Thanks alot..

If annual fee is in may, should we stop using the card now and wait till 28 for the cash back for last mth to be reflected before cancelling the card. If use this mth then need to wait till 28 may which the annual fees might be charged already.

3x on weekday is base on transaction date or posting date?

yes exactly.

if u really want cancel this card by May, u dont spend any cents in april.

btw, the revise news is not yet confirm, up to u...

So first come first served is based on weekday of weekend spend?

Gem5 now have good 20% off for HLB card. Saved almost RM170 buying Redmi Note3 from Gem5.

you still managed to get it?

That's why you shall not assume that HLB is giving 10% cash back, they don't and never give 10% of cash back from the beginning.
The max cash back no matter how you do are <9%.
So tell me, why card can give you 8% of cash back

the changes will be sure. initially it was confirm that it should run on 1st of may. after 2 days, they announce that they wanted to do another change so for now the exact date is not confirm yet. prob by june of july.

they wanted to do another changes on the categories. 10% cashback i would not know yet as they scrap the previous update which mean they might change the whole thing again. expected date is not announce yet but may is not going to happen . it will probably in June or July.

I believe yes...

sounds like they really check the feedback here and then plan to revise again accordingly to prevent from users manipulating the system lol...

I didnt read further after deciding not to join


okay thanks for sharing

Changes are bound to happen. Looks like we should not comment too much in future.

To HLB Card services department:

If you make it difficult to earn the cash back by removing popular categories like petrol, grocery and maintain 10 x > RM50 transactions yet still charging annual fee, then Wise card is history.
Unless you make wise card a free for life card after whatever cash back revision you are about to implement, then card members may still keep the Wise card in their wallet.

*LIKE*

Bank wouldn't care much as long as they are not losing profit. Banks like Citibank , SCB, RHB , remove many privileges and yet they still act like nothing happen.

Banks like HLB are more into personal loan, HP, HL.

If HLB cares, they wouldn't revise their wise card 10% categories then.

As long as they are still giving 10% cb, people will still continue using it rather than nothing achieved !

T&C didn't mention your WISE card must choose dining category only eligible for 30%

Question on the 30% dining cash back campaign:
From T&C:

5.1.1 Eligible Cardholders who perform a minimum Three (3) Weekday Eligible Transactions using any of the HLB Credit Cards on Mondays 00:00:00 hours (12:00a.m) to Fridays 23:59:59 (11:59p.m.) during the Participating Week of the Campaign Period (“Criteria”) shall stand a chance to receive 30% Cash Back on Weekend Dining Spend (“Cash Back”) performed on Saturdays 00:00:00 hours (12:00a.m) to Sundays 23:59:59 (11:59p.m.)

The card use for 3 weekday eligible transactions must be also the same card swipe for weekend dining?

Can i use WISE to swipe 3 weekday transactions then use MACH to swipe weekend dining?

Wah the cashback pool for their promo is getting lower. Last year 50K per weekend, then 7K on Sat + 8K on Sun, now 5k for Sat & Sun each. I think the pool easily finished by lunch time.

Edit: Clicked on the link again and the page doesn't exist. Removed?

This post has been edited by CalvinCLK: Apr 12 2016, 11:33 AM

no, they don't. i joined previously. my wise card is petrol and grocery. just swipe any 3 transaction for the weekdays and enjoy the 30% during weekend on dining.

no, you can't. must be same card.

yeah, better be fast if you want to participate. i think i won't join.