That's why it's called Maybank 2 Premier. You get TWO cards. You get the best of both worlds.
1. Amex = 5x TP, use at whichever merchants allows Amex. Plus e-wallets such as Boost & GrabPay (which I love and try to use as much as possible.. not only you get 5x TP at merchants which doesn't accept Amex, you get lots of rewards and in app cashback).
2. MUVI = 2x / 5x TP, use wherever else that doesn't accept Amex. Try use as much on match days when MU is playing in the Premier League (and hopefully wins), and top up to Big Pay when MU wins.
3. Pair with BigPay. Once you've topped up using MUVI, pay for things like utilities, government bodies, insurance / other non-Amex spending using BigPay (to pseudo-earn 5x TP), or you could even withdraw cash from ATM.
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Btw, as an aside, apart from using BigPay, does anyone know what is the best credit card for paying utilities & government bodies?
Are we able to change the M2U VI to MUVI? Or we would need to reapply again/separately?