CTOS I don't know but CCRIS from Bank Negara Malaysia.

Go to BNM yourself, there will be terminals/PC where you insert your NRIC and you can then print your CCRIS report.

Just to add, if you cannot go to BNM, you can download a form and email it to them too.

I will have to find time to go to BNM to check out my CCRIS since my office is in KL Sentral and take KTM is just two stops away.
See if I'm hardworking to go today or next Friday.

Just went and printed my CCRIS report and saw the damned RHB card is still there and the highest limit of all banks. How can I get RHB remove this so that it won't show on my CCRIS? Should I scan a copy of CCRIS report to show to them? I don't think I should because this is considered confidential for me.

maybe because of this icbc decline you? same like pb decline me using this reason?

call their CS and report to BNM

Have read through the posts here, but can't find the relevant answer to my question.

My question is : A bank pre-approved and issued me a credit card which was bundle with other facilities such as Housing Loan (I did not apply for it but the bank just issued the credit card to me). I did not activate the card and immediately call to cancel the card. In future if I would like to apply any credit card from the same bank, will I still be considered as new customer ?

Thank you and appreciate if anyone could answer.

This post has been edited by r_ninja99: Jan 22 2016, 02:27 PM

I can see ICBC is pending and assigned limit is RM 10k.
But I know it's already rejected.

So should I straight send to BNM so that I don't need to print my CCRIS report again?
My report is damn clean, all 0.

I am quite sure when you bought your house, while you sign all those documents given to you, there is a credit card application form attached . I bought a car, this thing happened. I bought my house, this thing happened as well. But of course, you will only be a "new to bank" applicant after 6 months you cancelled the card.

mine too all 0

yes u should send to BNM .. only this way RHB will remove your plat from CCRIS record

I still have the email I got from RHB that it is already removed from my CCRIS. Then I went and reinstated my card but with lower limit, however the limit shows the earlier higher limit I got when I first applied.

wow.. how could they lie you?

i'd suggest you report to BNM immediately

Which mean under any circumstances as long as I cancelled the card for more than 6 months, I will be considered as "new to bank" applicant, regardless I was previously an active customer. Thank you thank you.

You are welcome. This thing happened because those bank agents , motivated by extra commission, added credit card application on top of our original transaction. Usually when you sign your SPA, or HP agreement, they will make you sign the credit card application form as part of the procedure. So to forumers out there, whatever you sign for, please make sure that is what you are looking for.

Saw some posts here mentioned that CC is accepted for PTPTN payment. Is there any charges for it? Because I remember last time they only accept debit card and there is a fee for paying using debit card.

Guys, is it possible to pay income tax using uob payonline?

some bank yes, some bank no

wjleong15, care to shed some light here?
I believe no service charge.

Not that I'm aware of. Income tax should be paid from LHDN website.
Anyway it hasn't started yet, by that time will know.

Paid directly from LHDN website right? So one can use those 1% CC or watami for CB right?

This post has been edited by Ramjade: Jan 23 2016, 10:41 AM

Yes but there's service charge too if I can recall if paying by CC.

53 cents inclusive of GST