Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

views
     
dEviLs
post Dec 16 2015, 03:36 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



just placed FD with hongleong for the 6M promo, as usual kena reject when asked for free gift lol
dEviLs
post Dec 18 2015, 02:03 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



just collected the 20' barry smith luggage from ocbc..my 3rd bag this year sweat.gif
hopefully next year they change to something else tongue.gif
dEviLs
post Dec 30 2015, 10:46 AM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



http://www.enanyang.my/news/20151229/%E9%9...90%B8%E8%B5%84/

sorry to those cant read chinese

in short the news article mentions escalating loan-to-deposit ratio, where 6 banks are with ratio above the 90% usual comfort level - mbb, ammb, cimb, rhb, affin and pbb

that explains why banks are deposit hungry lately..
dEviLs
post Dec 31 2015, 10:02 AM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



QUOTE(harmonics3 @ Dec 30 2015, 08:57 PM)
thanks for sharing.. how come ambank can have LDR > 100% in 2014 Q3?
*
oh ya didnt notice that too..does that mean they tap on own capital to loan out ? or get from interbank fund to loan out ? hmm.gif hmm.gif
dEviLs
post Dec 31 2015, 10:32 AM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



QUOTE(lilacfs12 @ Dec 31 2015, 10:20 AM)
go hong leong open saving account, but branch manager insist cannot open without  atm card T_T
*
why not..i just opened last week
tell them this is consumer right to choose, and use the magic word "BNM" if they dont allow still
dEviLs
post Jan 5 2016, 02:41 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



QUOTE(tomry @ Jan 5 2016, 02:31 PM)
just to share info

i just open a SA at the HLB with rm 200 today without the ATM card (which u just need to inform the staff and they will update in the system) ,then i did instant transfer from Cimb to HLB . Then the staff help to open a FD account by withdraw the money from my HLB SA for me.
The interest will deposit straight to my Saving acct monthly. the staff said need to keep the FD cert when withdraw later
*
i opened a basic saving account only RM20 tongue.gif
dEviLs
post Jan 6 2016, 12:12 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



http://www.ocbc.com.my/personal-banking/mr...content=unknown

OCBC came out with something catchy - so called save your bonus with them
but in nutshell is a 15m FD promo @ 4.3% with min RM70k deposit, first 1000 customers get a trolley bag (luggage again ! )
dEviLs
post Jan 7 2016, 12:47 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



QUOTE(dEviLs @ Jan 6 2016, 12:12 PM)
http://www.ocbc.com.my/personal-banking/mr...content=unknown

OCBC came out with something catchy - so called save your bonus with them
but in nutshell is a 15m FD promo @ 4.3% with min RM70k deposit, first 1000 customers get a trolley bag (luggage again ! )
*
QUOTE(Pinnacle1295 @ Jan 7 2016, 12:34 PM)
Hi!, any idea what's the promotional FD Rates (12-months) by OCBC, Public Bank & MayBank?

Correct me if I am wrong but I got the following rate from ringgitplus.com website but not sure whether they are the current promotional rates ...

OCBC ...................... 4.3% (15-months)
Public Bank .............. 4.3% (12-months)
Maybank .................. 4.5% (12-months step-up from 4%~6%)

Thanks!
*
correct for OCBC, and chance to get a trolley bag tongue.gif
dEviLs
post Feb 19 2016, 02:51 PM

Three Suns~
*******
Senior Member
2,811 posts

Joined: Jan 2003
From: Selayang



QUOTE(nbi @ Feb 19 2016, 11:53 AM)
The PB eFD campaign, beginning from Jan 12 to Mar 13, 2016 offers higher promotional interest rates of up to 3.60% per annum for tenure three months and above.

theSundaily https://shar.es/14FtVI
*
QUOTE(wil-i-am @ Feb 19 2016, 12:21 PM)
There was an article in The Sun today too
*
also available on their site biggrin.gif

https://www.pbebank.com/Personal-Banking/Pr...D-Campaign.aspx

TnC-
https://www.pbebank.com/pdf/Promotions/tc-pbefd.aspx

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1167sec    0.59    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 03:14 AM