Outline ·
[ Standard ] ·
Linear+
Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
|
wjleong15
|
 Jan 23 2016, 11:29 AM
|
|
QUOTE(fruitie @ Jan 23 2016, 10:24 AM) wjleong15, care to shed some light here? I believe no service charge. Not that I'm aware of. Income tax should be paid from LHDN website. Anyway it hasn't started yet, by that time will know. fruitieno service charge at all for credit card payment for PTPTN btw, can use credit card to pay income tax?  This post has been edited by wjleong15: Jan 23 2016, 11:30 AM |
|
|
|
|
|
fruitie
|
Jan 23 2016, 11:37 AM
|
Rise and Shine
|
QUOTE(Human Nature @ Jan 23 2016, 10:54 AM) 53 cents inclusive of GST QUOTE(wjleong15 @ Jan 23 2016, 11:29 AM) fruitieno service charge at all for credit card payment for PTPTN btw, can use credit card to pay income tax? So yes or no?  Erm, yes but I think 1-2% service charge. Never paid before because mine is always refund. |
|
|
|
|
|
Human Nature
|
Jan 23 2016, 11:37 AM
|
|
|
QUOTE(wjleong15 @ Jan 23 2016, 11:29 AM) fruitieno service charge at all for credit card payment for PTPTN btw, can use credit card to pay income tax? there is 53 cents charge |
|
|
|
|
|
wjleong15
|
Jan 23 2016, 03:09 PM
|
|
|
QUOTE(fruitie @ Jan 23 2016, 11:37 AM) So yes or no? Erm, yes but I think 1-2% service charge. Never paid before because mine is always refund. QUOTE(Human Nature @ Jan 23 2016, 11:37 AM) No charges Mine is exactly same with my monthly payment (10 months) amount in the credit card slip Bank statement also show no charges Why you got charged?  |
|
|
|
|
|
Human Nature
|
Jan 23 2016, 03:12 PM
|
|
|
QUOTE(wjleong15 @ Jan 23 2016, 03:09 PM) No charges Mine is exactly same with my monthly payment (10 months) amount in the credit card slip Bank statement also show no charges Why you got charged? Weird. Maybe I paid in one lump sum and not the monthly amount. The charge is shown at the PTPTN slip. CC slip just show the total. |
|
|
|
|
|
wjleong15
|
Jan 23 2016, 03:23 PM
|
|
|
QUOTE(Human Nature @ Jan 23 2016, 03:12 PM) Weird. Maybe I paid in one lump sum and not the monthly amount. The charge is shown at the PTPTN slip. CC slip just show the total. now one lump sum got 20% discount? |
|
|
|
|
|
Human Nature
|
Jan 23 2016, 03:29 PM
|
|
|
QUOTE(wjleong15 @ Jan 23 2016, 03:23 PM) now one lump sum got 20% discount? No idea about this. The lump sum i paid is not the total lump sum lol. Just 10k like that. |
|
|
|
|
|
victorywp
|
Jan 23 2016, 06:03 PM
|
|
|
QUOTE(Human Nature @ Jan 23 2016, 03:29 PM) No idea about this. The lump sum i paid is not the total lump sum lol. Just 10k like that. wow, if you can pay rm10k just like that during this difficult time (without discount), why not you pay it earlier and get 20% discount?  |
|
|
|
|
|
Human Nature
|
Jan 23 2016, 06:41 PM
|
|
|
QUOTE(victorywp @ Jan 23 2016, 06:03 PM) wow, if you can pay rm10k just like that during this difficult time (without discount), why not you pay it earlier and get 20% discount? long story lol...this is the reason I finally do BT |
|
|
|
|
|
HarpArtist
|
Jan 23 2016, 07:55 PM
|
|
|
If i just sign up for credit card to take advantage of the sign up bonus for example ringgitplus maybank lazada voucher, then cancel the card after a few weeks/months without using it...any negative effects?
|
|
|
|
|
|
fruitie
|
Jan 23 2016, 09:25 PM
|
Rise and Shine
|
QUOTE(HarpArtist @ Jan 23 2016, 07:55 PM) If i just sign up for credit card to take advantage of the sign up bonus for example ringgitplus maybank lazada voucher, then cancel the card after a few weeks/months without using it...any negative effects? Well, you may have difficulty to re-apply the same banks again next time. |
|
|
|
|
|
SUSintrepidity85
|
Jan 23 2016, 09:43 PM
|
|
|
QUOTE(HarpArtist @ Jan 23 2016, 07:55 PM) If i just sign up for credit card to take advantage of the sign up bonus for example ringgitplus maybank lazada voucher, then cancel the card after a few weeks/months without using it...any negative effects? kept repeating it might get blacklisted , perhaps? lol... |
|
|
|
|
|
Vieon
|
Jan 24 2016, 01:49 PM
|
Getting Started
|
I have a credit card, usually used to pay insurance. Recently insurance reverse the amount about 3k into my card. My card balance become in negative value meaning to say I have extra money inside. I'm rarely use this card, is there any way to withdraw this money out?
|
|
|
|
|
|
Human Nature
|
Jan 24 2016, 01:53 PM
|
|
|
QUOTE(Vieon @ Jan 24 2016, 01:49 PM) I have a credit card, usually used to pay insurance. Recently insurance reverse the amount about 3k into my card. My card balance become in negative value meaning to say I have extra money inside. I'm rarely use this card, is there any way to withdraw this money out? Try ask the bank |
|
|
|
|
|
victorywp
|
Jan 24 2016, 11:20 PM
|
|
|
QUOTE(Vieon @ Jan 24 2016, 01:49 PM) I have a credit card, usually used to pay insurance. Recently insurance reverse the amount about 3k into my card. My card balance become in negative value meaning to say I have extra money inside. I'm rarely use this card, is there any way to withdraw this money out? yes, just inform the cs about it and they will process the transfer to your savings account. but it depends on which bank, some take long time, some very fast, some very fussy and need you to provide details to prove it. so which bank is yours? |
|
|
|
|
|
Vieon
|
Jan 25 2016, 10:39 AM
|
Getting Started
|
QUOTE(victorywp @ Jan 24 2016, 11:20 PM) yes, just inform the cs about it and they will process the transfer to your savings account. but it depends on which bank, some take long time, some very fast, some very fussy and need you to provide details to prove it. so which bank is yours? Just called to Maybank, they said need 8 working days to process. |
|
|
|
|
|
SUSintrepidity85
|
Jan 25 2016, 10:43 AM
|
|
|
QUOTE(Vieon @ Jan 25 2016, 10:39 AM) Just called to Maybank, they said need 8 working days to process. some took 3 working days, some took 7.. some may took even 1 month |
|
|
|
|
|
Human Nature
|
Jan 25 2016, 08:38 PM
|
|
|
If the name on NRIC is Lau Tak Wah only, would the bank approve the application is the name to appear on the card is written as Andy Lau instead?
|
|
|
|
|
|
SUSintrepidity85
|
Jan 25 2016, 08:40 PM
|
|
|
QUOTE(Human Nature @ Jan 25 2016, 08:38 PM) If the name on NRIC is Lau Tak Wah only, would the bank approve the application is the name to appear on the card is written as Andy Lau instead? card u can put any nickname u want |
|
|
|
|
|
Human Nature
|
Jan 25 2016, 08:42 PM
|
|
|
QUOTE(intrepidity85 @ Jan 25 2016, 08:40 PM) card u can put any nickname u want Alright, thought they would reject if it is not in NRIC. |
|
|
|
|
Quote
0.0216sec
0.39
6 queries
GZIP Disabled