank2u but it keep show
System error.
Reject code [0C99]

anybody face the same issue?
wan7075
post Sep 30 2016, 10:57 AM

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QUOTE(screwedpeep @ Sep 29 2016, 10:06 PM)
Have u tried again? Did mine at 5.50pm no hiccups. My caramel macchiato not yet finish drink, already approved.  thumbup.gif Received confirmation email less than an hour after applied and approved in principle.
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today show like this..

Balance Transfer

Step 1 of 3

Select your Maybank Credit Card for Balance Transfer

You do not have any record in this list.

why my card no appeared? I have mayaank2 card amex + visa since 2 years ago.
WTF? vmad.gif

This post has been edited by wan7075: Sep 30 2016, 10:59 AM
wan7075
post Sep 30 2016, 11:37 AM

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QUOTE(MGM @ Sep 30 2016, 11:28 AM)
Probably MBB is changing your cards to pin&pay type n is pending for activation, see this on M2U.
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no.. I didn't see any new card no on my m2u sweat.gif
wan7075
post Oct 4 2016, 11:19 AM

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QUOTE(RokXIII @ Oct 3 2016, 07:15 PM)
for those who is going to take the MBB 0% BT, do act quick, cause:

"The fee allocated for the waiver is only up to RM3.6M for 6 months campaign duration. The campaign will be automatically stop upon fund has fully depleted."

http://www.maybank2u.com.my/WebBank/bt140916_tnc.pdf
* 5.VI *
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the minimum 1k BT is per card or total?
like if I got 2 cards, 1st card rm600, 2nd card rm1200 is entitle for 0%?

thanks.
wan7075
post Feb 8 2017, 02:11 PM

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QUOTE(nasiayam @ Feb 8 2017, 11:43 AM)
i BT 3 cards, mbb amex, pbb visa and cimb mc, email them application form on 2nd feb, 3rd feb evening got sms that it's approved, money came in on 6th feb
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cimb mc BT also zero interest and no any charges?
wan7075
post Mar 10 2017, 12:57 PM

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QUOTE(celaw @ Mar 9 2017, 09:52 PM)
i applied new uob card through booth in shopping mall. I contact the sales person in shopping mall to apply the BT. She help me fill up the form and submit it. No upfront fee.

Pay back BT is reducing method. Every mth 5% minimum, balance paid on 6th mth. New BT account is created. So it won't impact using UOB credit card.
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any upfront fees or any charges?
wan7075
post Mar 15 2017, 09:31 AM

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for maybank BT, I can't find aeon credit service in the list.
so can I choose Citibank for it? tq!
wan7075
post Mar 15 2017, 09:40 AM

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QUOTE(cybpsych @ Mar 15 2017, 09:34 AM)
yes, it's been answered here many many times  biggrin.gif
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@gastacopz

tq~. ya I know for normal payment. just not so sure for BT..
just would like to reconfirm before I applied it.
wan7075
post Mar 28 2017, 02:09 PM

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apply maybank BT today. hope still can get 0% fees
wan7075
post Jun 11 2019, 11:37 PM

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QUOTE(lilsunflower @ May 22 2019, 11:31 PM)
Strictly new card holders only i.e. never ever held a card with CIMB before.

I used to be a CIMB cardholder, then cancelled in mid-2018.  Reapplied in April and tried to apply for the BT and failed, because I had been a previous CIMB cardholder.
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in the TnC it didn't mention that previous card holder is not entitled for it.
By the way, can I send my BT form to cimb through email? cause i'm not free to go to cimb branch.

appreciate if you can provide the CIMB email address. TQ in advance notworthy.gif
wan7075
post Jun 12 2019, 11:06 AM

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QUOTE(fruitie @ Jun 12 2019, 01:58 AM)
It's stated on Important Notes. Point no. 3: The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
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Ya but she already cancel on 2018 and reapplied on apr 2019. So i thought she should be considered as new customer not more than 6 months?
wan7075
post Jul 4 2019, 12:29 AM

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QUOTE(mamamia @ Jun 28 2019, 05:33 PM)
Expiry 27 July. Pay all with outstanding balance of RM1 b4 27 July. On 28 July, pay the balance RM1
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QUOTE(fruitie @ Jun 28 2019, 06:25 PM)
Err.. No idea about early settlement fees, try to appeal with CS. sweat.gif

You just clear minimum payment on statement due date - 16.07. Then, BT balance on 27.07 via IBFT.
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mamamia said clear it on 28/07 but fruitie said clear it on 27/07.

that's is confusing. rclxub.gif
which date is correct? notworthy.gif
wan7075
post Jul 15 2019, 11:44 PM

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QUOTE(lilsunflower @ May 22 2019, 11:31 PM)
Strictly new card holders only i.e. never ever held a card with CIMB before.

I used to be a CIMB cardholder, then cancelled in mid-2018.  Reapplied in April and tried to apply for the BT and failed, because I had been a previous CIMB cardholder.
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want to ask all lowyat expert here about cimb BT, if i do BT rm6k,
in order to prevent interest charge, i can pay minimum rm300 x 5 months + paid rm4500 on last month right?

Thanks notworthy.gif
wan7075
post Aug 6 2020, 12:49 AM

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would like to confirm now AEON still has 0% BT 6 months? Thank you
wan7075
post Jan 19 2023, 12:39 PM

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may I know affin bank still have BT 0% for existing customer?

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