RM160 only takes you 2months to breakeven but you have to wait even longer (6 months?) before you can apply again.

Wait for them to finish tabulating 30% dining cashback promo first. Hopefully 30% groceries & dept store & dining cashback will come again like previous year. Fingers crossed....

Not sure either.

Pay RM5 just to test it. You will know when statement comes. Then update us on the outcome.

It's interesting to see the argument about using point first or using cash first. That's totally no difference at all in value term except for time value of money which you use up your points first and put your RMxx amount of petrol money into savings account for another 1 day or couple of days, which might earn you nothing to few cents of interest. Cheers.

This post has been edited by CalvinCLK: Mar 24 2016, 06:12 PM

Cashback will only be credited into your CC balance on 28th March.

Refer to victorywp's post, I think I left out your spending period, in Feb less than 10xRM50? If so, not entitle to cashback for month of Feb. For March, you still have time to fulfill the 10xRM50 criteria to entitle for cashback.

Not sure if I get you correctly, you counted in this manner?
HOTEL EQUATORIAL transaction - swiped RM188 (counted as 3x RM50)
GREATEASTERN transaction - swiped RM150 (counted as 3x RM50)

Total 6xRM50 for the above.

The correct way to capture should be:
HOTEL EQUATORIAL transaction - swiped RM188 (counted as 1x minimum RM50 transaction)
GREATEASTERN transaction - swiped RM150 (counted as 1x minimum RM50 transaction)

Only 2x minimum RM50 transaction. You will need 8 more such transactions to qualify for cashback.

Is there any other transactions before 25 Feb?

Ahh. just saw it. Too many posts suddenly, missed your previous post.

Mine over too. Plan to pump late tomorrow. Petrol price likely to go up in Apr so better pump tmr.

Please update soonest possible. Cannot wait to see. Or you PM me if there's any screenshot, I help you to summarise. haha

Thanks for your sharing. So sad to see the revision, and all my categories gonna be revised.

10% is a lot!! Consider ok if they really give 10% for insurance. I dont mind signing up for auto debit then.

Please ask your fren to take another shot including remarks column. That would be

Definitely. I have more than 1 policy, or should I mention auto debits? lol

Gonna look for cards with petrol rebate.

Yea. I hope not. The next thing to watch will be Online. If they give 10% cashback on Online transaction then it's not bad too.

No worries bro. Investment-linked. I only have one traditional policy that carries annual payment.

You sound a bit sad on the revision. How's it affecting your side?

By spending 10x RM50, you already entitle to cashback for your spending of RM500. If there's only 1x RM500, you need to swipe another 9x RM50 in which the total would be RM950 & reaching RM100 cap in terms of cashback.

So fast all wanna terminate dy? Wait for the official announcement only decide. There's still hope...

I see. If your plan is to pay the AF, can consider to keep it first till 2-3 months before the next AF kicks in since you ady paid for it. Well, let's wait for coming Sunday if they really revise.

I hope that no one went to cancel it right after the insider news by our fren here.

Those with annual fee charged this/next month might have cancelled it. For me, biz as usual.