hi, just received a msg from uob regarding the balance transfer 0% for 6 months..
http://www1.uob.com.my/btesub/

Anyone applied for the free (0% interest, 0 fees) Balance transfer from UOB?
They say no cost at all for 6 months. No Need to show credit card statement.
Need to pay only 5% of outstanding per month.
Total balance outstanding pay before expiry of 6 months.
Tempted to get free use of money but worry about small print TnC .Cannot find info on this promo online.

Managed to tfr excess payment from the supp card to principal and other supp cards under that principal card.

supposedly available to selected customers.

Anyone applied for the free (0% interest, 0 fees) Balance transfer from UOB?
They say no cost at all for 6 months. No Need to show credit card statement.
Need to pay only 5% of outstanding per month.
Total balance outstanding pay before expiry of 6 months.
Tempted to get free use of money but worry about small print TnC .Cannot find info on this promo online.

That day the officer from UOB customer retention Dept told me got 12 months 0% BT and said will get the tele markerting team to call me, but no one call me as at today.

Stanchart advertise on their website 0% BT now, but upon enquiry, only valid for new application (card).

Who needs to make the call in this case, the supp card holder or the principal card holder?

Anyone applied for the free (0% interest, 0 fees) Balance transfer from UOB?
They say no cost at all for 6 months. No Need to show credit card statement.
Need to pay only 5% of outstanding per month.
Total balance outstanding pay before expiry of 6 months.
Tempted to get free use of money but worry about small print TnC .Cannot find info on this promo online.

From the T&C, point #12.



Does it mean any retail transactions will attract finance charges? 

UOB Balance Transfer Special Interest Rate Programme (6-month at 0%) - Terms &
Conditions [U]

The terms and conditions herein are to apply to the UOB Balance Transfer Special
Interest Rate Programme – 6-month at 0% (“the Programme”) and are to be read in
conjunction with the UOB Credit Card Agreement (“the Agreement”). In the event of any
discrepancy or inconsistency between the terms and conditions herein and the
Agreement, the terms and conditions herein shall prevail in so far as they apply to the
Programme. Save for the words defined herein, the words and expressions used herein
shall have similar meanings as in the Agreement.

1. The Programme is open to all new principal Credit Cardmembers of UOB (“Card
members”) who are also principal Cardmembers of Credit or Charge Card(s) issued
by other Malaysian financial institutions, Credit and/or Charge Card companies
(billed in Ringgit Malaysia).
2. Cardmember may apply to transfer an outstanding balance(s), from his/her
Credit/Charge Card account(s) held with other financial/Credit/Charge card
institutions to any UOB Credit Card account held in their name subject to the terms
and conditions herein contained.
3. UOB reserves the right to approve or reject the application submitted without
assigning any reason thereof as well as to determine the outstanding balance
permissible to be transferred at its absolute discretion.
4. The UOB Credit Card account must be current and in good standing with sufficient
available credit limit to enable for the successful execution of the approved transfer
amount.
5. Subject to the availability of credit limit in the Cardmembers’ UOB Credit Card
account, the minimum transfer is RM1,000 (or such other minimum amount UOB
may at its absolute discretion determine from time to time) for a 6 months Balance
Transfer Programme (Plan 11).
6. Upon approval of the application under the Programme and upon the Cardmember’s
UOB Credit Card being duly debited with the outstanding balance, the outstanding
balance or any part thereof will be subject to a Special Interest Rate of 0% for the
whole of the Special Interest Rate Term of 6 months.
7. The Special Interest Rate for Plan 11 is 0% per month for a Special Interest Rate
Repayment Term of 6 months.
8. For the avoidance of doubt, the Special Interest Rate and its corresponding Term
only applies to the outstanding balance(s) or any part of it transferred under this
Programme.
9. Upon the expiry of the Special Interest Rate Term, the then outstanding balance will
be subjected to the normal finance charge of One Point Five per centum (1.5%) per
month or Eighteen per centum (18%) per annum or the prevailing regulated interest
rate will take into effect until the date of full repayment.
10. The maximum transfer amount is up to Eighty per centum (80%) of the UOB
Cardmember’s credit limit, less any utilized amount, whichever is lower.
11. Once the outstanding balance amount to be transferred has been approved, the
corresponding amount of the Cardmember’s credit limit will be reserved for this
purpose and the available credit limit balance will be reduced accordingly. UOB shall
not be liable to the Cardmember for any transactions rejected by merchants due to
insufficient credit limit arising from the balance transfer.
12. Balance transferred shall be billed to the Cardmember on the next statement date
following the date of transfer and shall be repayable in accordance with these terms
and in accordance with the terms and conditions in the Agreement.
13. Pending approval of application under the Programme, the Cardmember shall
continue to be liable to make payment(s) on their other Credit Card account(s) in
accordance with the terms governing the same. UOB shall not be liable to the
Cardmember for any interest or other charges incurred by the Cardmember caused
by the delay of failure on the part of UOB in making payment to the other credit card
account(s).
14. Upon approval of application under the Programme, the Cardmember shall continue
to make the minimum payment of Five per centum (5%) per month or Ringgit
Malaysia Fifty (RM50), whichever is higher by, on or before the Payment Due Date
as specified in the Statement of Account in accordance with the terms of the
Agreement.
15. An Early Settlement Fee of RM100 will be charged immediately in the event of any
one or a combination of the following occurrences: -
i. The Cardmember terminates or discontinues the Balance Transfer Plan
by making full payment within the Special Interest Rate Term;
ii. The Cardmember cancels his/her UOB Credit Card account;
iii. UOB terminates or closes the Cardmembers UOB Credit Card account
for any other reason(s).
16. The Cardmember is liable to settle in full all the outstanding balance and fee charges
imposed by UOB upon closure of the credit card account in accordance with the
UOB Credit Card Agreement.
17. In addition, upon the occurrence of any one or more of the following events:-
i. Breach of any of the terms and conditions herein;
ii. An event of default under the pursuant to the UOB Credit Card
Agreement;
iii. Delay or failure to pay any sums due under this Programme;
iv. Failure to pay on due date any money or to discharge any obligation or
liability payable by the Cardmember from time to time to UOB under any
agreement with UOB or under any banking/credit facilities;
The total outstanding under the Programme shall immediately be due and payable
and shall bear interest at Eighteen per centum (18%) per annum and shall be
payable in accordance with the Agreement. Such default shall also entitle UOB to
cancel, revoke, suspend or restrict the use of the Card and thereafter to consolidate
all outstanding amounts into the principal card account.
18. UNIRinggit Rewards or Smart$ Cash Rebates will not be awarded under this
Programme.
19. UOB reserves the right to terminate, suspend, vary, delete and/or add the terms and
conditions. Any changes in the Terms and Conditions, wholly or in part may be
viewed on UOB’s website at www.uob.com.my.
20. These Terms and Conditions shall be governed by and construed in accordance with
the laws of Malaysia.

From the T&C, point #12.



Does it mean any retail transactions will attract finance charges? 

supposedly available to selected customers.

I remember UOB BT has the website for BT. Anyone can share the link?
Maybe i can try to apply for UOB BT as well

few posts above yours

http://www1.uob.com.my/btesub/

No ..retail transaction after BT will not attract finance charges.. I took this 0% BT in Mar and spend and join the april,may june rm1500 campaign

and No finance charge is charge.

One thing about this BT is they never inform you when is the expiry date of 6 month and you have to remember when is the date they pay out the

BT sum and 6 month from the date is the expiry date.

yes.. just got my UOB BT approved last week
0% for 6 months...

If I do balance transfer of let's say the Maybank card to bank X card, can I still use it?

Did UOB attach/send the TnC/agreement for the specific BT Plan that was approved?

I feel safer to have a formal BnW TnC to refer to rather than the verbal version by CS on the phone.
eg  CS said no penalty for early settlement but looks like there's a RM100  charge.
CS said pay only 5% of outstanding BT amount  each month, by end of 6 months pay balance from approval date.
Is "Approval date' = to date of pay out of BT sum? Payout date probably will be few days after Date of approval.

Don't want to be caught paying 18% pa for the BT amount 
Is there any reference to this as BT Plan 11?
There appears to be some variations in the TnC for the different Plans that are on offer.