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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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bbgoat
post Jan 6 2016, 03:05 PM

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cybpsych let us know your MBB GIA-i interest for Dec month. Should be in few days time. I think it will be less by few cents (depending on your placement amt) as I mentioned earlier. biggrin.gif
munkeyflo
post Jan 6 2016, 03:13 PM

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QUOTE(bbgoat @ Jan 6 2016, 02:44 PM)
I think is the second day after I xfer'ed the money. It was shown immediately in the Moneybox. But I think hrs later, it disappeared. Then the next day the CS called me.

So check your money few hrs later. It may disappear ! tongue.gif

Anyway that was like 4 or 5 mths ago. Not sure the same thing will happen. They may have improved their procedure.  biggrin.gif
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Should've done it yesterday when CIMB extended that free instant IBG thingy until yesterday. sad.gif
I cheapskate use normal IBG this morning. So it will most likely go in by late afternoon today. lol.

Still nothing in the account yet. Will have to check tomorrow. If tomorrow still nothing then will call CS and ask. smile.gif
cybpsych
post Jan 6 2016, 03:19 PM

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QUOTE(bbgoat @ Jan 6 2016, 03:05 PM)
cybpsych let us know your MBB GIA-i interest for Dec month. Should be in few days time. I think it will be less by few cents (depending on your placement amt) as I mentioned earlier.  biggrin.gif
*
yeah, i've been tracking it very closely each month sweat.gif will update here later for comparison biggrin.gif
TSOM
post Jan 6 2016, 05:00 PM

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the Maybank effective 4.5% for 12m must be placed over the counter??
TSOM
post Jan 6 2016, 05:16 PM

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btw, the OCBC e-smartsaver is 3.9% now??

must deposit some money there every month also?
wil-i-am
post Jan 6 2016, 05:32 PM

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QUOTE(TSOM @ Jan 6 2016, 05:00 PM)
the Maybank effective 4.5% for 12m must be placed over the counter??
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Yup nod.gif
wil-i-am
post Jan 6 2016, 05:33 PM

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Mbsb have discontinued Exclusive 5 wef 1/1/2016
http://www.mbsb.com.my/misc/General%20Noti...d%20Deposit.pdf
poor man
post Jan 6 2016, 05:47 PM

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HL PowerLink fd 8.88%
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poor man
post Jan 6 2016, 05:51 PM

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Human Nature
post Jan 6 2016, 06:28 PM

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Further on UOB cashier order fee. Today received a new twist, which i believe will give the definite answer. The RM2.80 is consist of RM2.12 service fee + RM0.68 miscellaneous fee. The service fee is waivable by the branches so that is why some are getting 0.68 while the rest 2.80.
mamamia
post Jan 6 2016, 06:40 PM

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QUOTE(kit2 @ Jan 6 2016, 07:50 AM)
you don't need a debit card in order to gain access to online banking. of course, with a debit card you can sign up for online banking yourself. without it, the bank has to create an account for you. hong leong mach branches cannot do it, so you have to visit a normal branch.
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Then, I should rephrase as HLB MACH.. Coz my colleague went to HLB MACH and she has to get the debit card.. But as far as I know, for HLB account opening, u r required to open an CASA with them with RM8 charges with debit card, I'm not sure which branch allow only online banking (HL Connect) without any product (such as CC, loan, CASA)with them. Can u advise how is the procedure?
bbgoat
post Jan 6 2016, 06:41 PM

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QUOTE(Human Nature @ Jan 6 2016, 06:28 PM)
Further on UOB cashier order fee. Today received a new twist, which i believe will give the definite answer. The RM2.80 is consist of RM2.12 service fee + RM0.68 miscellaneous fee. The service fee is waivable by the branches so that is why some are getting 0.68 while the rest 2.80.
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Thanks for the update. thumbup.gif

But UOB as a company should have a more clear cut fees structure. That means local branches can have their own ways to charge fees even within the same state in Malaysia. doh.gif
gchowyh
post Jan 6 2016, 07:26 PM

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QUOTE(CyberKewl @ Jan 5 2016, 09:29 PM)
do you have the link to this promo for maybank? I can't seem to find it sad.gif
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You would need to ask at the branch. But I cannot recall when the promotion is supposed to end.

It is effective rate 4.17% but you will get interest every month & it can be added on to the principal to get the following month's interest just like GIA.
kit2
post Jan 6 2016, 09:32 PM

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QUOTE(mamamia @ Jan 6 2016, 06:40 PM)
Then, I should rephrase as HLB MACH.. Coz my colleague went to HLB MACH and she has to get the debit card.. But as far as I know, for HLB account opening, u r required to open an CASA with them with RM8 charges with debit card, I'm not sure which branch allow only online banking (HL Connect) without any product (such as CC, loan, CASA)with them. Can u advise how is the procedure?
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i have mach and i opened mine at pavillion without getting any card. you can try your luck at the main branch too. i don't need card as hl has cardless withdrawal. some staff might use scare tactic to force you get atm/debit card so you need to be firm and insistent. some people reported they got atm card for free so your negotiation skill is important too smile.gif
TOMEI-R
post Jan 6 2016, 10:45 PM

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QUOTE(kit2 @ Jan 6 2016, 09:32 PM)
i have mach and i opened mine at pavillion without getting any card. you can try your luck at the main branch too. i don't need card as hl has cardless withdrawal. some staff might use scare tactic to force you get atm/debit card so you need to be firm and insistent. some people reported they got atm card for free so your negotiation skill is important too smile.gif
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I didnt get charged for my ATM card with Mach. Anyway, I dont understand the fuss about the Rm8 for the atm card. For goodness sake, its Rm 8 only.

This post has been edited by TOMEI-R: Jan 6 2016, 10:46 PM
ohcipala
post Jan 6 2016, 10:52 PM

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QUOTE(TOMEI-R @ Jan 6 2016, 10:45 PM)
I didnt get charged for my ATM card with Mach. Anyway, I dont understand the fuss about the Rm8 for the atm card. For goodness sake, its Rm 8 only.
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Don't give bank free....... tongue.gif
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post Jan 6 2016, 11:04 PM

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QUOTE(TOMEI-R @ Jan 6 2016, 10:45 PM)
I didnt get charged for my ATM card with Mach. Anyway, I dont understand the fuss about the Rm8 for the atm card. For goodness sake, its Rm 8 only.
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lol. different ppl different priority. a lot forumers here fight with banks just for 1 or 2 days interest. rm 8 could be a few days interest for some.
cybpsych
post Jan 7 2016, 07:11 AM

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RHB 3-in-1 Prosperity Bundles [ RHB | T&Cs ]
4 January – 30 April 2016

user posted image

With 3-in-1 Prosperity Bundles, you enjoy the best of Unit Trust, Fixed Deposit and CASA**.

This Year of the Monkey, good fortune is yours to enjoy with our 3-in-1 Prosperity Bundles of Unit Trust (UT), Fixed Deposit (FD) and CASA**. With 6 bundles to choose from, you will enjoy high interest rates of up to 12% p.a.* for FD when you invest in UT and make deposits into CASA**. Plus, you can bring home a Golden Monkey Figurine (24K Gold-plated) when you invest RM100,000 or more in UT. Invest, save and prosper with RHB Bank!

user posted image

Only NEW funds are eligible for this campaign and the FD and CASA** amount deposited will be held for 1 month or 3 months from the date of placement, following the bundle type that is signed.

*Refer to charts for reward tiers. Terms & conditions apply. **CASA refers to RHB Current Account and Savings Account. ***To qualify for the rewards, the investment and deposits placement must be made in the ratio of 1.0 UT : 0.5 FD : 0.5 CASA.

Terms and conditions apply. For more information, please call 03-9206 8118 / 082-276 118, walk into any RHB Bank Branch today or log on to www.rhbgroup.com for the full set of terms and conditions.

Member of Perbadanan Insurans Deposit Malaysia. FD & CASA: Eligible for protection by PIDM. UT: Not insured by PIDM.

cybpsych
post Jan 7 2016, 07:20 AM

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QUOTE(TSOM @ Jan 6 2016, 05:16 PM)
btw, the OCBC e-smartsaver is 3.9% now??

must deposit some money there every month also?
*
read http://www.ocbc.com.my/personal-banking/ac...promotions.html
mamamia
post Jan 7 2016, 07:22 AM

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QUOTE(kit2 @ Jan 6 2016, 09:32 PM)
i have mach and i opened mine at pavillion without getting any card. you can try your luck at the main branch too. i don't need card as hl has cardless withdrawal. some staff might use scare tactic to force you get atm/debit card so you need to be firm and insistent. some people reported they got atm card for free so your negotiation skill is important too smile.gif
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U mean u don have HL Connect or any HL product b4 u open MACH? My colleague also open at pavilion. For my case, I told them I don need the ATM card coz I'm existing HLB CC holder with HL Connect. But, I also got HL saving with the hello kitty card which they force me to take too. Now I read someone reported that I can cancel it, gonna do it by this week to avoid giving free money to bank every year. That ATM card sitting nicely in my wallet, never use it for past few years after I opened the acc.

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