If it was used?

Then it will not be able to be waived?

Waive or not, subject to the bank's decision. If the bank decides not to waive, you have no choice but to pay if you already use the card.

i have no idea.. suppose and logically.. should be approved with no problem because ur salary credited in every month .. hmm looks strange and odd to me.. ur ccris all 0000 and ctos all clean?

Just applied for ctos online. Waiting for verification. Ccris i don't think i can check here. Monthly loan paid without delay.

yes after verification.. pay rm10 for every report.. report can get instantly after rm10 paid

hmm..... sad....

wait for tomorrow's call then.

hope you are lucky

this is very important when we make new applications or new to bank customer

luck is very important in my views

Currently I'm holding few credit cards, but every month I almost fully utilize the limit by helping people to purchase item. More than 20k per month. But my salary not actually not more than 10k per month. Will it cause to bring any issue such as tax inspection?

I don't think so.

If ever you were questioned, you have all the tractability back to those who asked you to buy anyway.

IRB don't have time to do tax audit on you unless you're a company and you're buying stuffs around 200k per month on behalf of other people

Someone told me 2017 cc need to key in pin at merchant machine then only can use. Really ar this news ?

true most of the bank got this announcement

Yes, effective 1st Jan 2017.

Around midnight yesterday, as I was losing the deathly battle against my urge to chain smoke while starting on my draft copy of The Best Credit Cards in Malaysia - Episode III, I took a break and visited LYN. And our sweet and ever ready to assist MOD, fruitie, highlighted to me at Recommendation of Credit Cards Thread that one can now pay his/her PTPTN Education Loan with credit cards!

Well, guess what, instead of continuing to draft my Top 10 Best Credit Card article, I spent the entire day wasting time researching and drafting an article on PTPTN loans. And I have just published my article titled Paying PTPTN Education Loan with Credit Cards. Besides telling you where you can pay your PTPTN loans with credit cards, the article has very little info that can assist most of you regulars here in respect to what card is the best for paying PTPTN loans.

The article was written not only to give you an insight as to how you may be able to earn some FREE Pocket Money using credit cards to pay your PTPTN Education Loan; but to highlight that you can save more money by opting for a shorter duration to repay PTPTN loans.

Click here to read my article titled Paying PTPTN Education Loans with Credit Cards.

but i am the one who reported that can pay ptptn using CC

Anyway, not me la.

Good article, I will read it through now.

I already declared to him from the beginning, I just helped to find those posts for him.
Not I tried before.

hahaha, I did not read your post Bro. Okay, I go add fruite learned it from you and others, hahaha


Sis, I said you highlighted to me, which is true And of course my articles are good, I have many Jedi Credit Card Masters like Human Nature and the 3 Mods here, i.e. hye, MilesandMore and fruitie to teach me stuff relating to credit cards

Edited - Human Nature, I just gave you credit in my article, go read it again. I hope this will make you happy and stop you crying, haha.

This post has been edited by Gen-X: Jan 21 2016, 10:01 PM

Haha, actually I was very pleasantly surprise when I found out about it and was so eager to share it here.

Where can I apply for CTOS online and CCRIS report?