You can use iPhone's "Note" to store those detail and password, it come with security feature which is what I'm doing now

obviously i didnt open your attachment lo   

hi guys/gals... all sifu...

wan to ask, which card to pay DBKL assessment is the best card?

i previously paid via MYEG uses CIMB CB card no cashback... checked UOB CC thread, VOX card not eligible for cashback via MYEG...

any sifu here have recommendation?

i have MBB signature, MBB 2 card Visa & Amex & Ikhwan.

will this method be entitled to the 5% cash back? or is it just DBKL not part of "bill payments / gov body" or what...?
I would like to know if someone already experienced... thanks ><

I have m2c, Aeon big, cimb cr, uob one and ikhwan. Thinking of applying vox and cancelling my uob one card in addition to pbb vs

I'm planning to terminate by MBB 2 Cards Plat as I almost have zero usage of it these days. Same goes for the CIMB Cash Back.

In return, I would like to take the PBB Visa Sig. and RHB World Mastercard on top of the UOB One card I have, is this advisable?

Lastly, can I request for a reduction to my credit? I think they gave me a stupidly high amount based on my income but I have almost no need for that, or just let it be?

Primarily focused on cash back as I don't really see the benefits of any other types of card. Or at least those I know of. Free annual fee as well.

On the second point, can you elaborate further on what you mean if helps if I plan to apply loans or more credit cards?

Sam's Groceria only so far.

At least so far only this is reported.

Yes, ePay. I'm not sure which CS replied you that but we have been paying for months. My last payment was just few days ago. https://forum.lowyat.net/topic/3757650

Make sure you use cards which give benefits for groceries category and if you are going to do this for long term, apply a membership card for only RM 12 lifetime and get RM 10 voucher. RM 1 = 1 point, 1000 points can exchange for one RM 10 voucher but voucher cannot be used to pay bills and reload TnG. Apply first before doing any transactions.

Why credit cards always earn less cash back than advertised
http://www.thestar.com.my/business/busines...han-advertised/

Good read though most of the things mentioned here, the seasoned users know already. I can even guess which cards were mentioned in the article.

In fact, I suspect the writer did get his source from this section. It's like the tips and tricks we have shared here, so it's not a surprise if we "contributed" to this article.

Let's play guessing game. Which cards are these?
1) Some cash back is only given if you buy at a certain store where it is “up to” 6% on spend at these two stores. The cashback is also tiered and capped.
-HSBC Amanah?

2) Banks will try to make you pay for your own cash back by asking for an annual fee. Make sure your cashback weighs up against the annual fee. For example, a bank card will cost you RM265 in annual fees, but allows you to earn RM840 in petrol cashback.
-Which card gives RM 70 per month for cash back?

The rest of the cards mentioned in the article are pretty easy to guess.

Never heard of these two cards.

yes. i call SCB this time for my overseas usage

and yes scb told me we need to inform them everytime we spend overseas

aww.. guess i'd need to call SCB again one day before departure just in case... or perhaps i back it up with my pb

Seems like the way to go when I have more commitments in the near future. Currently on hand-me-downs and accumulating wealth.

Thanks for the tips though, deity01

Dear Sifu,

Soon I may have to spend a lump sum swipe of RM10k+ to RM30K+ in one go.

If I can use a Credit Card, what credit card is ideal for such transaction to get the maximum benefit ?

I already have a few cash back card, but its monthly limit is rather, well, limited. 
Thank you.

1. House downpayment & attending educational course.
2. the Usual range: AEON Big gold, UOB Vox, PB VS, HL Wise... (thats right, kena poisoned by the forum )
3. Whats BT ?  Sorry...