My wise application been rejected , izzit my others card outstanding still not clear so effect my application?

Nope, banks will be happier if more people cancel their cash back cards. At least overall profit still can be maintained.

Thanks for the explanation. All these would not matter much if the latest rumors are true.
The worst thing is... I've just submitted application for Wise card!!! 

Never jump in to conclusion as long as it is not official.
Cash backs considered as bonus and not what a bank must do.

It is still something for current bad economies. But only petrol and mobile I aim for rm50 per transaction, groceries won't really do so

Rich fag spotted. 100 a month means they get to enjoy good food once a month from their tight budget or 2 week's petrol consumption. If 100 a month means nothing to you, you shouldnt go for cb cards. You should not even use cc. You should use cash.

Wow, u know this person? Think he commented earlier credit limit of 200k is not a lot

To HLB Card services department:

If you make it difficult to earn the cash back by removing popular categories like petrol, grocery and maintain 10 x > RM50 transactions yet still charging annual fee, then Wise card is history.
Unless you make wise card a free for life card after whatever cash back revision you are about to implement, then card members may still keep the Wise card in their wallet.

Hello all, I just into new application for WISE (drop into trap now ). Just curious, I don't have any account in HLB so if I just apply WISE CC, will I get an online banking account?

Thanks

is there any scamor fraud call ongoing for hong leong. I received a call from someone who claiming themself as Hong Leong officer today and said that I am Hong Leong CC user and all of my HLB credit card will be auto come with credit protection now and the charges will be RM0.65 per RM100 that I spent. I said I dont want this credit protection and I want to opt out from this and tye offer replied me this is compulsory.

I re-emphasis again I said I dont want it and ask them the cancel it, and then the officer just hang up my call !!!!!

What should I do now ?

Anyone receive the same call as well ? It is from the private number

i also want to buy, still can?

help friend bought, not for re-sale i'm not scalper

Sifu, fresh grad reporting in. Would like to ask what are the common reason for rejecting of wise cc application?

Salary is above minimum requirement. I joined my new company for 2 months only though. Previously working for a year that does not meet the  min salary requirement. Except for ptptn, I don't have any debts.

If we try applying again? Does it increase chance of getting it or the bank will just ignore the new application?

Also, does the bank take into account of our total asset during the application?

The 10% cashback on petrol is so tempting

if there's no wave and no wind, then it's... "the calm before the storm"   

AF charge in June....doubt want to continue or not... 

the AF is meant for the following year so if they are to change the benefits, there are reasons to be worried about.

Pay rm170 to get rm1200, the ROI is 600%. or 50% a month. Gamble in stock market also no easy to get this amount. Dumping money in trust funds? Sure, agent enjoy the 50% ROI first
The work required is just spend rm985-1000 a month. In our day to day spending, rm1000 for a month are not much basically, especially you have a 1-3 years old child, just the bloody milk powder already whack you a solid bill of rm300-600, If travel by cycling sure no need to pour petrol, else another rm100-300. Vege, meat(groceries) also can fetch a bill of rm300-600. So what is this rm1000 nowadays
Why not think it on the bright side, 1st year AF are waived all the time, so don't think it as 1st year free, take it as you have to pay AF after 1 year of usage, then no need to be butt hurted.

When we can think like this, then we won't feel butt hurt.
Simple, if you spend using cash, the risk is you may get robbed or injured, worst case, robbed and get killed
If not on this also, for every rm1 you spend, the value are rm1.
With cash back card, you only pay rm0.95 or lesser for every rm1 spent.
If some jokers still feel butt hurt on this, go back to old life and don't apply for any credit card and use cash only

I dont think you guys get what I was trying to say. I did not say the AF is a lot nor little. What I was saying is that if the benefits are no longer there, I won't be sentimental to try and keep the card regardless of the AF is RM100 or free for life.