sometimes hit 100, sometimes 7x... and sometimes is pay bill for others with rebate 10% to them.
so cancel and apply on next year for free gift
I don't' want to pay AF 160 ma . will use my sis wise card.

Hi,

Just to check with your guy. I try to register the UOB PayOnline for TNB information. I manage to enter the No.Akaun number but I can't find the Bill No. information.  Latest TNB statement don't have Bill No right?  Or which information is Bill No.

Appreciate your help.

Thanks

Winson

if swipe less thn x10 times no cashback ?

First of all, are you getting full cash back every month? If yes, what card will you switch to that will give you the same cash back?
Second, will you apply again for this card after cancellation? If yes, what if HLB rejected your application?

I read thru this topic stated annual fee can't wavier, i try make a call to customer service just now, they said can do waiver if i do an additional swipe 6 times transaction with any amount within this month (my card due on Apr 2016) then will do waiver for me. Is anyone experience this? can trust or not?

i have wise + supp
tried to waive the AF for both, unsuccessful
asked CS to cancel supp maintain principal
next day retention dept called and offer life time free supp card, reason "promotion" 
i keep the supp

Yup doing this way too... Record in excel file

OT: Yesterday went to petrol station, as I don't know how to set amount to pump, so I asked staff for assist and know that the amount at the back of cent cannot set here, but only inside counter.... I was like... Okay, manual adjust the amount then
If this case, I will drive away and find another petrol station

guys wanna check

if i buy a handphone through maxis / celcom / digi and take their installment plan to pay off the phone, do i still get 10% cash back assuming i tick all the criterias (spend more than 10x etc etc)

OK. Thanks for the info. Will get essential instead.

no way someone can accumulate 3000 points in one day. I almost use 1 or 2 year time just to get up the point up to 3k or 4k.

My post earlier was saying, those with points in cards better redeem now since fuel price is the lowest and next month may goes up.

then suddenly u throw in a statement saying no different claim now or later. 

making my head almost burst

What I have:-

1) HLB Wise - Food and petrol category
2) HLB Fortune - 1% on all other transaction
3) HLB Mach Card - 5% on food, 10% on GSC
4) Citi Platinum Cash back - 5% Fuel, 2% Groceries and Pharmacy

Wise is my primary card when it comes to food and petrol. Once it is full to get 100 cash back, I switch to Citi and Mach for fuel and food accordingly.

My movies in GSC is like RM 150 a month, so the Mach is very useful there.

All my mobile goes to Fortune. Too much hustle to pay every month. Just do direct billing.

Oh well, that 1% transaction on everything on HLB Fortune is great too because averagely my other transaction every month is RM 3000 and above, thats if I don't have business trip. And, every application anniversary of the card, they will give you money depending on the tier of money spent on your card throughout the year. Check it out.

What I understand:-

1) 1% for every ringgit you spend
2) Rebate will be capped at RM 50 every month, hence max spending is RM 5000 on this card to cut off
3) Rebate will go into your statement after it accumulate RM 20
4) If you use the below equal or more than RM 38,000 a year, you get bonus RM 280 extra on top of your monthly rebate
5) If you use the below equal or more than RM 68,000 a year, you get bonus RM 880 extra on top of your monthly rebate
6) If you use the below equal or more than RM 108,000 a year, you get bonus RM 1800 extra on top of your monthly rebate
7) These bonus will be accredited to you on your card application anniversary
8) These bonus you can withdraw or save it
8) If you save these bonus, there will be interest credited to you like saving account or FD
9) Interest rate is based on the prevailing Hong Leong Bank 3-month fixed deposit rate

So if your spending can go up to 68k a year, why not right? Extra 880 every year.

If 2k, 1% is RM 20, it will be credited to our next month statement. If it is RM 19, it will stay there till it reaches 20.

The bonus I don't know where it will go. It will be there. You can withdraw, but I don't know from where. I just got the card approved. I have yet to use it yet.

If 2k, 1% is RM 20, it will be credited to our next month statement. If it is RM 19, it will stay there till it reaches 20.

The bonus I don't know where it will go. It will be there. You can withdraw, but I don't know from where. I just got the card approved. I have yet to use it yet.

The bonus will store in ur FORTUNE card, u can see the total real cash earnings* (RCE) from HL Connect > Other Services > Fortune CC Real Cash Redemption

Monthly RCE will be credit upon statement date.
Annual RCE still not sure, my anniversary date is 27 Apr, KIV.
The RCE can be credit/redeem to any account within HLB, own or 3rd party's CC or CASA.

[attachmentid=6238880]

Minimum 2k spending is for the particular statement month only, no carry forward. Only annual spending is accumulating.

All retail transaction is included, insurance/utilities/government is OK.

Talked to the HLB customer service via FB chat and got this
edit-
can anyone confirm if true? Not mentioned at official website though

Petrol price likely to be at RM1.80 (up 12.5%) on 1/4... Will be easier to achieve RM50 per refill.

Sifus, I wanna ask about the Utilities cash rebate, only electricity and water could get rebate? What about telco payment, astro and unifi?

I believe uobpayonline will not consider as online because currently e.g TNB syabas under utility and Maxis, Digi under mobile
If Posonline consider as online and cb 10%, I'll still using this card.