yes, unker goat shown us the 4.5%. some go and si si the amt. then one unker said he wan us to guess his wealth. wat logic?

it only mean we can get 4.5% in br or maybe higher?

This post has been edited by yygo: Apr 6 2016, 08:08 PM

I have a feeling that it's >250k

then again that remains ambiguous

+1.。。
it is too hot nowadays..chill chill everyone

+1.。。
it is too hot nowadays..chill chill everyone

It is difficult for me. I do not want to give false info neither want to give out the actual figure. BR wise the nego rate also depends on the branch involved.

Would u believe if I said the figure is rather high, am I bluffing, showing off ?

You can always ask BR with the amount u have and see they agree. That is what is called nego ! If they said no, then a lower % ? Nego, nego.

I am also not sure if the 4.5% is the highest they can give for the 1 year.

bro, would you tell us the amount you placed in getting 4.5% in br?

Deleted..

This post has been edited by BoomChaCha: Apr 6 2016, 10:24 PM

04/04/2016 CIMB Jalan Ong Yi How, Pulau Pinang

Current effective Fixed Deposit rate at CIMB for 12 month is 4.2%. Preferred CIMB user is 4.3%.

So boys and girls, lock into high interest FD now. Don't hesitate.


http://www.thestar.com.my/business/busines...t-vs-us-dollar/
Unker Bones, your 5% FD dream no more liao.

This post has been edited by Ramjade: Apr 7 2016, 03:33 AM

Cool...

This post has been edited by Remic: Apr 7 2016, 05:28 AM

Jalan Ong Yi How, Butterworth side ! Last Friday I called CIMB RM, she said cannot give higher than 4.3% for 12 mth FD. But I think one forummer mentioned CIMB 4.35% this week. I ended up still put the eggs in BR for 4.5%.

This post has been edited by bbgoat: Apr 7 2016, 08:09 AM

just did 3 maybank gia-i account.
rates of 4% is indicative, right?
not too sure on the terms.
just pump 1 month, 6 month and 12 month to test and 6c6c first.
if it's 4%, then good. since everything is done online.

Understood, so which branch did you placed your FD? Use cheque or ?

Penang branch. BC but even personal cheque also can.

As my ankle is sprained at Sime Darby Convention Center, i couldnt walk the staircase to HLB for the 3 months 4.2% anymore.

I chose to have the Maybank 12 months 4.31% efd instead, and its rather confusing.

I am concerned with the step-up of MBB. Initial months low rate. When OPR drops, they could change it based on their T n C.

Seems like things may turn sour in future

Days of 4.5%/4.6% 12 mth FD from PIDM banks are gone for now. OPR to drop in 2nd half 2016 ?

This post has been edited by bbgoat: Apr 7 2016, 03:00 PM

Just rollover expired FD with BR today @ 4.28% for 12 mths

Cool down guys. I just started reading all the posts from my last message yesterday & so many updates about amounts?

Like bbgoat said, it really does depends on the branch. I place at 2 different branches as between these 2 branches, 1 gives better gifts while the other usually allows nego rate when actually I was informed this is not supposed to be allowed.

Previously one of the officers said they look at both total amount you have currently & the current amount you plan to place with them. So far I think the nego starts at 100k & above.

This post has been edited by gchowyh: Apr 7 2016, 07:53 PM