I was referring to the MACH FD that you showed us, FD dated 11/5/2015, of 7 figure. Hehehe. 

wow, thank you for telling the date, when will it be matured?

Nearly forgotten on my MBB GIA-i interest until guy3288 talked about the 4% 1 mth FD.

Checked the interest, it was less by about 5 cent for the 31 days. Calculated the interest for the 1 mth, instead of 4%, it is 3.998%.

Hope it is not sign that they are slowly lowering the interest !! 

Others who have the same GIA-i, please check your interest for this month, likely to be slightly less by cents. 

How did you calculate the interest? Remember this year is a leap year.

Meaning the principal sum you put in is not guaranteed. Most are not worried about this. More of the interest paid also NOT guaranteed. Like the 3.998% I mentioned. 

wow, thank you for telling the date, when will it be matured?

Why ? You should know it. 

Early this week I mentioned that my RM said no more 4.5% 12 months which I managed to get in December, Well, yesterday she offered to me again when I wanted to withdraw my maturing FD with UOB. But I did not accept the offer and took the funds to HLB.
At HLB,  I faced some problems back in December and yesterday. You see, the HLB 4.5% FD Promo interest must be credited into CASA. I have HLB Joint FD with my son and wife and wanted the Interest to be credited into my wife's Savings Account. But the teller said that the interest must be credited into a Savings Account with 3 of our names.

To learn how I overcome the above, please read my "story" at my Facebook Page where I willshare with you tips which you will find very valuable for FD Promos requiring us to credit the interest into CASA:


https://www.facebook.com/GenXGenYGenZ

I went to your new FD page. It is much cleaner and easier to read as compared to the previous one !   

I am eagerly waiting for the CNY FD promo. Have too much eggs in HL now. Tomorrow may be forced to put some more there unless some new ones comes up ! 

Drat, kena DBKL saman when placing HLB FD, there goes my 1 week interest... does it need to be paid?

You can always Park your money in Maybank q-cash first while waiting for promo

Hi!, any idea what's the promotional FD Rates (12-months) by OCBC, Public Bank & MayBank?

Correct me if I am wrong but I got the following rate from ringgitplus.com website but not sure whether they are the current promotional rates ...

OCBC ...................... 4.3% (15-months)
Public Bank .............. 4.3% (12-months)
Maybank .................. 4.5% (12-months step-up from 4%~6%)

Thanks!

What is the interest rate for q cash?

Went to Maybank this afternoon. Their promotional FD rates as follows ....

9-months @ 4.22% p.a
3-months @ 4.03% p.a

Both capital guaranteed & covered by PIDM

12-months @ 4.5% (step-up from 4%~6%) but capital NOT guaranteed & NOT covered by PIDM.

3.7x% the last time I read Gen-x's blog (almost a year ago). It could change now.

The 12 mth 4.5% eff rate is NOT an FD. It is GIA-i acct. 

The 12 mth 4.5% eff rate is NOT an FD. It is GIA-i acct. 

What is duration for short term lock in period?

What is duration for short term lock in period?

Don't know. But Gen-x put for about 1 week.  Anyway, I just read it in the passing as it requires min rm50k. No rm50k, no talk. if the min amount is say ~rm2k, sure

If I have rm50k to throw around, I will definitely put it somewhere other than maybank q-cash.

May I know what is GIA? Thanks.

can be by weeks or even days.

anyway the interest is not 3.7% la. also no interest for sat/sun.

hnws, how wrong you are!! cannot be 3.7%! it is more like 3% or so !!

OK, please tell us what u do on 11/2 when that FD matured !