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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month

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CalvinCLK
post Apr 12 2016, 11:42 AM

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QUOTE(victorywp @ Apr 12 2016, 11:33 AM)
yeah, better be fast if you want to participate. i think i won't join.
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Only if I go for more expensive breakfast places early and that place isn't tagged as 5813 drinking places. Too much hassle. Won't bother to participate. biggrin.gif
Human Nature
post Apr 12 2016, 11:53 AM

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QUOTE(kyle_kl @ Apr 12 2016, 11:23 AM)
T&C didn't mention your WISE card must choose dining category only eligible for 30%
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i know. if my wise is not under dining, i wont swipe for dining because the 30% is still a gamble. i rather swipe other cards. that is what i meant biggrin.gif

This post has been edited by Human Nature: Apr 12 2016, 11:54 AM
MGM
post Apr 12 2016, 11:57 AM

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QUOTE(CalvinCLK @ Apr 12 2016, 11:42 AM)
Only if I go for more expensive breakfast places early and that place isn't tagged as 5813 drinking places. Too much hassle. Won't bother to participate.  biggrin.gif
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More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF.
DM3
post Apr 12 2016, 12:00 PM

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haha swipe twice yesterday but registered today, should be considered those transaction right?
victorywp
post Apr 12 2016, 12:03 PM

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QUOTE(DM3 @ Apr 12 2016, 12:00 PM)
haha swipe twice yesterday but registered today, should be considered those transaction right?
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i think no leh...
MeToo
post Apr 12 2016, 12:14 PM

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QUOTE(kyle_kl @ Apr 12 2016, 11:27 AM)
Question on the 30% dining cash back campaign:
From T&C:

5.1.1 Eligible Cardholders who perform a minimum Three (3) Weekday Eligible Transactions using any of the HLB Credit Cards on Mondays 00:00:00 hours (12:00a.m) to Fridays 23:59:59 (11:59p.m.) during the Participating Week of the Campaign Period (“Criteria”) shall stand a chance to receive 30% Cash Back on Weekend Dining Spend (“Cash Back”) performed on Saturdays 00:00:00 hours (12:00a.m) to Sundays 23:59:59 (11:59p.m.)

The card use for 3 weekday eligible transactions must be also the same card swipe for weekend dining?

Can i use WISE to swipe 3 weekday transactions then use MACH to swipe weekend dining?
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SO, u need to swipe 3 times just to have a CHANCE of "winning" 30% off?

go buy TOTO better.
MeToo
post Apr 12 2016, 12:16 PM

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QUOTE(Human Nature @ Apr 11 2016, 07:37 PM)
8. Is Supplementary Card' retail transactions accumulated into the total number of swipes to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also?
Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only.
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Problem is need pay AF for supp also...
epie
post Apr 12 2016, 12:40 PM

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QUOTE(Darren @ Apr 12 2016, 08:18 AM)
Gem5 now have good 20% off for HLB card. Saved almost RM170 buying Redmi Note3 from Gem5.
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bro
can i have the link?
i cant find the promo
kyle_kl
post Apr 12 2016, 12:51 PM

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QUOTE(victorywp @ Apr 12 2016, 11:32 AM)
no, they don't. i joined previously. my wise card is petrol and grocery. just swipe any 3 transaction for the weekdays and enjoy the 30% during weekend on dining.
no, you can't. must be same card.
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Thanks for the info
Human Nature
post Apr 12 2016, 01:17 PM

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QUOTE(MGM @ Apr 12 2016, 11:57 AM)
More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF.
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Correct

QUOTE(MeToo @ Apr 12 2016, 12:16 PM)
Problem is need pay AF for supp also...
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Correct.

Haha banks dislike this kind of thinking customers
harmonics3
post Apr 12 2016, 01:23 PM

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Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year sad.gif
CalvinCLK
post Apr 12 2016, 01:31 PM

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QUOTE(MGM @ Apr 12 2016, 11:57 AM)
More importantly, CB will only be credited in OCT-2016, before then u might have decided to cancel the card cos u don't want to pay the AF.
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Mine due in Jan17. So not an issue for me. Shall see whether to keep or cancel later this year. Am a happy user so far. biggrin.gif
Human Nature
post Apr 12 2016, 01:33 PM

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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM)
Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year sad.gif
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If you have swiped your card aftet it was charged..then you have to pay. If not, then no need.

If you really want to cancel, try ask whether it can be pro rated.
MGM
post Apr 12 2016, 01:39 PM

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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM)
Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year sad.gif
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Is it because u have transactions after the AF was charged?
cybpsych
post Apr 12 2016, 01:42 PM

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QUOTE(epie @ Apr 12 2016, 12:40 PM)
bro
can i have the link?
i cant find the promo
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search harder?

https://www.hlb.com.my/main/promotion/20160...ent-off-gemfive
victorywp
post Apr 12 2016, 01:44 PM

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QUOTE(harmonics3 @ Apr 12 2016, 01:23 PM)
Kena annual fee charge and was told by CS that even if I want to cancel I still have to pay for it so might as well continue for another year sad.gif
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when you kena the af?
kelvinlzy
post Apr 12 2016, 01:58 PM

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QUOTE(victorywp @ Apr 12 2016, 11:32 AM)
no, they don't. i joined previously. my wise card is petrol and grocery. just swipe any 3 transaction for the weekdays and enjoy the 30% during weekend on dining.
no, you can't. must be same card.
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Last time I did that, swipe 3x on Wise during weekdays, swipe Mach during weekend, got 30% + 5%. Of course that was the previous previous promo, the previous one still no news yet. Maybe they have changed the T&C this time.

This post has been edited by kelvinlzy: Apr 12 2016, 01:58 PM
MeToo
post Apr 12 2016, 02:35 PM

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QUOTE(Human Nature @ Apr 12 2016, 01:33 PM)
If you have swiped your card aftet it was  charged..then you have to pay. If not, then no need.

If you really  want to cancel, try ask whether  it can be pro rated.
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usually when u cancel, the AF will be pro rated.
victorywp
post Apr 12 2016, 03:29 PM

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QUOTE(kelvinlzy @ Apr 12 2016, 01:58 PM)
Last time I did that, swipe 3x on Wise during weekdays, swipe Mach during weekend, got 30% + 5%. Of course that was the previous previous promo, the previous one still no news yet. Maybe they have changed the T&C this time.
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so you received your 30% in your wise or mach?
harmonics3
post Apr 12 2016, 03:51 PM

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QUOTE(Human Nature @ Apr 12 2016, 01:33 PM)
If you have swiped your card aftet it was  charged..then you have to pay. If not, then no need.

If you really  want to cancel, try ask whether  it can be pro rated.
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QUOTE(MGM @ Apr 12 2016, 01:39 PM)
Is it because u have transactions after the AF was charged?
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Yes, my mistake is i thought HLB won't charge AF so early (charged on 7-Apr) so I unknowingly made another transaction after that on 10-Apr.

This post has been edited by harmonics3: Apr 12 2016, 03:53 PM

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