It's been years I've stayed away from applying credit card.

Recently, there are a lot of HSBC promoters promoting their credit cards at Midvalley, the procedure was easy, only put my MyKad in a device just to generate my EPF statement for application and the next thing I knew, it got approved.

My question is, is there any other CC application that easy? Just only use my IC/MyKad.

I would like to try.

I know AEON, RHB and even some Maybank branches too. These days almost every bank and agent has the EPF machine.

Maybank did offer me credit card, but asking me to submit payslips and all. I think it's very convenient these days to apply a credit card or loan without any physical documents

Not all. They do have the rights to ask for documents from you even they have printed your documents from the machine.
I know HSBC in MV is like permanently there and applied once back in 2014, didn't like the card as it has a lot of hidden T&C for me, got it approved and cancelled it not long after that. Well, that time I wasn't really into CC stuff yet.

I've only known that the annual fee waiver is somehow problematic. That aside HSBC is promoting personal loan up to 10k with 0% interest if you eligible for their credit card.

I'm just want to test my salary/loan commitment market, how far they can push the credit limit for me. That's why I'm asking where I could get those credit card without any hassle.

0%? Are you really sure? That's really amazing if it really is. I'm sure all the big bosses here will grab and put in whatever FD and investment stuff that they have. Heck, I will too. However, I can't seem to find it from their website... Any clue?

Edit: I found it: https://sp.hsbc.com.my/10k?WABFormEntryComm...YH_GETITNOW_LPR
Will read further.

Yes but maximum 10k only, need to pay back in 15 months.

Not bad at all. I will take that and dump in FD but limited to 6780 units.
Anyway, thanks for sharing. I had nightmare with HSBC and will try to avoid it.

RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you.

365 waiver request rejected. Time to say goodbye to OCBC after so many years. 

I converted from OCBC GE Plat to OCBC 365 since the cash back will be ceased effective September 1st, unfortunately, my waiver request was declined too. So, I called to cancel as I haven't activated anything. It is already removed from my OCBC page.

So, you still keep your OCBC GE...???

RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you.

365 waiver request rejected. Time to say goodbye to OCBC after so many years. 

is it legal for shops to charge consumers 2% service charge as we all know that merchant fees have been lowered recently with the new rules introduced by BNM? if it's not legal, is there any proper channel to submit complaints about those shops that simply charge the 2% service charge?

Just want to get some feedback on this.

Will they refund back the 2% after making the successful report /complaint?