Conclusion, better whack all before 15th april lol
Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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Mar 17 2016, 12:42 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
Conclusion, better whack all before 15th april lol
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Mar 17 2016, 12:48 PM
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Senior Member
1,702 posts Joined: Jan 2003 From: Farmer River |
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Mar 17 2016, 12:58 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(tishaban @ Mar 17 2016, 12:40 PM) Thanks for the data point, in other words Maybank is looking at the merchant code/category, not what currency it's being charged. then. I charged my malaysia uob one card at Singapore cold storage didn't qualify me the grocery cash back.....So if your merchant code is government then you won't get 5x treat points no matter what currency it's charged in. |
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Mar 17 2016, 12:58 PM
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Junior Member
791 posts Joined: Mar 2007 |
QUOTE(laymank @ Mar 17 2016, 12:12 PM) local insurance and overseas insurance will still be insurance. Local hotel and overseas hotel will still be hotel. Foreign spending is when you swipe physically at foreign country in foreign currency. QUOTE(JC_jun @ Mar 17 2016, 12:33 PM) foreign spending may not be 5x point. i have many experience, pay customs duty at singapore, only earn 2x TP (mbb did stated that payment to gov body only get 2x TP) just 2 months ago, i reload my OysterCard at london, payment is to TFL (transport for london) a gov body, only get 2x TP. i did my tracking day by day, so i can tell this is true. QUOTE(tishaban @ Mar 17 2016, 12:40 PM) Thanks for the data point, in other words Maybank is looking at the merchant code/category, not what currency it's being charged. This is interesting because I paid Australia Tax Office with the Visa Infinite and got 5xTP despite it being government. That's the reason I ask because important to know with these changes whether it affect foreign spend (ie all foreign spent is 5xTP regardless insurance, gov, education).So if your merchant code is government then you won't get 5x treat points no matter what currency it's charged in. I guess when 15 April comes along, can do a test spend first. Anybody with overseas children tuition, maybe can try pay small amount RM100 or something and see what happens and report back? This post has been edited by anwa: Mar 17 2016, 01:00 PM |
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Mar 17 2016, 12:58 PM
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Senior Member
3,033 posts Joined: May 2011 |
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Mar 17 2016, 12:59 PM
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Senior Member
705 posts Joined: Dec 2006 |
I use AMEX, it becomes 2x TP
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Mar 17 2016, 01:18 PM
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Senior Member
1,745 posts Joined: Jul 2015 |
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Mar 17 2016, 01:31 PM
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Senior Member
4,232 posts Joined: Apr 2011 |
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Mar 17 2016, 01:52 PM
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Junior Member
67 posts Joined: Mar 2008 |
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Mar 17 2016, 04:00 PM
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Senior Member
3,165 posts Joined: Feb 2015 |
Astro and handphone bills considered utilities?
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Mar 17 2016, 04:54 PM
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Senior Member
705 posts Joined: Dec 2006 |
formed a strategy, this is my own case
Utilities (TNB) roughly RM2.8k per mth, i save RM250 x 12mth = RM3000 per year RM100 - HLB WISE card, 10% for utilities max cap RM100 RM100 - HLB WISE card, 10% for utilities max cap RM100 (2nd card register using wife name) RM 50 - PBB Visa Signature, online spending 6%, max cap RM50 Petrol roughly RM 800 per month, by estimation i can save RM 40 x 12mth = RM 480 per year RM 20 - citibank cash back platinum -5% petrol cap RM20 RM 20 - uob one card platinum - 5% petrol cap RM25 weekend |
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Mar 17 2016, 06:08 PM
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Senior Member
3,165 posts Joined: Feb 2015 |
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Mar 17 2016, 06:45 PM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102 |
QUOTE(aspartame @ Mar 17 2016, 04:00 PM) QUOTE(aspartame @ Mar 17 2016, 06:08 PM) Also, is Unifi considered utility? Under maybank2u, I think it is. So what exactly does utilities include? Thanks ASTRO is under Cable TVHand phone, TM and unifi is under Telco but it is interesting to point out that OCBC Titanium used to refer TM trnx as utility! So this is still very much everyone's guess for the moment |
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Mar 17 2016, 09:49 PM
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Senior Member
1,616 posts Joined: Mar 2006 |
Die Liao. I swipe 10k a month for my petrol and TNB Bill. Gonna lose a lot of treats points. Any alternative??? ðŸ˜ðŸ˜
Kf one not too bad but Sia hard to claim free seats I heard? Cashback card too troublesome and hard to keep track. I swipe almost 20k+ a month including utilities. Still good for dining though haha sigh This post has been edited by Vinci777: Mar 17 2016, 10:19 PM |
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Mar 17 2016, 11:11 PM
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Junior Member
240 posts Joined: Oct 2015 |
In short, it cuts those that use the card to pay for company bills..
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Mar 18 2016, 12:07 AM
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Junior Member
130 posts Joined: Aug 2005 |
anyone here can report / share what is the latest promo / freebies from applying for this card?
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Mar 18 2016, 09:18 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Mar 18 2016, 11:39 AM
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Senior Member
788 posts Joined: Jun 2006 |
Just curious - anyone here applied for this card (and got approved) without meeting the minimum annual income?
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Mar 18 2016, 12:07 PM
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Senior Member
795 posts Joined: Apr 2009 |
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Mar 18 2016, 12:09 PM
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Senior Member
788 posts Joined: Jun 2006 |
So means there is a possibility of approval with existing MBB card limit above 30 k eventhough minimum income not met?
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