Can I know how to cancel the debit card? Just go to any branch and request to cancel?

True, exactly same like my case. Being force to take, but my case is few years back.

Is not so much about the RM8 IF I'm using it. Just like you, my one also sit nicely in my wallet just for this cute kitty cat, and I have to pay for it each year! Sometimes my account even inactive due to no transaction....

I almost give up HLB since normal FD also lower compare to others. But now Mach FD seems interesting, may give a try.

nope, i wasnt even a customer of hong leong before i opened mach in may last year. you should cancel it as having too many rarely used cards can be inconvenient. try lodging a complaint and get a refund if you can.

As mentioned in my post #1018, the fee structure of UOB cashier's order is listed in their website: Cashier's Order


This post has been edited by cj7lee: Jan 7 2016, 09:29 AM

My IBG got rejected. Wasted paying the transfer fees.

Looks like I have to call them up anyways.

Yea I don't remember getting charge RM8 for my ATM card either. Not sure why though.

Early this week I mentioned that my RM said no more 4.5% 12 months which I managed to get in December, Well, yesterday she offered to me again when I wanted to withdraw my maturing FD with UOB. But I did not accept the offer and took the funds to HLB.


At HLB, I faced some problems back in December and yesterday. You see, the HLB 4.5% FD Promo interest must be credited into CASA. I have HLB Joint FD with my son and wife and wanted the Interest to be credited into my wife's Savings Account. But the teller said that the interest must be credited into a Savings Account with 3 of our names.

To learn how I overcome the above, please read my "story" at my Facebook Page where I willshare with you tips which you will find very valuable for FD Promos requiring us to credit the interest into CASA:


https://www.facebook.com/GenXGenYGenZ

yup, i was told i had to cancel in person at any HLB branch. not do-able via phone. but that was 1.5 years ago.

Drat, kena DBKL saman when placing HLB FD, there goes my 1 week interest... does it need to be paid?

went to public bank to withdraw my fd that matured, the lady told me bankers cheque costs RM6
ended up withdrawing cash

then went to a nearby hongleong bank to place the 6months - 4.5% promo
not surprisingly they told me i must open saving acc with debit card one, else i cant proceed
so i visited another hlb small branch 10km away
they let me open basic savings acc with RM20 no atm/debit card
downside cant apply online banking, which i think is not true also caz some of u here managed to get online acc
but doesn't matter caz my plan is not touch anyth and after 6 months just withdraw fd close bsa and habis cerita

From what my friend told me,those municipal council saman no need to pay. Only need to pay police saman. But then again, I never kena any saman before.

Hi!, any idea what's the promotional FD Rates (12-months) by OCBC, Public Bank & MayBank?

Correct me if I am wrong but I got the following rate from ringgitplus.com website but not sure whether they are the current promotional rates ...

OCBC ...................... 4.3% (15-months)
Public Bank .............. 4.3% (12-months)
Maybank .................. 4.5% (12-months step-up from 4%~6%)

Thanks!

correct for OCBC, and chance to get a trolley bag

Just confirmed Bank Rakyat nego rate from HQ is also 4.3% for 12 months
I hope this is the usual nego rate...

i dont think Post 1 & 2 of this topic is too hard to comprehend.

understand that Hong Leong Bank Promo 6 mths 4.5 (fresh fund)

You will be surprised how many people never read page 1

either they genuinely dont know the wealth of information posted there (i.e. /k/ keyboard warrior, belasah first, research later) or plain lazy.

i'd, on the other hand, research first to reconfirm facts, before advise the forumer

again, post 1 already gotten this. i requote my sharing above. nothing new.

give us CNY promo details

Looking at it, I think Maybank rates are the best among the 3 banks. Too bad OCBC's promotion is for 15-months :-(

Went to BR planned to uplift my FD and move it to UOB 4.4%...
But was surprise the ABM offer the current promo 4.45% for 2year tenure.
Asked to nego, cannot nego.
So end up stay with BR with monthly interest. Good for not needing to visit another bank.

Just to share the promo details (refer the cert I attached below)
Bank: Bank Rakyat
FD rate : 4.45% p.a. monthly interest
FD Tenure : 2 years
Promo validity : 1 Jan - 31 Mar 2016
Min Amount : 50k

I asked for the brochure, ABM said not yet received from HQ. Asked for gift, got 2 towels, umbrella habis.
ABM said there was a FD promo for 12mth last month, now promo for 24mth. Surprise no one heard and reported here.
Took me ~40min to settle everything and collected the certs. Consider fast as compare to last time.



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