To All: Happy New Year 2016!!!

If you have yet to check out my new blog, click here to visit www.GenXGenYGenZ.com which is FREE of random ads, haha.

So far only republished a few credit card reviews:

OCBC Premier Voyage MasterCard - which is good for Bragging Right only.

CIMB Enrich (Elte too) World MasterCard - which is pretty good if you don't mind paying annual fee and spend within the stipulated yearly cap.

Maybank 2 Platinum/Gold Cards - still FREE FOR LIFE

Maybank Islamic MasterCard Ikhwan Platinum/Gold - 5% Cash Back at ALL petrol station every Friday and Saturdays and now including Supp Cards.

I will be restarting my Credit Cards Tutorial for 2016.

If you have a RHB Credit Cards, best you go check out the latest T&C. Their Visa Infinite is now FREE FOR LIFE and comes with UNLIMITED access to PPL BUT there is a monthly quota of 1000. They also have a new World MasterCard which I cannot comprehend their cash back monthly cap which they claim gives you 6%. I will be doing a review on the RHB cards by the end of this month.

And of course, the card everyone should have is my creation Maybank 3 Cards GTR - AMEX, Visa PLUS MasterCard FREE FOR LIFE. Hahaha.


Sure you can Bro, even your EPF Statements can proof your annual income since bonus will also be taken into consideration.

This post has been edited by Gen-X: Jan 1 2016, 01:06 PM

Around midnight yesterday, as I was losing the deathly battle against my urge to chain smoke while starting on my draft copy of The Best Credit Cards in Malaysia - Episode III, I took a break and visited LYN. And our sweet and ever ready to assist MOD, fruitie, highlighted to me at Recommendation of Credit Cards Thread that one can now pay his/her PTPTN Education Loan with credit cards!

Well, guess what, instead of continuing to draft my Top 10 Best Credit Card article, I spent the entire day wasting time researching and drafting an article on PTPTN loans. And I have just published my article titled Paying PTPTN Education Loan with Credit Cards. Besides telling you where you can pay your PTPTN loans with credit cards, the article has very little info that can assist most of you regulars here in respect to what card is the best for paying PTPTN loans.

The article was written not only to give you an insight as to how you may be able to earn some FREE Pocket Money using credit cards to pay your PTPTN Education Loan; but to highlight that you can save more money by opting for a shorter duration to repay PTPTN loans.

Click here to read my article titled Paying PTPTN Education Loans with Credit Cards.

hahaha, I did not read your post Bro. Okay, I go add fruite learned it from you and others, hahaha


Sis, I said you highlighted to me, which is true And of course my articles are good, I have many Jedi Credit Card Masters like Human Nature and the 3 Mods here, i.e. hye, MilesandMore and fruitie to teach me stuff relating to credit cards

Edited - Human Nature, I just gave you credit in my article, go read it again. I hope this will make you happy and stop you crying, haha.

This post has been edited by Gen-X: Jan 21 2016, 10:01 PM

CTOS I don't know but CCRIS from Bank Negara Malaysia.

Go to BNM yourself, there will be terminals/PC where you insert your NRIC and you can then print your CCRIS report.

Aiyah, and I just started to promote it for FREE, haha.

A few of my iFriends messaged me at Facebook yesterday and today to highlight that Maybank will be downgrading their credit cards’ benefits once again Effective 15th April 2016!!!

All Maybank credit cards are effected - Gold, Platinum and Premium EXCEPT for Maybank KrisFlyer AMEX.

Click the link below to find out the latest revision to Treats Points which will come into effect on 15 April 2016 and what credit cards you should use to replace your Maybank credit cards for transactions relating to Government, Insurance, Utilities, Education and even PTPTN:

http://genxgenygenz.com/2016/03/17/bad-new...nts-april-2016/

Declined good lah, means it won't be charged, Just call Maybank CS to confirm if the transaction was recorded in their system.

Yes if the JPJ branch has a CC terminal.State HQ sure can.