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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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aromachong
post Sep 5 2016, 01:07 PM

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This post has been edited by aromachong: Nov 5 2016, 06:26 PM
mr.thinkpad
post Sep 5 2016, 02:43 PM

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QUOTE(aromachong @ Sep 5 2016, 01:07 PM)
i saw apply maybank cc via their app and you can know status instantly? no need processing department approved one ah? so high tech liao lol..
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yes maybe that is for basic card.. for premier card where there are more restriction (high income requirement), the status might not be instant..
sohlican
post Sep 5 2016, 04:29 PM

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Just to get some clarification, I know from various threads; paying AEON credit card via posonline is subjected to 2% fees from them. I also saw there is a note at the page as well that stated "Please note that you will be charged RM1.50 by AEON for each transaction"

Does it mean AEON will charge RM1.50 on the CC I use to pay my AEON credit card bill?
kelvinlzy
post Sep 5 2016, 05:50 PM

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QUOTE(sohlican @ Sep 5 2016, 04:29 PM)
Just to get some clarification, I know from various threads; paying AEON credit card via posonline is subjected to 2% fees from them.  I also saw there is a note at the page as well that stated "Please note that you will be charged RM1.50 by AEON for each transaction"

Does it mean AEON will charge RM1.50 on the CC I use to pay my AEON credit card bill?
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Now no more RM1.50 charges from Aeon.
sohlican
post Sep 5 2016, 09:43 PM

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QUOTE(kelvinlzy @ Sep 5 2016, 05:50 PM)
Now no more RM1.50 charges from Aeon.
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Thanks smile.gif
Human Nature
post Sep 6 2016, 12:32 AM

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Can we instruct the bank to disable our CC paywave function, either permanently or temporarily?
OldSchoolJoke
post Sep 6 2016, 10:00 AM

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Guys, want to ask, is it hard for bank to approve CC now?

I applied for CIMB and CitiBank, both got rejected but they doesn't specify the reason.

Got no loans and no debts. Working for a year now. Is it because of the company I'm working with? Working in a small company now.
fly126
post Sep 6 2016, 10:24 AM

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QUOTE(OldSchoolJoke @ Sep 6 2016, 10:00 AM)
Guys, want to ask, is it hard for bank to approve CC now?

I applied for CIMB and CitiBank, both got rejected but they doesn't specify the reason.

Got no loans and no debts. Working for a year now. Is it because of the company I'm working with? Working in a small company now.
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What's your Annual Income...?
Try apply with the bank which your Salary credit into...
And, also can apply with HLB, UOB, RHB they're more lenient compare to Others.

Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
OldSchoolJoke
post Sep 6 2016, 12:02 PM

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QUOTE(fly126 @ Sep 6 2016, 10:24 AM)
What's your Annual Income...?
Try apply with the bank which your Salary credit into...
And, also can apply with HLB, UOB, RHB they're more lenient compare to Others.

Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
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~RM3k...recently increase to ~RM3.5k for 2 month now..

My salary credit to CIMB and I applied CIMB, still rejected.

base on the link you sent to me.
I think I have no loans, or debts, that's why my application got rejected.

Will look into the banks you suggested. Thank alot.
Morning_Star
post Sep 6 2016, 04:11 PM

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Hi, I like to know for Maybankcard holders, what ways are there to top up credit card account if single swipe amount is larger than the monthly credit limit ?

Will a MBB savings account be enough to transfer surplus amount directly to the credit card account without using a cheque linked to a current account ?

I know that for HLB credit card holders, they can use the cheque to credit surplus amount into their credit card account.
deity01
post Sep 6 2016, 04:18 PM

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is it now really no chance for us to get new credit card if ptptn column in ccris got some numbers?
cybpsych
post Sep 6 2016, 04:27 PM

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QUOTE(Morning_Star @ Sep 6 2016, 04:11 PM)
Hi, I like to know for Maybankcard holders, what ways are there to top up credit card account if single swipe amount is larger than the monthly credit limit ?

Will a MBB savings account be enough to transfer surplus amount directly to the credit card account without using a cheque linked to a current account ?

I know that for HLB credit card holders, they can use the cheque to credit surplus amount into their credit card account.
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use cdm or giro from other banks --> mbb credit card account.
vseries
post Sep 6 2016, 06:38 PM

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QUOTE(Morning_Star @ Sep 6 2016, 04:11 PM)
Hi, I like to know for Maybankcard holders, what ways are there to top up credit card account if single swipe amount is larger than the monthly credit limit ?

Will a MBB savings account be enough to transfer surplus amount directly to the credit card account without using a cheque linked to a current account ?

I know that for HLB credit card holders, they can use the cheque to credit surplus amount into their credit card account.
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How about apply for temporary credit limit increase? Bank may grant it based on your good track record and reasonable justification.
fruitie
post Sep 6 2016, 09:30 PM

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QUOTE(deity01 @ Sep 6 2016, 04:18 PM)
is it now really no chance for us to get new credit card if ptptn column in ccris got some numbers?
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Yes, no chance.
wonglokat
post Sep 7 2016, 08:22 AM

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CIMB cardholders,

So I have my cards sent to my home address and just got to activate them few days back. How long do I have to wait for it to show up in CIMBClicks? Or will it ever?
fruitie
post Sep 7 2016, 09:26 AM

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QUOTE(wonglokat @ Sep 7 2016, 08:22 AM)
CIMB cardholders,

So I have my cards sent to my home address and just got to activate them few days back. How long do I have to wait for it to show up in CIMBClicks? Or will it ever?
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Mine shown before even it reached me. Heard you will need to link it yourself. You may want to search in CIMB thread.
gajah91
post Sep 7 2016, 10:59 AM

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Hi guys, wanna ask. I just paid my outstanding balance for my credit card. But the outstanding balance is there. Need to take few days to change the outstanding balance to RM0.00?

Thanks.
laymank
post Sep 7 2016, 11:30 AM

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QUOTE(gajah91 @ Sep 7 2016, 10:59 AM)
Hi guys, wanna ask. I just paid my outstanding balance for my credit card. But the outstanding balance is there. Need to take few days to change the outstanding balance to RM0.00?

Thanks.
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depends on the mode of your payment, too, i.e. by check, GIRO, instant transfer, ATM deposit, cash payment, etc.
some banks shows real time update, others, next day.
aromachong
post Sep 7 2016, 11:39 AM

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QUOTE(gajah91 @ Sep 7 2016, 10:59 AM)
Hi guys, wanna ask. I just paid my outstanding balance for my credit card. But the outstanding balance is there. Need to take few days to change the outstanding balance to RM0.00?

Thanks.
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yes it need days for them to update.. usually take 1 day only.. longest i encounter scb took 3 working days to update even pay via their CDM machine
wonglokat
post Sep 7 2016, 12:03 PM

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QUOTE(fruitie @ Sep 7 2016, 09:26 AM)
Mine shown before even it reached me. Heard you will need to link it yourself. You may want to search in CIMB thread.
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Thanks fruitie, just did it on clicks but have to wait a few days.

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