in klang valley?

depends on location and branch. if big city the cut off will be larger. small city or small no of depositor, the limit lower.

nope. Sarawak

I so freakishly and f**kingly hate Hong Leong Bank counter services. Had FD matured from Maybank last week. Proceeded to HL Bandar Puteri Puchong this morning at 11am. Took a no - 2020. Waited half hour, then decided to go to someone sitting at a desk to ask if I have to fill up a form. Was told I'll have to open a Savings account. Took another no starting with 3xxx, filled up form. This was pretty fast. Took less than 10 mins, then she ask the guard to press a no for FD placement, and was given 2025. I thought 2020 has passed. In the end, it was still 2015. WTF! Basically, waited from 11am to 1205pm, and still the no did not move at all from 2015. I then left.

At 2:47pm, went to HL near Puchong Prima (I think), got a no 2033 and currently serving 2026. I thought only 7 nos behind me. Waited 25 mins, and it was still 2026. WTF! Imagine 7 nos x 25 mins, how long do I have to wait for 2033?

AArghhhhhh .... I'm wondering whether the 4.5% is worth the trouble or not.

in klang valley?

depends on location and branch. if big city the cut off will be larger. small city or small no of depositor, the limit lower.

here in Melaka, 200k gets nothing.

my area 300k leh

1. It has nothing to do with interest rate. It is about bad personal financial management.

2. It has nothing to do with interest rate, as onset of GST that causing inflation is one off event. It is a cost push inflation, raising interest rate won't able to cool this kind of inflation.
Interest rate will be effective to cool down demand pull inflation, which is not the case currently, as demand is slow currently.

3. It will drive BNM into more easing bias, aka lowering interest rate.

So there is no case for interest rate to be hiked currently, only got potential rate cut if RM exchange rate become more stablise.

I so freakishly and f**kingly hate Hong Leong Bank counter services. Had FD matured from Maybank last week. Proceeded to HL Bandar Puteri Puchong this morning at 11am. Took a no - 2020. Waited half hour, then decided to go to someone sitting at a desk to ask if I have to fill up a form. Was told I'll have to open a Savings account. Took another no starting with 3xxx, filled up form. This was pretty fast. Took less than 10 mins, then she ask the guard to press a no for FD placement, and was given 2025. I thought 2020 has passed. In the end, it was still 2015. WTF! Basically, waited from 11am to 1205pm, and still the no did not move at all from 2015. I then left.

At 2:47pm, went to HL near Puchong Prima (I think), got a no 2033 and currently serving 2026. I thought only 7 nos behind me. Waited 25 mins, and it was still 2026. WTF! Imagine 7 nos x 25 mins, how long do I have to wait for 2033?

AArghhhhhh .... I'm wondering whether the 4.5% is worth the trouble or not.

Saw affin bank at 4.5% for 12 month at counter just now

Hi, why not try opening a hong leong mach moneybox account? i opened it at ioi mall puchong last Tuesday. There was no one waiting at all. The customer service took abt. 10 minutes to create the account, and 5 minutes to setup hlb internet banking (connect). Then, you can transfer money online to this mach account. Efd 4.5% can be made online via moneybox.

I had Mach account 2 years ago, until I closed it mid last year. Didn't need it coz HLB has been very stingy when it comes to FD rates. Anyway, went to Bandar Puteri branch again 5 mins before the opened this morning and got it done in 15 mins. What a relief. EFD can be made with the 4.5% @ 6 mths promo? I can only see their standard rates in Mach website.

And took me 30 mins in queue to change new notes for CNY 

I had Mach account 2 years ago, until I closed it mid last year. Didn't need it coz HLB has been very stingy when it comes to FD rates. Anyway, went to Bandar Puteri branch again 5 mins before the opened this morning and got it done in 15 mins. What a relief. EFD can be made with the 4.5% @ 6 mths promo? I can only see their standard rates in Mach website.

And took me 30 mins in queue to change new notes for CNY 

u can cancel anytime before 6 months time but need to pay some penalty if im not mistaken

2 early birds this CNy..

managed to suspend just.. through phone. their customer service damm bad eh? been trying to call since yesterday for hours, keep playing the stupid message saying everyone is engaged.. decided to choose credit card lost, within 30 sec someone picked up.

2 early birds this CNy..

go try BSN 12 mths for 4.5% then u know liao..

a grandma sitting beside me mentioned she get used to it.. '2 hours waiting time is normal for me ' - that is why online banking serve the purposes