on Maybank balance transfer

Applied M2U on 28 sep 2016
Approved via e-mail 29 sep 2016, but fund not transfer yet, available balance transfer still the same amount, on the m2u website

guess, has to wait for few more days,

Anyone applied for the free (0% interest, 0 fees) Balance transfer from UOB?
They say no cost at all for 6 months. No Need to show credit card statement.
Need to pay only 5% of outstanding per month.
Total balance outstanding pay before expiry of 6 months.
Tempted to get free use of money but worry about small print TnC .Cannot find info on this promo online.

The webpage does not exist anymore but the t&c still there 

Oh boy I just called HLB CS regarding the new BT promotion - it’s only for other bank not for HLB existing card holders.

yes, applied and approved -- now my available amount decreased in HLB, waiting fund disbursement to my bene credit card.

it doesn't even matter how much OS on your other bank, since HLB do not require card statements, as long the bt amount is >1k & <49.9k then should be fine.

my bt earlier was something like this:
Bank A - RM800.00
Bank B - RM1500.00
Bank C - RM1700.00
Total = RM4000.00

hope you will roughly get the idea.

Free munnee to put into FD or investments, must kiasu a bit lor heheh <fist bumps U>

er.. the old / traditional way - i had the cash to pay off my spending but just do BT and put the cash to other usage
i've no idea how to cash out "for sure"

12. If the Eligible Cardholder fully settles the BT Amount before expiry of the chosen BT tenure, an early settlement penalty of RM70.00 will be charged to the Eligible Cardholder’s BT Account.
13. Subject to Clause 5 above and the total credit limit of the Eligible Cardholder’s credit card account, the Eligible Cardholder may apply for a second BT subject to HLB’s approval and HLB’s prevailing T&Cs and standard balance transfer rate(s).

Based on my experience, better to pay on 10 Mar 2019. I take it as expire on 09 Mar 2019 meaning until 12am of 09 Mar 2019. As long as u clear it before 11:59pm of 10 Mar 2019, you wont get slapped by the penalty. I have been settling mine 1 day after the special interest rate expiry date and the BT account will dissappear automatically.

0% 6 months...

https://www1.uob.com.my/btesub/

HLB

0% balance transfer is spread equally every month.
Ambank, Aeon, Maybank, Public Bank, HSBC

Only Hong Leong bank allows minimum payment every month. (I think)

For Hong Leong bank, kindly note that a separate account is created for the balance transfer.
You need to make payment into that account instead.

Note that your statement date for credit card is DIFFERENT from the expiry date of balance transfer.
Follow the expiry date of balance transfer at the end of 6th month.
Refer to your statement for details.

Any payment earlier or later will be slapped with charges.
If there are, means we can keep on rolling the initial 6 months BT with multiple CC without any charges for years?
Technically yes, but bear in mind that banks\financial institutions can REJECT balance transfer applications.

psiloveu has shared his/her experience for HLB balance transfer.
Well illustrated.
Refer to post 4251
https://forum.lowyat.net/topic/3918057/+4240

Take note of this in your statement
PLEASE NOTE THAT NORMAL 18% PA INTEREST
RATE APPLIES AS THE SPECIAL INTEREST
RATE EXPIRES ON 13102017

So HLB balance transfer expiry date is on 13102017 for psiloveu's case
So for psiloveu's case, make sure to clear everything on 14 Oct 2017

yup on "we should pay the minimum amount on the statement payment due date "
but
er.. why +1? "clear the remaining balance on the expiry date + 1."

it's "on due date" to clear, not +1 or -1, unless one wants to pay % or some cost, right?

Why not? It's just a normal CC.

I did on Saturday for my Maybank cards, all payments reflected today in M2U.

Edit: Fixed some typos.

Shouldnt have listened to the CS previously but then I was in a rush and dont want any delay. So process time is as prompt as usual?