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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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nitehawk
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Feb 26 2016, 02:10 PM
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QUOTE(gchowyh @ Feb 22 2016, 05:09 PM) Bro, BR 4.55% for 24 months is just a promo rate so you can still opt for the monthly interest. I already did for 2 of my BR FD renewals. Tip: though is supposed to be fresh funds but you can just renew by topping up abit more to get the promo rate  Don't forget to enter the SMS contest to stand the chance to win either a TV, fridge or shopping vouchers ya  BR has revised their pre-mature FD withdrawal policy since 1 Dec 2015. The revised policy has penalty. QUOTE(owodog91 @ Feb 24 2016, 02:52 PM) RHB giving out 4.45% p.a. is worth too... RHB requires you to have a CASA account and the interest will be deposited to CASA upon maturity.
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nitehawk
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Mar 19 2016, 05:27 PM
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QUOTE(Andrew Lim @ Mar 19 2016, 03:38 PM) Does anybody know why CIMB's eFD rate in this page is different from the rates when you actually try to apply in Clicks (e.g. for 12 months first page says 3.7%, but in Clicks it's 3.3% only)? Have you call CS to verify?
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nitehawk
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Mar 19 2016, 08:42 PM
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QUOTE(galaxynote259 @ Mar 19 2016, 06:20 PM) Do we really earn more interest by Choosing to add interest to principal instead of payout to savings account? I chose add to principal but the amount printed on the FD slip is the same as principal * interest per annum / tenure It is usually not our choice to decide a payout method for FD promo.
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nitehawk
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Mar 21 2016, 04:05 PM
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QUOTE(bbgoat @ Mar 21 2016, 12:04 PM) Called UOB PB centre, confirmed that new FD promo 12 mth 4.5%.  Till end of March, min 10k fresh fund. Goodie from UOB. Originally thinking no more 4.5% thingy. That changed my coming plan. However as part of diversification plan, will still nego with BR for higher rate.  Big Bones should be happy as 5% target not lost yet !  UOB 4.5% valid until when? This post has been edited by nitehawk: Mar 21 2016, 04:06 PM
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nitehawk
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Apr 11 2016, 12:22 AM
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QUOTE(sniperz @ Apr 11 2016, 12:11 AM) What's the main difference between a Hong Leong Bank's Pay & Save Account and Fixed Deposit? How do I upgrade from that particular savings account to that particular? Thanks! Still quite fresh in this but a long-term savings account user at PBe , CIMB , UOB and Maybank. Hong Leong Pay & Save Account is a current account and it offers additional interest rate if you comply to the requirements. You can't upgrade existing saving account to this Pay & Save account.
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nitehawk
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May 24 2016, 06:56 PM
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QUOTE(pearl_white @ May 17 2016, 11:08 AM) Nego rates for BR today 4.4%p.a. - 12 months 4.5%p.a - 24 months Which branch/state?
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nitehawk
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May 25 2016, 11:09 AM
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QUOTE(sandkoh @ May 24 2016, 07:32 PM) misleading info. no such thing as nego rate today for br. must tie with sum of money. that guy post info then disappear. Thank you for the information. Have a nice day!
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