Any specific reason you want to apply BSN credit card? I had BSN credit card before. Applied thru Ringgitplus just to get Blackberry phone.

The card has no benefits at all and the so called 24 hours call centre is actually a general customer service who is unable to solve any problem.

When l wanted to cancel my card, BSN requested to surrender the physical card to any branch. Also, it took 1 month for BSN to cancel the card after numerous emails and calls. The worst credit card l ever hold.

But other banks are offering 0%...

Damn noob here, but u gotta have apply CC first from the banks prior BT, right? As in now i got both MBB and CIMB CC's, total credit 8K, what if i wanna BT to say, HLB? Have to manually apply for CC from HLB, and then apply for BT? Or when applying for BT inclusive with CC from HLB? Do enlighten me

i got this called few weeks back
rate was offered 3.93%
a bit high, so i refused

Hi there, anybody know if whether I can apply balance transfer from my other card to AEON credit card by using email or online? instead of walking in or by fax.

I called Maybank centre today and ask whether can transfer my credit balances from card to CASA anot

the agent said cannot 

Why hah??

mind to share the package?

What I meant was..

As we all know, HLB creates a BT account for every approved BT application.

I wanted to settle the outstanding balance in the HLB BT account by balance transfer to PBB CC.

Because of the HLB BT account is not a CC account, will PBB accept the BT application?

Thanks.

not necessary with sms.......  applied it last week through M2U, money already in without 3% charges

your monthly installment RM1k is charged into your cc statement and you pay together with your other cc spending (if any) according to statement balance.

your rm5k payment is to the whole cc statement. you cant instruct your payment to clear BT amount explicitly.
1) assuming statement balance is just rm1k (bt installment rm1k, no other spending), your rm5k payment will clear the current statement balance of rm1k. the remaining rm4k (excess) will carry forward to next statement cycle.

or

2) assuming statement balance is rm2k (bt installment rm1k + other spending rm1k), your rm5k payment will clear the current statement balance of rm2k. the remaining rm3k (excess) will carry forward to next statement cycle.

and so on.
just call CS to perform early-settlement, then CS will transfer all reserved bt amount and charged all into your cc.

For UOB BT, a separate BT account is created. If i want to pay this BT from other bank, i just fund transfer to this account directly? Account type is credit card, right?

more like AEON credit & BSN is different from the rest like:
Citi, HLB, PB, MBB, UOB, AmBank, SCB - yup tested all of them before for BT, flexi and cash on call

the only totally out there one is HSBC - never touch their BT or cash on call unless U are VERY clear on their T&C. very very diff from the rest - like in their own system/world

BTW - thoughts:
U have $ in SSPN?
if U have, take from SSPN, paydown some CC, get useful cards like PB's Quantum -->cycle to Boost/BigPay--> cashout-->paydown-->cycle more..
then cycle back to SSPN via Boost (takes a while but U have 9 months+ go hit SSPN tax relief)
YMMV