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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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mitodna
post May 21 2016, 03:51 PM

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Any HSBC balance transfer, they don't split the monthly by month? Thanks
mitodna
post Sep 22 2016, 09:50 AM

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noob question, the 0% balance transfer Maybank can settle early right without penalty, need to call Maybank to settle early? Thanks
mitodna
post Sep 22 2016, 09:58 AM

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QUOTE(cybpsych @ Sep 22 2016, 09:51 AM)
didn't state the process of early settlement, no said no penalty, does this divide to BT amount to monthly repayment?
mitodna
post Sep 27 2016, 11:26 PM

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did m2u balance transfer just now, but weird, they didn't capture one of my amount of the card, guess, I had to be extra careful

i transfer 4 card, but only 3 card got recorded,

i remember i filled in A, B, C, D, but D is missing, when logged out, I only see the total is A, B, C. sad.gif

May be I forgot to click "Add Card" at the last one. Sigh ...
mitodna
post Sep 29 2016, 12:58 PM

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on Maybank balance transfer

Applied M2U on 27 sep 2016 11:14pm, approved in principle

Approved via e-mail 29 sep 2016 3:44am, but fund not transfer yet, available balance transfer still the same amount, on the m2u website

guess, has to wait for few more days,

edit: wrong date

aeiou228, mind to tell which bank you balance transfer to?

me is CIMB and Public Bank

This post has been edited by mitodna: Sep 29 2016, 01:48 PM
mitodna
post Sep 30 2016, 12:10 PM

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Not new card no, but there is a footer on the note, pending new activation,

Hmm, Maybank will send SMS when they send the money to the other bank, interesting
mitodna
post Oct 1 2016, 02:43 PM

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My Round 2 available balance is lower now. Not going round 2, I think they did charged me 3% fee, I applied on m2u

Will wait for waiver
mitodna
post Oct 1 2016, 06:36 PM

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QUOTE(Black Red @ Oct 1 2016, 05:16 PM)
Hi guys, sorry if it's a redundant question. I just do two BT from my MBB card, and suddenly got promo from them. my existing card still haven't cancel (but going to). do I need to apply for a new cc in MBB in order for me to go for  the 0% BT?
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No need new card to get the 0% promo
mitodna
post Oct 9 2016, 05:50 PM

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just did 2nd balance transfer thru m2u today, received e-mail approval (1 in approved in principle, another is approved), no sms yet

my first m2u transfer is done, but i see there is the 3% fee and gst on the 3% on transaction

my statement is not yet out, hope it get waived before the statement
mitodna
post Oct 12 2016, 12:13 AM

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QUOTE(eastwest @ Oct 11 2016, 10:39 PM)
I dont quite understand from where the excess cash came from when you guys do BT? I'm just curious..

Did i make a mistake by settling my CC balance in full instead of going to BT route?
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BT > statement amount, request bank as you overpaid and no longer has need on the extra limit, so request bank to transfer back to saving

You did not do any mistake on settling full CC balance

Some used the BT for better cash flow, or for whatever reason


mitodna
post Oct 12 2016, 08:33 PM

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Maybank 0%, apply thru e-mail, no 3% fee, apply thru m2u, got 3% and gst on 3%. Will be waived within 30 days

Edit: GST on 3%

This post has been edited by mitodna: Oct 12 2016, 09:03 PM
mitodna
post Oct 12 2016, 09:06 PM

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QUOTE(fruitie @ Oct 12 2016, 08:45 PM)
Cool. Thanks guys! notworthy.gif
Is the process fast? laugh.gif

Any suggested card to use to swipe first then only I BT to Maybank? tongue.gif
Also how many times I can BT to Maybank? Only once until I clear?
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Maybank Very fast, I did thru m2u, didn't ask for statement, first email will be approved in principle, second email will be saying approved

Third is the SMS when Maybank do the GIRO

Note: if your maybank2u has pending new activation footer, it will not consider your card available for online BT application

Any card you like, maybe the card that nearer to statement date

Edit:
Seems like unlimited times BT until promotion end, but each time total amount > 1000, can be combined amount

Eg. Bank A RM700, Bank B RM300

This post has been edited by mitodna: Oct 12 2016, 09:08 PM
mitodna
post Oct 14 2016, 10:32 PM

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0 of 2 waiver received sad.gif, starting to worry, not yet 30 days though

Edit: 1 of 2 waiver received, posting date, on Maybank2u balance transfer

30-sep 3% + gst
13-oct 3% + gst reversal

another one, not yet
10-oct 3% + gst

look like by batches ?

This post has been edited by mitodna: Oct 15 2016, 01:50 PM
mitodna
post Oct 17 2016, 05:24 PM

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QUOTE(lilsunflower @ Oct 17 2016, 05:13 PM)
Quick question - Has anyone used PBB BT to pay AEON CC? I recall reading that MBB allows payment to AEON, but was wondering if PBB does too?
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may be if it is okay to fill as Citibank for Aeon? but best to confirm with customer service, Public Bank card customer service quite okay
mitodna
post Oct 20 2016, 06:12 PM

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RM0.00 Consolidate your credit card balances to HSBC Amanah Credit Card-i via 0% Balance Transfer for 3 months by 31/10/16.Apply & T&C@ www.hsbcamanah.com.my/bt
mitodna
post Oct 25 2016, 12:16 AM

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QUOTE(winnie619 @ Oct 24 2016, 06:44 PM)
alright, thanks ya  wink.gif
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they should also send another SMS that saying like money transfer to the bank swiftcode, best is to check SC website

QUOTE(paklee @ Oct 24 2016, 09:42 PM)
guys, i would like to do BT from my maybank cc to others. which other bank offer 0% interests for 12 months repayment. Thank you.
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first post? and i don't think any offering 12 months 0% right now beside Maybank

This post has been edited by mitodna: Oct 25 2016, 12:16 AM
mitodna
post Oct 26 2016, 09:56 PM

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My Maybank card statement out, I did two BT, one was waived by reversall, one is not waived, mind you, I did thru m2u, should has gone the e-mail route,

Will see if Maybank only run one batch on 13th to waive by reversal
mitodna
post Oct 27 2016, 09:35 PM

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QUOTE(winnie619 @ Oct 27 2016, 08:53 PM)
within 3 days..  biggrin.gif
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e-mail has 3% charges as well then only rebate?
mitodna
post Oct 30 2016, 12:02 AM

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QUOTE(RokXIII @ Oct 29 2016, 07:08 PM)
for those who had used PBB BT before, i have a question:

I was thinking to BT from AEON to PBB, RM 6K for 6 months 0%.
Then BT again from PBB to MBB, RM 6K for 12 months 0%.

If both applications approved, there should be RM6K credited to PBB at last.

My question is, does it consider as early settlement for PBB and will I be charged for RM100?

Thank you!
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Why want to double BT? I guess if you dont call them to early settle in PBB, the money just sitting there , best to confirm with PB customer service
mitodna
post Oct 30 2016, 01:22 AM

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QUOTE(RokXIII @ Oct 30 2016, 12:23 AM)
the initial plan was, to straight BT from AEON to MBB, but too bad in M2U, AEON was not listed as applicable bank...
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QUOTE(zr125 @ Oct 30 2016, 01:20 AM)
you can choose citibank. it will transfer to your aeon.
i tried from ocbc BT though. Might work for MBB too..
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errm, got post here saying that it is possible to apply thru e-mail for Maybank BT and fill in Aeon

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