I'm confused with the scenarios given:. Just very simple.. Treat the points redemption as cash voucher.. Y make it so complicated to count on how many litres of petrol u got? Forever ur 3k points = RM45 petrol cash voucher.. Simple and straight forward.. Unless Petron or bhp revised their points redemption requirement..

No, if u can't spend RM2k per month, u won't get any cashback for ur transaction.. No such thing as carried fwd... But ur spending is count as ur annual real cash earning bonus.. This is wat was informed by the staff who has check with their product team.

Yes, the one at supermarket sell voucher

Yeah, if groceries gone, mean need to stock up voucher this month

What is the last column details which was not in ur screenshot?

If no more 10x requirement, it is good for the 10% cashback on insurance auto debit which most bank didn't have much cashback for insurance.

Dept store > need to find AEON store where the customer service counter which locate at dept store to buy voucher to entitle for 10x RM50 transaction

This post has been edited by mamamia: Apr 5 2016, 06:52 PM

I've the feeling it is just rumor, even product team also mentioned no change so far unless the product team doesn't want to review to their own staff..

Anyway, just 4 more days to know

This post has been edited by mamamia: Apr 6 2016, 11:40 AM

Credit card is to earn merchant fee and also finance charges on late payment or default payment, annual fee etc..

The 10x transaction is to force u to spend more.. Won't u feel it is easier to spend RM500 than RM50 x 10? N u can't spend RM50 exact amount for all your retail transactions (don't talk about the tricks that been done by our sifus here).. If u know that u need 2 more RM50 to "activate" the cashback, common ppl will force themselves to spend the RM50 with their card to activate the cashback..(even it is not within the category they choose). N if u don't hit 10x RM50, ur cashback for the month = RM0, so HLB got 100% fee charged to merchant without paying a single cents to u.. Also, not every ppl like to hold all different bank cards for different purposes.. So, a bank will be happy if u use their card for al kind of transactions.. Merchant fee 1% will cumulated to million if more ppl use their card..

This post has been edited by mamamia: Apr 6 2016, 07:49 PM

So first come first served is based on weekday of weekend spend?

Is that original xiaomi phone? As I c it shown "IMPORTS" and warranty is from local supplier instead of xiaomi.

Ooic, in that case mean sold out.. Can't find any that without IMPORTS

I think he is refer to the 30% dining cashback winner announcement

But I can IBFT from SCB to pay HLB essential card.

How fast u get reloaded? Coz I read the review got many ppl complain it was delayed..

It is insurance which is charge based on ur outstanding balance.. U must have accept the offer over the phone when their telemarketer call u to offer u the insurance protection plan..

So, the question is did u have any late payment? By right it is based on the outstanding balance to charge u.. If u didn't have any outstanding balance, then u should call Up to check y they charge u even u have make full payment b4 the due date..

Metro prima kepong

May I know how to pay Astro online? Which website?

Is it? I thought they will burn ur cashback, coz u cancel b4 the cashback is credited. That's y if want to cancel, will stop spending 1 month in advance. Eg. AF charge on 1 Oct, Aug spending, 28 Sep cashback credited, so, after I maximise Aug spending, I will spend another RM100 on early Sep, n stop using the card, get my cashback RM100, offset with RM100 spending in Sep, statement balance = 0, then, can call to cancel the card.

So, to be safe.. I will make sure the cashback credited then only called to cancel.

But the announcement has remove in front page, means until now still can't pay?