No ..retail transaction after BT will not attract finance charges.. I took this 0% BT in Mar and spend and join the april,may june rm1500 campaign

and No finance charge is charge.

One thing about this BT is they never inform you when is the expiry date of 6 month and you have to remember when is the date they pay out the

BT sum and 6 month from the date is the expiry date.

Unfortunately they did not sent any TnC or agreement for the BT.. after we agree to take up they will call again from their
recording system and playback the TnC and ask us to confirm on this recording system.. haha .. it is quite a risk ..i reckon..
but for me, mine BT 6 month have just past and every month i only pay 5% of total BT. By the 4th month they call again and ask
to take another flexi BT .. I also oblige...so on my due date on 30th sept.. i call 2 times and the different CS say different figure..
end up i make 2 instant transfer last Sat to avoid the short payment as i cant figure out the exact BT sum to pay for the 1st BT.
UOB set up a new BT account and i have 2 active BT with this account.. so confusing.. I also dont want to be caught paying 18% pa
for those BT. In our monthly statement it will show the draw down date of BT and 6 month from this date we must re-pay all the BT ,
do not follow the statement Due date as the BT expiry date will be 6 month from the draw down date.

Overall i would say UOB is very generous with BT and i have benefit a lot from their offer ... only thing is we need to be very very
careful with their Expiry Dates and Early settlement as otherwise it will cause us $$$$$.

Yes ..it is there .. the Transaction Date when UOB pay the other bank is the draw down date, 6 month from this date is the expiry date.

HLB BT is not only confusing , they are setting a TRAP so that when you forget the expiry date they can charge you interest.
I fall into this TRAP and was charge RM170+ interest in Feb18.

Last April they called up and offer 6 month 0% BT , i took it and settle without interest charge by Oct 17. Immediately after that
they call again to offer in Nov but this time is for 0% BT for 3 months only. I also took up their offer but forget to settle when it expire
in earlly Feb. End up paying for 170+ interest for 20+ day past the due date thinking it was a 6 month BT.

So..be very careful when you have BT with HLB..

This HLB online BT super fast...apply 28th 6pm 29th night rcvd

i just check that one sixth bt amount has been debited to my cc account but target cc account not appear in yet.