Means for other spending like restaurant, hotel, flight, shopping etc Amex Reserve 2 still pay 5 pts and Visa Infinite 2 pts for local and 5 pts for overseas right? That is, no change at all except those categories listed like petrol, governemnt, education etc. Roughly about 30% treat points "earning power" reduced?

This post has been edited by aspartame: Mar 16 2016, 06:55 PM

I think no point going for those cash back card and what not to save RM50 or RM100 per month. The value of these card is in the points for miles to enjoy luxurious business or first class travel. Will still stick to Premier 2 cos it is still the best despite cutting and maybank knows it. I just hope other banks will step up and launch an aggressive campaign to wrestle away all those higher limit cards via better miles accrual system. I just dont understand. The margin for credit card debt should be high enough for more competitive packages..but no....so far...all also like shit

Astro and handphone bills considered utilities?

Also, is Unifi considered utility? Under maybank2u, I think it is. So what exactly does utilities include? Thanks

Received a letter from Maybank saying Priority Pass will be discontinued. Plaza Premium Lounge can use 5 times locally plus overseas(singapore, hong kong, shanghai, vancouver, london, macau, india, oman etc) however, no mention of whether supplementary card holder of visa infinite can enter?

Could be a mistake? It doesn;t make sense to send brochures of platinum and gold but card is reserve. Might s well dun send.

Any extra charges if we use Paypal? I remember transaction costs very high with Paypal if you transfer money?

is there a list somewhere where we can find what kind of products/services that we can pay using paypal in rm?

I think the percentage of income earners at 180k and above not significant. Moreover these people mostly cleared their balances every month so it is actually not lucrative. My opinion only. But then again.... Why have the Diamanté?

Maybe roll out a Goldmante , I can try to apply

This post has been edited by aspartame: Aug 1 2016, 03:33 PM

May I know why you charge most of your spending to other cards but yet you say Premiere's earning potential is good?

Then you are not maximising points potential as the Amex card of Premier 2 can earn 5 times TP even if spend locally.

First year free.... cancel next year if u want...,

Maybe they charge you cash advance fee!

If intend to redeem tickets to US, best to credit One World or Star Alliance? Plan to book 1 year in advance , 2 tickets, prefer book online... Thx!

The rough 10% to 20% equivalents you are referring to if we redeem Enrich miles or Krisflyer miles or other miles or they are also roughly the same?

May I know how far in advance you booked to get at least 2 return tickets?

It would be great if you could post the exact surcharge for Enrich vs KF for the Japan route together with the miles and see which is better... I don't have KF account ...thanks

I registered a KF account just to check things out. I found that the miles required are 80,000 (after discount 68,000) ONE way for Tokyo. Return is 136,000 miles. How do you get 68,000 return or am I missing something here??? And, any difference in seats at all between saver and standard cos the miles required are almost double for standard.

EDIT: I think I got it. Eventhough the 80,000 (68,000) is for return. Pretty confusing because they show 68,000 to and then 68,000 back but when you click to choose the dates, the summary show 2 flights and total 68,000 miles. Just a quick question: if I book the sin-tokyo and wait list the tokyo-sin but assume I failed to get the wait list, is the whole trip cancelled and the points returned?

This post has been edited by aspartame: Nov 11 2016, 12:34 PM

It is quite common but I have only done it with local insurance company which I trust. You have to see how trust worthy that organisation is .

What's the free taxi return Citibank card? First time hear of it.