Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 Sep 6 2016, 10:00 AM
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#1
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Junior Member
289 posts Joined: Mar 2010 
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Guys, want to ask, is it hard for bank to approve CC now?
I applied for CIMB and CitiBank, both got rejected but they doesn't specify the reason. Got no loans and no debts. Working for a year now. Is it because of the company I'm working with? Working in a small company now. |
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Sep 6 2016, 12:02 PM
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#2
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Junior Member
289 posts Joined: Mar 2010
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QUOTE(fly126 @ Sep 6 2016, 10:24 AM) What's your Annual Income...? ~RM3k...recently increase to ~RM3.5k for 2 month now..Try apply with the bank which your Salary credit into... And, also can apply with HLB, UOB, RHB they're more lenient compare to Others. Reason of CC Rejection https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html  My salary credit to CIMB and I applied CIMB, still rejected. base on the link you sent to me. I think I have no loans, or debts, that's why my application got rejected. Will look into the banks you suggested. Thank alot. |
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Sep 15 2016, 12:12 PM
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#3
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Junior Member
289 posts Joined: Mar 2010
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Wanna ask, which bank approve CC the easiest? I online apply UOB but until now no call from them, got rejected from CIMB and CitiBank, any more recommendation?
Current salary ~RM3.5k (since July). no debts, loans, no PTPTN. |
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Sep 15 2016, 03:08 PM
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#4
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Junior Member
289 posts Joined: Mar 2010
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QUOTE(aromachong @ Sep 15 2016, 02:33 PM) no CCRIS record too? Am not sure how to check CCRIS record but it should be clean since I got no loans, debts. So IMO that's the reason my application for rejected. Either that or the company I'm working now doesn't look secure. Working in small company now.QUOTE(fly126 @ Sep 15 2016, 02:50 PM) How long you been submit apps to UOB, 1 week..??? Last week if not mistaken. |
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Sep 15 2016, 04:08 PM
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#5
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Junior Member
289 posts Joined: Mar 2010
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QUOTE(fly126 @ Sep 15 2016, 03:25 PM) Maybe you can give UOB a call at 03-26128121 , ask their Sales Rep. to contact You regarding of THIS... If can I would want to avoid calling. Looking for online application. or jz get Apply with HLB or RHB  Btw, MY 1st Batch CC also from HLB, UOB, RHB, HSBC  Let me check out those banks you listed. Thanks alot. |
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