[quote=AlanProperty,Jan 19 2016, 12:12 AM]
[quote=wykl,Jan 18 2016, 11:30 PM]
anyone got the loan approved by any bank yet? i got a call to sign the snp, should i ask them to wait till i got the loan?

[/q
better wait for your loan approve 1st.

[/quote]


thanks for the advice bro

hi there, which bank islam u went? Sri Permaisuri that one?

i dont think they can process the loan that fast after u submitted the application for just few hours..

This post has been edited by wykl: Jan 19 2016, 12:33 PM

Hi..
My 100% loan approved by Bank Islam.
Rate 3.9+5.5
35 Years Monthly RM 1499

Still waiting for company loan which is offer rate 4.0
The problem is company loan request copy of SnP with stamping.
Lawyer cannot proceed with the SnP due to land name still under DBKL not developer yet. Is it true?

Congrats!

I am very new to this so just want to know, how much is the interest rate? I am not too clear on the 3.9+5.5 part.

This post has been edited by LevelUp_Macha: Jan 21 2016, 12:59 PM

how much other fees that we have to pay instead of rm30k deposit?

You need to ready another 7k for all the lawyer/legal fees

You rate is consider good already, congrats bro..

Lawyer called me that day to sign SnP although I haven't got any loan yet, how come you said cant sign?

Bro, I think what it means was 3.9 +0.55 which is 4.45%.. The baseline rate is 3.9 now so add another 0.55% is 4.45%.

Public bank offer at 4.55% which is not much different actually.. Just maybe RM 10 to 20 different in each prepayment each month..

Heard from my friend that legal fee/stamping etc cost about rm2k++ only, confirmed by developer.

Yup i also ask the developer and she said same amount.

So, its 5k? i tot i need prepare 7k - 8k for all the legal and stamp duty fee ..

This post has been edited by wykl: Jan 22 2016, 12:35 PM

Hi guys,me zack from rhb bank
Developer give all the document to get end financing with our bank,might be next week u guys can finance with our bank

Wanzak
017-2479884

Margin of financing our bank
90% + 5% ( 2%legal fee + 3%mrtt)

2%= 6k

mean we need prepare 6k?

-deleted-

This post has been edited by nexona88: Jan 24 2016, 06:59 PM

he means he will provide the legal fees of rm6k as it will be included in the loan and another few % for the insurance.. u will get rm270k and u need to pay 30k to developer + 2.5k for the SNP to the lawyer

Anyone of your guy got letter of offer loan from bank yet?
Izzit must settle our loans within 3 months from the date we gave the 10% booking?

It's depends on the bank LO of period consideration given. Some only 7days.

Not yet.. I wish to get the offer soon..

What you mean by settle the loans within 3 months?

If you get 90% loan from the bank, you just have to give 10% of the money which is rm30k to the developer isnt it?

Did he meant sign LO within 3 months? Hmm....