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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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daniel7910
post Mar 8 2017, 06:33 PM

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hi all
i tried apply MBB BT through maybank2u today..
received email said approved in principle..
then later received sms saying
"we regret to inform that we are unable to accede to your Balance Transfer appl.
Thank you for your interest shown."

anyone got such experience?
thanks

daniel7910
post Mar 9 2017, 09:41 AM

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QUOTE(tonytyk @ Mar 8 2017, 06:48 PM)
Is this ur 1st MBB BT application recently?
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Yes this is my first MBB BT application...
daniel7910
post Jun 7 2017, 10:00 PM

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QUOTE(JonnY @ Jun 6 2017, 11:21 AM)
I saw many people applied BT from M2U website and approved.

Mine always got rejected no matter how many times I applied. Same case for the last year BT promotion.

What is the reason that they rejected the BT? I applied through email and approved by them within 3 days.
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Me too....
I applied through M2U all rejected...
but through email approve..
I called n ask, customer service said it might due to my card not so active use.... so system reject...
daniel7910
post Jun 30 2017, 08:11 PM

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QUOTE(cybpsych @ Jun 30 2017, 07:23 AM)
PB Balance Transfer [ PBB | Form & T&Cs ]
1 July - 31 December 2017

user posted image
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Thanks...
good to see it extend again.....

daniel7910
post Jul 28 2017, 05:27 PM

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just tried another MBB BT through Maybank2u...
and reject again....

no choice then, need to submit by email..... lol
daniel7910
post Aug 2 2017, 08:51 PM

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just got my promo MBB bt approved yesterday....
submission through email... smile.gif

daniel7910
post Aug 2 2017, 10:27 PM

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The form stated 3% fee waive. So I think should be ok.
daniel7910
post Aug 11 2017, 06:36 PM

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this morning just submitted another PBB BT 0% for 6 months.....
i like this promo so much..... smile.gif
daniel7910
post Aug 13 2017, 07:38 PM

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QUOTE(echoesian @ Aug 13 2017, 06:20 PM)
I also receive the leaflet on the 0% BT promotion, just wanna confirm is there any hidden charges?
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No hidden charges if u choose the 0% plan.. minimum amount to BT is RM6000 for 6 months.
daniel7910
post Aug 13 2017, 08:31 PM

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QUOTE(echoesian @ Aug 13 2017, 08:18 PM)
Which is plan B right
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Yes smile.gif
daniel7910
post Aug 16 2017, 09:47 PM

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Just submmited another MBB BT through email. hope everything ok.
daniel7910
post Aug 17 2017, 09:28 PM

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QUOTE(leo_kiatez @ Aug 17 2017, 07:19 PM)
MBB waive 3% charges on BT still available?
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yes i think so..
as long as it haven't take down from maybank promotion website.....

daniel7910
post Aug 19 2017, 10:33 PM

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QUOTE(lamode @ Aug 19 2017, 08:08 PM)
didn't realize already did 8 BTs (another 2 in a diff card), amounting to 30.4k to MBB under 0% BT Promo.  rclxms.gif  smile.gif
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admire u... my credit limit 15k....


daniel7910
post Aug 20 2017, 05:50 PM

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QUOTE(snowswc @ Aug 20 2017, 05:25 PM)
initially i got 30k only..and i request for increase..approved to RM 50k...the following month i request again.. approved to RM 70k.. very efficient..
but i have problem now... recently applied 2 credit card also got rejected..i think is because of the BT.... applied too much...
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Do maybank request us to provide income document for credit limit increase??
daniel7910
post Aug 21 2017, 08:26 PM

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QUOTE(fruitie @ Aug 20 2017, 06:51 PM)
Yes, 3 months' latest payslip. Never failed to get CL increase this way.
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problem for me, coz my payslip amount is lower compare last time..... lol

daniel7910
post Aug 23 2017, 12:55 PM

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QUOTE(mamamia @ Aug 22 2017, 10:23 PM)
My BT case via email from 17 Aug till today only get SMS approval after a mail follow up with call.
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MY Maybank BT submitted by email dated 16/8 only received approval msg yesterday 22/8......
daniel7910
post Sep 14 2017, 06:01 PM

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hi, just received a msg from uob regarding the balance transfer 0% for 6 months..
http://www1.uob.com.my/btesub/
daniel7910
post Sep 14 2017, 07:40 PM

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QUOTE(mamamia @ Sep 14 2017, 07:15 PM)
No need Statement?
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i also not sure.....
i just called up uob cust service to check, and they said it is for selected card members only...


daniel7910
post Sep 14 2017, 08:19 PM

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QUOTE(RickRick88 @ Sep 14 2017, 07:45 PM)
From the TnC, it says for all new and existing cardmembers.

http://www1.uob.com.my/assets/pdf/tnc/UOB-...ransfer-eng.pdf
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yes, i do question them about this also,
but they said if the promo is for all, then it will be published on the UOB promo page.
daniel7910
post Sep 15 2017, 10:34 PM

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QUOTE(tonytyk @ Sep 14 2017, 10:56 PM)
This TnC is published on uob website, right? So is meant for all?
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this is the link i got in my sms....
but in the uob website promo page u didnt c the promo of 0% balance transfer (this is as per told by the cust service)....
im not too sure is it true also... smile.gif

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