Does anybody know the goverment and education is it worldwide or only Malaysia? Genxyz in his blog seems to say that he now can't pay his children's overseas tuition fee as that education. Would not that be under foreign spend?
Likewise insurance, is it only local insurance?
What if I have UK or Australian investment insurance? Would that be under foreign spend?

This is interesting because I paid Australia Tax Office with the Visa Infinite and got 5xTP despite it being government. That's the reason I ask because important to know with these changes whether it affect foreign spend (ie all foreign spent is 5xTP regardless insurance, gov, education).
I guess when 15 April comes along, can do a test spend first. Anybody with overseas children tuition, maybe can try pay small amount RM100 or something and see what happens and report back?

This post has been edited by anwa: Mar 17 2016, 01:00 PM

Called up CSR to further inquire about the upcoming points earn changes.

1. For utilities, it only effect things like TNB, Indah Water, does not effect telco/internet (celcom, tmnet, maxis) - still 5 points.

2. For petrol accross the board 1 point down from 5 points. However card like petronas platinum, will still earn the bonus points as stated when pump at petronas.

3. For gov and education, will include those from overseas as long as the terminal (?merchant code) is gov or education. However, many gov and education institution overseas may not use the relevant terminal/code and thus will still get 5 points. Looks like will have to do testing, eg if paying for children's tuition overseas, I think test swipe minimal amount first and see how many points posted. I will be doing that for Australia Tax Office too.

So overall, I think the effect on me will be my petrol (RM200/month, lost of 800points/mth, 5points to 1point) and insurance (RM3000/month, lost of 3000points/mth, 2points to 1point). Don't have much electricity/water payment. Over a year that's about 9-10k enrich points lost. Got to figure out if worth the effort to apply / swipe other cards (HLB VI?). Likewise for upcoming LHDN payment...better quickly pay before 15 April..at least get 2 points instead of zero.

Now that petrol only earns 1xTP, does anybody know if we can purchase petrol vouchers or giftcards from anywhere? Maybe groupon or any supermarket? Earn 5xTP hopefully by paying with AMEX then pump petrol using the giftcard / voucher.

Thanks ! That is good, just keep buying rm10x3, keep a whole stack in the car, earn 5xTP and rm1 off, that's 10% discount.

Just check out 11street, the petrol vouchers are e-vouchers, redeemable at selected BHP only. There's also a physical rm20 voucher but shipping rm3.70. Oh well...back to drawing board.

I think you use the m2u planner. I tried but for sine some reason it only recorded my usage from certain month onwards. I tried to resolve it by calling them, emailing them, PM them. They ask me send screen shot etc etc to various department. Got fed up so didn't use it.

Thought I should share a data point. Charged Australian Tax (ATO) on the visa infinite. 5x points posted. So looks like overseas gov still get points as if it's overseas spend and not 0x points gov.

In the list of transaction, there will be an Annual Fee charge RM800 and the GST. I just got charged yesterday, followed by an auto rebate of annual fee.

I think my threshold would be 1%, that would be roughly the cost of converted air miles value for me.

Yes, using visa will get 5TP. Considered SG transaction.

You can either call customer service or go online to m2u and use the M2U Planner. However for some reason my M2U Planner is not very accurate. You can try and see if it works for you.

I think its platinum equivalent. I used it to enter Sydney Amex lounge, its unlimited entry and can bring 2 adults. Centurion lounge I am not sure.

I think it's calender year, renew every 1 Jan

Can share which card you using for air miles? I always thought m2p is the best miles earning card?

Yes is considered overseas transaction and will get 5TP

Need to determine not just how much spent to get miles, but also how much is the miles worth.
You will have to look at whether you can get a redemption flight ticket worth more than rm800 using 41200 miles (per your calculation). I'm not familiar with KF redemption.

There's been suggestion to use the maybank2u planner. You can see it after you login m2u website. Alternatively, I think can call customer service to check.

Didn't realise Melbourne one open already. Thought was delayed. In Sydney I usually enter the amex lounge showing the maybank amex reserve.

Can't remember exactly, but I think can. Unlimited entry also.