If you can consistently spend more than 2k a month, definitely Fortune card is better.

if less than 2k you will get nothing and no carry forward

If you have printed CCRIS before, you will see that CCRIS has no PTPTN.
At least for mine which was printed in January. Plan to do it again soon.

Yippee no change for May 2016... but my AF kicks in on 1 May 2016, to pay or not to pay

is there any scamor fraud call ongoing for hong leong. I received a call from someone who claiming themself as Hong Leong officer today and said that I am Hong Leong CC user and all of my HLB credit card will be auto come with credit protection now and the charges will be RM0.65 per RM100 that I spent. I said I dont want this credit protection and I want to opt out from this and tye offer replied me this is compulsory.

I re-emphasis again I said I dont want it and ask them the cancel it, and then the officer just hang up my call !!!!!

What should I do now ?

Anyone receive the same call as well ? It is from the private number

This afternoon paid some bills at SAM's@TheStrand using WISE, as usual no problem with TNB and Astro bills but failed to pay TM bills. Tried 5 times but in vain.

Paid 2xrm35 for 2 Digi RM50 topup on 2 Digi nos. using lazada apps. With PBBVS nShopback , paid ~ RM32 for each RM50 topup. One was reloaded after 30 mins. The other still pending even though stated within 2 hours.