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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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bearbear
post Mar 17 2016, 12:42 PM

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Conclusion, better whack all before 15th april lol
herc
post Mar 17 2016, 12:48 PM

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QUOTE(bearbear @ Mar 17 2016, 12:42 PM)
Conclusion, better whack all before 15th april lol
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Exactly, withdrawing FD pay advance n whack soon, lol
Tigerr
post Mar 17 2016, 12:58 PM

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QUOTE(tishaban @ Mar 17 2016, 12:40 PM)
Thanks for the data point, in other words Maybank is looking at the merchant code/category, not what currency it's being charged.

So if your merchant code is government then you won't get 5x treat points no matter what currency it's charged in.
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then. I charged my malaysia uob one card at Singapore cold storage didn't qualify me the grocery cash back.....
anwa
post Mar 17 2016, 12:58 PM

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QUOTE(laymank @ Mar 17 2016, 12:12 PM)
local insurance and overseas insurance will still be insurance.
Local hotel and overseas hotel will still be hotel.

Foreign spending is when you swipe physically at foreign country in foreign currency.
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QUOTE(JC_jun @ Mar 17 2016, 12:33 PM)
foreign spending may not be 5x point.

i have many experience, pay customs duty at singapore, only earn 2x TP (mbb did stated that payment to gov body only get 2x TP)

just 2 months ago, i reload my OysterCard at london, payment is to TFL (transport for london) a gov body, only get 2x TP.

i did my tracking day by day, so i can tell this is true.
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QUOTE(tishaban @ Mar 17 2016, 12:40 PM)
Thanks for the data point, in other words Maybank is looking at the merchant code/category, not what currency it's being charged.

So if your merchant code is government then you won't get 5x treat points no matter what currency it's charged in.
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This is interesting because I paid Australia Tax Office with the Visa Infinite and got 5xTP despite it being government. That's the reason I ask because important to know with these changes whether it affect foreign spend (ie all foreign spent is 5xTP regardless insurance, gov, education).
I guess when 15 April comes along, can do a test spend first. Anybody with overseas children tuition, maybe can try pay small amount RM100 or something and see what happens and report back?

This post has been edited by anwa: Mar 17 2016, 01:00 PM
Tigerr
post Mar 17 2016, 12:58 PM

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QUOTE(bearbear @ Mar 17 2016, 12:42 PM)
Conclusion, better whack all before 15th april lol
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pay 2 years utilities bill in advance?
JC_jun
post Mar 17 2016, 12:59 PM

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I use AMEX, it becomes 2x TP
digidigi
post Mar 17 2016, 01:18 PM

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QUOTE(Tigerr @ Mar 17 2016, 12:58 PM)
pay 2 years utilities bill in advance?
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Great idea!!!
laymank
post Mar 17 2016, 01:31 PM

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QUOTE(digidigi @ Mar 17 2016, 01:18 PM)
Great idea!!!
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shocking.gif shocking.gif shocking.gif
DeliciousKixs
post Mar 17 2016, 01:52 PM

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QUOTE(digidigi @ Mar 17 2016, 01:18 PM)
Great idea!!!
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But mind that if you're paying behalf company. You can't Claim back 6% GST for overpaid
aspartame
post Mar 17 2016, 04:00 PM

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Astro and handphone bills considered utilities?
JC_jun
post Mar 17 2016, 04:54 PM

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formed a strategy, this is my own case

Utilities (TNB) roughly RM2.8k per mth, i save RM250 x 12mth = RM3000 per year
RM100 - HLB WISE card, 10% for utilities max cap RM100
RM100 - HLB WISE card, 10% for utilities max cap RM100 (2nd card register using wife name)
RM 50 - PBB Visa Signature, online spending 6%, max cap RM50

Petrol roughly RM 800 per month, by estimation i can save RM 40 x 12mth = RM 480 per year
RM 20 - citibank cash back platinum -5% petrol cap RM20
RM 20 - uob one card platinum - 5% petrol cap RM25 weekend



aspartame
post Mar 17 2016, 06:08 PM

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QUOTE(aspartame @ Mar 17 2016, 04:00 PM)
Astro and handphone bills considered utilities?
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Also, is Unifi considered utility? Under maybank2u, I think it is. So what exactly does utilities include? Thanks
Wongchoy
post Mar 17 2016, 06:45 PM

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QUOTE(aspartame @ Mar 17 2016, 04:00 PM)
Astro and handphone bills considered utilities?
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QUOTE(aspartame @ Mar 17 2016, 06:08 PM)
Also, is Unifi considered utility? Under maybank2u, I think it is. So what exactly does utilities include? Thanks
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ASTRO is under Cable TV
Hand phone, TM and unifi is under Telco but it is interesting to point out that OCBC Titanium used to refer TM trnx as utility! So this is still very much everyone's guess for the moment
Vinci777
post Mar 17 2016, 09:49 PM

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Die Liao. I swipe 10k a month for my petrol and TNB Bill. Gonna lose a lot of treats points. Any alternative??? 😭😭

Kf one not too bad but Sia hard to claim free seats I heard?

Cashback card too troublesome and hard to keep track. I swipe almost 20k+ a month including utilities. Still good for dining though haha sigh

This post has been edited by Vinci777: Mar 17 2016, 10:19 PM
Yippie123
post Mar 17 2016, 11:11 PM

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In short, it cuts those that use the card to pay for company bills..
azi
post Mar 18 2016, 12:07 AM

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anyone here can report / share what is the latest promo / freebies from applying for this card?

bearbear
post Mar 18 2016, 09:18 AM

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QUOTE(azi @ Mar 18 2016, 12:07 AM)
anyone here can report / share what is the latest promo / freebies from applying for this card?
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can walk around the malls, always see them offering luggage nowadays.
jtl
post Mar 18 2016, 11:39 AM

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Just curious - anyone here applied for this card (and got approved) without meeting the minimum annual income?
psiloveu
post Mar 18 2016, 12:07 PM

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QUOTE(jtl @ Mar 18 2016, 11:39 AM)
Just curious - anyone here applied for this card (and got approved) without meeting the minimum annual income?
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some applied with existing MBB card limit more than 30K
some applied with pledged FD

Me is one of above criteria laugh.gif
jtl
post Mar 18 2016, 12:09 PM

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So means there is a possibility of approval with existing MBB card limit above 30 k eventhough minimum income not met?

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