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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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Vio
post Jan 18 2016, 07:41 PM

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harlo sifus, i just received statement from public bank regarding my fd what i dont get is my original deposit is Rm3.3k, term: 6m, interest rate :3.3, current balance Rm3831.06

i tried using some online fd calculator.
CODE
http://www.calculator.com.my/fd-savings#.VpzPCfl96Hu
but it turned out to be only 3,354.83, thats almost RM500 difference from what was stated, did they pay me extra?
Vio
post Jan 18 2016, 09:55 PM

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QUOTE(Pinnacle1295 @ Jan 18 2016, 07:52 PM)
The online FD calculator seems correct. Looks like you have been paid extra!!
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wah too good to be true le haha going to the bank maybe tmr or the day after to collect.

QUOTE(cherroy @ Jan 18 2016, 09:09 PM)
I don't think any bank will pay extra interest.

Interest calculation is fully computerised, no way computer is making mistake in calculation.
Something must be wrong in between, either the statement, or the origin deposit issue etc.
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will go check out with them, hehe dont really know how they calculate, as this is my 1st time


QUOTE(Ramjade @ Jan 18 2016, 09:12 PM)
If you are paid extra, faster cash it out before they tarik balik your money. If they ask, you act dumb. You said you guys gave me this amount, how I know is extra. If they ask you where extra went, tell them you took it to getting. brows.gif laugh.gif
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hehe will do so within these 1 or 2 days, windfall b4 cny i hope smile.gif
Vio
post Jan 18 2016, 11:18 PM

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QUOTE(Human Nature @ Jan 18 2016, 10:49 PM)
not a step up 3 month + 3 month ?
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nope.. if i recall correctly
Vio
post Jan 25 2016, 06:13 PM

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hello guys, would like to inform all that the HLB 4.5@6 months is still available . also is there anyway to make them suspend my debit/atm card? im not using. also i was told that min balance in current acc must be at least 200 or they will charge Rm5, is this common with all banks?
Vio
post Jan 25 2016, 06:27 PM

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QUOTE(Ramjade @ Jan 25 2016, 06:19 PM)
What account is that? Mine was rm19.xx also no charge. In the end I close my account. Ask to do a BSA. That's the account without charge
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its a PAY AND SAVE account. i told the bank officer that i only want to open and account for the fd. is it the same?
Vio
post Jan 25 2016, 08:00 PM

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thank you all sifu. will try to check with them again tmr. if worst come to worst will just leave it be, not planning to use for any transaction. just for fd purposes
Vio
post Jan 26 2016, 11:14 AM

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QUOTE(mamamia @ Jan 25 2016, 08:58 PM)
I've cancel my debit card with them. U can try to walk in n tell them u want to cancel the card. For me, they gave me a form to fill in n cancel immediately
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went over this morning.. according to them can cancel only after 6 months ..... doh.gif


Vio
post Jan 27 2016, 01:10 PM

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QUOTE(intrepidity85 @ Jan 26 2016, 12:31 PM)
u can cancel anytime before 6 months time but need to pay some penalty if im not mistaken
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managed to suspend just.. through phone. their customer service damm bad eh? been trying to call since yesterday for hours, keep playing the stupid message saying everyone is engaged.. decided to choose credit card lost, within 30 sec someone picked up.

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