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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
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CalvinCLK
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Apr 12 2016, 11:42 AM
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QUOTE(victorywp @ Apr 12 2016, 11:33 AM) yeah, better be fast if you want to participate. i think i won't join. Only if I go for more expensive breakfast places early and that place isn't tagged as 5813 drinking places. Too much hassle. Won't bother to participate.
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Human Nature
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Apr 12 2016, 11:53 AM
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QUOTE(kyle_kl @ Apr 12 2016, 11:23 AM) T&C didn't mention your WISE card must choose dining category only eligible for 30% i know. if my wise is not under dining, i wont swipe for dining because the 30% is still a gamble. i rather swipe other cards. that is what i meant This post has been edited by Human Nature: Apr 12 2016, 11:54 AM
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MGM
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Apr 12 2016, 11:57 AM
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QUOTE(CalvinCLK @ Apr 12 2016, 11:42 AM) Only if I go for more expensive breakfast places early and that place isn't tagged as 5813 drinking places. Too much hassle. Won't bother to participate.  More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF.
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DM3
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Apr 12 2016, 12:00 PM
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haha swipe twice yesterday but registered today, should be considered those transaction right?
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victorywp
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Apr 12 2016, 12:03 PM
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QUOTE(DM3 @ Apr 12 2016, 12:00 PM) haha swipe twice yesterday but registered today, should be considered those transaction right? i think no leh...
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MeToo
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Apr 12 2016, 12:14 PM
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QUOTE(kyle_kl @ Apr 12 2016, 11:27 AM) Question on the 30% dining cash back campaign: From T&C: 5.1.1 Eligible Cardholders who perform a minimum Three (3) Weekday Eligible Transactions using any of the HLB Credit Cards on Mondays 00:00:00 hours (12:00a.m) to Fridays 23:59:59 (11:59p.m.) during the Participating Week of the Campaign Period (“Criteria”) shall stand a chance to receive 30% Cash Back on Weekend Dining Spend (“Cash Back”) performed on Saturdays 00:00:00 hours (12:00a.m) to Sundays 23:59:59 (11:59p.m.) The card use for 3 weekday eligible transactions must be also the same card swipe for weekend dining? Can i use WISE to swipe 3 weekday transactions then use MACH to swipe weekend dining? SO, u need to swipe 3 times just to have a CHANCE of "winning" 30% off? go buy TOTO better.
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MeToo
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Apr 12 2016, 12:16 PM
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QUOTE(Human Nature @ Apr 11 2016, 07:37 PM) 8. Is Supplementary Card' retail transactions accumulated into the total number of swipes to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also? Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only. Problem is need pay AF for supp also...
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epie
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Apr 12 2016, 12:40 PM
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QUOTE(Darren @ Apr 12 2016, 08:18 AM) Gem5 now have good 20% off for HLB card. Saved almost RM170 buying Redmi Note3 from Gem5. bro can i have the link? i cant find the promo
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kyle_kl
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Apr 12 2016, 12:51 PM
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QUOTE(victorywp @ Apr 12 2016, 11:32 AM) no, they don't. i joined previously. my wise card is petrol and grocery. just swipe any 3 transaction for the weekdays and enjoy the 30% during weekend on dining. no, you can't. must be same card. Thanks for the info
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Human Nature
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Apr 12 2016, 01:17 PM
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QUOTE(MGM @ Apr 12 2016, 11:57 AM) More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF. Correct QUOTE(MeToo @ Apr 12 2016, 12:16 PM) Problem is need pay AF for supp also... Correct. Haha banks dislike this kind of thinking customers
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harmonics3
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Apr 12 2016, 01:23 PM
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Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year
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CalvinCLK
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Apr 12 2016, 01:31 PM
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QUOTE(MGM @ Apr 12 2016, 11:57 AM) More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF. Mine due in Jan17. So not an issue for me. Shall see whether to keep or cancel later this year. Am a happy user so far.
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Human Nature
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Apr 12 2016, 01:33 PM
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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM) Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year  If you have swiped your card aftet it was charged..then you have to pay. If not, then no need. If you really want to cancel, try ask whether it can be pro rated.
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MGM
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Apr 12 2016, 01:39 PM
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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM) Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year  Is it because u have transactions after the AF was charged?
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cybpsych
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Apr 12 2016, 01:42 PM
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QUOTE(epie @ Apr 12 2016, 12:40 PM) bro can i have the link? i cant find the promo search harder? https://www.hlb.com.my/main/promotion/20160...ent-off-gemfive
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victorywp
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Apr 12 2016, 01:44 PM
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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM) Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year  when you kena the af?
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kelvinlzy
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Apr 12 2016, 01:58 PM
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QUOTE(victorywp @ Apr 12 2016, 11:32 AM) no, they don't. i joined previously. my wise card is petrol and grocery. just swipe any 3 transaction for the weekdays and enjoy the 30% during weekend on dining. no, you can't. must be same card. Last time I did that, swipe 3x on Wise during weekdays, swipe Mach during weekend, got 30% + 5%. Of course that was the previous previous promo, the previous one still no news yet. Maybe they have changed the T&C this time. This post has been edited by kelvinlzy: Apr 12 2016, 01:58 PM
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MeToo
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Apr 12 2016, 02:35 PM
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QUOTE(Human Nature @ Apr 12 2016, 01:33 PM) If you have swiped your card aftet it was charged..then you have to pay. If not, then no need. If you really want to cancel, try ask whether it can be pro rated. usually when u cancel, the AF will be pro rated.
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victorywp
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Apr 12 2016, 03:29 PM
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QUOTE(kelvinlzy @ Apr 12 2016, 01:58 PM) Last time I did that, swipe 3x on Wise during weekdays, swipe Mach during weekend, got 30% + 5%. Of course that was the previous previous promo, the previous one still no news yet. Maybe they have changed the T&C this time. so you received your 30% in your wise or mach?
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harmonics3
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Apr 12 2016, 03:51 PM
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QUOTE(Human Nature @ Apr 12 2016, 01:33 PM) If you have swiped your card aftet it was charged..then you have to pay. If not, then no need. If you really want to cancel, try ask whether it can be pro rated. QUOTE(MGM @ Apr 12 2016, 01:39 PM) Is it because u have transactions after the AF was charged? Yes, my mistake is i thought HLB won't charge AF so early (charged on 7-Apr) so I unknowingly made another transaction after that on 10-Apr. This post has been edited by harmonics3: Apr 12 2016, 03:53 PM
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