QUOTE(Tigerr @ Mar 16 2016, 03:28 PM)
then it's time to cancel that card number just keep the VI standalone card as no need try too hard to spend that 80k in a year.
Still need 50K spending in a year.Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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Mar 16 2016, 03:54 PM
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#1
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Mar 17 2016, 08:58 AM
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QUOTE(raist86 @ Mar 17 2016, 08:22 AM) Crap... I have close to 10k utilities per month charged to my amex... Guess have to go for cashback card... Any options to recommend? Wow! that's a lot of utilities!Depending on your goal and willingness to take the trouble in order to maximize the cashback. Most if not all, cashback credit cards are capped at RM50 per month, with the exception of HLB WISE at RM100 per month. And also, channel of paying for the utilities, i.e. via Online, Paying at the Grocery Stores, Autodebit, etc will also rewards you with cashbacks. But then you must be willing to apply for all the cards and apportion your payment accordingly. It will be a lot of hassles. If I am you, this is like a project that I will need to carefully plan. And if you are into travelling, consider those premium travel cards like sugggested above which will help you fast track to the dream vacation you want on business/first class flights. |
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Mar 17 2016, 12:12 PM
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QUOTE(anwa @ Mar 17 2016, 12:09 PM) Does anybody know the goverment and education is it worldwide or only Malaysia? Genxyz in his blog seems to say that he now can't pay his children's overseas tuition fee as that education. Would not that be under foreign spend? local insurance and overseas insurance will still be insurance.Likewise insurance, is it only local insurance? What if I have UK or Australian investment insurance? Would that be under foreign spend? Local hotel and overseas hotel will still be hotel. Foreign spending is when you swipe physically at foreign country in foreign currency. |
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Mar 17 2016, 01:31 PM
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#4
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Mar 23 2016, 10:36 AM
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#5
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QUOTE(raist86 @ Mar 23 2016, 10:00 AM) guys, i've called the cust service to check on a few things. but the CS is stating the fact.They told me Telco such as telekom, maxis, p1 all is considered under utilities. When asked for black and white, say don't have b&w, it all depends on the code on the CC terminal. Gawd, hate this kind of uncertainty. it's like playing jackpot when we're paying our bills. Strike jackpot, you get 5x. if not then it's x1. you can own a retail shop but reusing the old card terminal used when you started as restaurant, your terminal MCC will remains at restaurant cause the bank would not know your business nature has changed and the owner would most probably didn't care to register/update merchant account due to cost and paperwork, after all, there is no impact in card processing for the customer and bank. |
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Apr 24 2016, 12:45 PM
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QUOTE(beer&skittles @ Apr 24 2016, 12:14 PM) Hi Enjoy 20% off for Dining Treat at Shangri-La Hotel, KLDining Privileges Enjoy up to 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur. Restaurant / Outlet Benefits Arthur's Bar & Grill, Lemon Garden Café, Shang Palace, Zipangu • 50% savings with 2 diners • 33% savings with 3 diners • 25% savings with 4 diners • 20% savings with 5 and more diners Lobby Lounge Lafite Arthur's Bar & Grill • 20% savings on beverages • 20% savings on food • 10% savings on your bottles of liqueur __________ Any discounts for 1 diner? Get 20% off for Dining Treat using your Maybank Cards and enjoy additional 5% discount when you enroll to Golden Circle Membership, and earn points for all your spend at Shangri-La Hotel, Kuala Lumpur. List of restaurants: Arthur's Bar & Grill Lemon Garden Café Shang Palace Zipangu Lobby Lounge Lafite Terms and Conditions: Offer is applicable to all Maybank Charge, Credit & Debit cards Offer is not applicable to alcoholic beverages Privilege cannot be exchanged for cash used in conjunction with any promotional programmes, offers, discounts or privilege cards Offer is not applicable during Buka Puasa dinner |
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May 16 2016, 04:11 PM
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#7
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May 25 2016, 01:16 PM
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#8
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