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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling

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melvin1987
post Jan 13 2016, 08:24 AM

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Did anyone know the legal fees, spa fees & lawyer fees?
aspx123
post Jan 13 2016, 10:29 AM

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QUOTE(kakashin @ Jan 12 2016, 08:12 PM)
Hi guys,

For those that have applied for the loan, which banks did u applied with?

I am currently in the midst of applying loan. Hong Leong and RHB told me they have to check and obtain some kind of approval before they can proceed with the loan application for this project. Did any of you encounter similar experience? Thanks.
*
I already go to mybank and cimb and their say not in the system because developer not update yet.
wykl
post Jan 13 2016, 10:39 AM

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QUOTE(kakashin @ Jan 12 2016, 08:12 PM)
Hi guys,

For those that have applied for the loan, which banks did u applied with?

I am currently in the midst of applying loan. Hong Leong and RHB told me they have to check and obtain some kind of approval before they can proceed with the loan application for this project. Did any of you encounter similar experience? Thanks.
*
hi bro, i am in the middle of applying loan, so far i tried Public Bank but only managed to get margin lower than 90%..

I went to RHB bank to apply and they said they will get back to me this coming Thurs/Friday.. But this RHB bank is not the one in the bank panel list, i went to the Sri Petaling branch..

Submitted another request to CIMB bank in Sri Petaling too but they need 2 weeks rclxub.gif which i dont think i have enough time to wait for them but anyhow, just let them process...

bro, are u applying the loan from the banks that they listed (panel bank)?
wykl
post Jan 13 2016, 10:40 AM

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QUOTE(aspx123 @ Jan 13 2016, 10:29 AM)
I already go to mybank and cimb and their say not in the system because developer not update yet.
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Cimb bank said that they have the record but they need to do a background check on the developer first and need extra time on this.. thus, require 2 weeks in total.. this is what the banker in the sri petaling branch told me hmm.gif
kimirockz
post Jan 13 2016, 12:59 PM

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QUOTE(wykl @ Jan 13 2016, 10:40 AM)
Cimb bank said that they have the record but they need to do a background check on the developer first and need extra time on this.. thus, require 2 weeks in total.. this is what the banker in the sri petaling branch told me  hmm.gif
*
we can find bank other than the panel bank?
i want to apply loan too, the developer pass me a list of panel bank.
wykl
post Jan 13 2016, 01:01 PM

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QUOTE(kimirockz @ Jan 13 2016, 12:59 PM)
we can find bank other than the panel bank?
i want to apply loan too, the developer pass me a list of panel bank.
*
i went to other bank too, i think it is ok as long as the loan can be passed smile.gif
kakashin
post Jan 13 2016, 10:59 PM

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QUOTE(wykl @ Jan 13 2016, 10:39 AM)
hi bro, i am in the middle of applying loan, so far i tried Public Bank but only managed to get margin lower than 90%..

I went to RHB bank to apply and they said they will get back to me this coming Thurs/Friday.. But this RHB bank is not the one in the bank panel list, i went to the Sri Petaling branch..

Submitted another request to CIMB bank in Sri Petaling too but they need 2 weeks  rclxub.gif  which i dont think i have enough time to wait for them but anyhow, just let them process...

bro, are u applying the loan from the banks that they listed (panel bank)?
*
So far, I have only submitted my loan application to Maybank. For RHB, I contacted the bank officer that was listed in the list provided by the developer. He told me he is still waiting for RHB HQ approval to proceed with loan applications for this project. He said it might take another 1-2 weeks and he will update us (he mentioned a few other buyers contacted him as well) once he received HQ approval to proceed with the loan application. So I guess for the mean time, I will submit my loan application to Public Bank first.

Do you know if the developer has set any deadline to obtain the loan and sign SPA after booking the unit/paying the 30k? I forgotten to ask them about it.
wykl
post Jan 13 2016, 11:05 PM

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QUOTE(kakashin @ Jan 13 2016, 10:59 PM)
So far, I have only submitted my loan application to Maybank. For RHB, I contacted the bank officer that was listed in the list provided by the developer. He told me he is still waiting for RHB HQ approval to proceed with loan applications for this project. He said it might take another 1-2 weeks and he will update us (he mentioned a few other buyers contacted him as well) once he received HQ approval to proceed with the loan application. So I guess for the mean time, I will submit my loan application to Public Bank first.

Do you know if the developer has set any deadline to obtain the loan and sign SPA after booking the unit/paying the 30k?  I forgotten to ask them about it.
*
Public Bank come back to me in one week time but they can't give me the offer of 90%... I can't afford to pay more than 30k rclxub.gif

RHB bank and CIMB bank said they need 2 weeks to process, and not sure whether they can give 90% or not..

There is deadline, I called and asked.. They said the soonest the better, in about 2 - 3 weeks time then need to sign S and P agreement.. That time need pay rm2.5k+ for the lawyer fee..

I guess u better call and confirm with the office for your case..

Anyone here signed the loan agreement and waiting for vacant posession? biggrin.gif
kakashin
post Jan 13 2016, 11:32 PM

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QUOTE(wykl @ Jan 13 2016, 11:05 PM)
Public Bank come back to me in one week time but they can't give me the offer of 90%... I can't afford to pay more than 30k  rclxub.gif

RHB bank and CIMB bank said they need 2 weeks to process, and not sure whether they can give 90% or not..

There is deadline, I called and asked.. They said the soonest the better, in about 2 - 3 weeks time then need to sign S and P agreement.. That time need pay rm2.5k+ for the lawyer fee..

I guess u better call and confirm with the office for your case..

Anyone here signed the loan agreement and waiting for vacant posession?  biggrin.gif
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Oh, 2-3 weeks is pretty short period of time sweat.gif I think I'll give them a call to confirm. Thanks! smile.gif

wykl
post Jan 13 2016, 11:34 PM

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QUOTE(kakashin @ Jan 13 2016, 11:32 PM)
Oh, 2-3 weeks is pretty short period of time sweat.gif I think I'll give them a call to confirm. Thanks!  smile.gif
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No problem bro smile.gif
uncle08
post Jan 14 2016, 09:36 AM

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QUOTE(kakashin @ Jan 13 2016, 10:59 PM)
So far, I have only submitted my loan application to Maybank. For RHB, I contacted the bank officer that was listed in the list provided by the developer. He told me he is still waiting for RHB HQ approval to proceed with loan applications for this project. He said it might take another 1-2 weeks and he will update us (he mentioned a few other buyers contacted him as well) once he received HQ approval to proceed with the loan application. So I guess for the mean time, I will submit my loan application to Public Bank first.

Do you know if the developer has set any deadline to obtain the loan and sign SPA after booking the unit/paying the 30k?  I forgotten to ask them about it.
*
You get to process by Maybank 1st as Maybank start process on 15th every month onwards as what I heard. brows.gif
macellsprive
post Jan 14 2016, 10:01 AM

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Im going to submit the documents today.
May i know what is the possibility to get a unit there?
Do i need to bring along d/p RM30k in order to get a unit?
specopsmarines
post Jan 14 2016, 10:50 AM

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Just got my loan approved. Interest at 4.65% instead of 4.45% sad.gif Thinking if I should take it, or go for another bank.
kimirockz
post Jan 14 2016, 12:08 PM

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QUOTE(specopsmarines @ Jan 14 2016, 10:50 AM)
Just got my loan approved. Interest at 4.65% instead of 4.45% sad.gif Thinking if I should take it, or go for another bank.
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4.65 is kinda high, what bank is that?
specopsmarines
post Jan 14 2016, 12:18 PM

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QUOTE(kimirockz @ Jan 14 2016, 12:08 PM)
4.65 is kinda high, what bank is that?
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pbb
kakashin
post Jan 14 2016, 01:11 PM

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I randomly visited the developer's website today and realized that they have finally updated the project on their official website. http://www.danaulumayan.com.my/v2/proj_hijauanlumayan.html.

If you scroll to the bottom, you will be able to see pics of Development progress as at 14 December 2015.
Alves
post Jan 14 2016, 03:02 PM

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I think, one of the most important thing for the buyer/potential buyer want to know is, will there be any new road connected to this development?

DBKL and the developer need to construct it for sure, another new 512 house will surely contribute to mega congestion at current roads.

Anyone have the answer for this?
wykl
post Jan 14 2016, 03:24 PM

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QUOTE(macellsprive @ Jan 14 2016, 10:01 AM)
Im going to submit the documents today.
May i know what is the possibility to get a unit there?
Do i need to bring along d/p RM30k in order to get a unit?
*
better if u bring so that the officer can give u a booking receipt for you to find bank for housing loan..

QUOTE(specopsmarines @ Jan 14 2016, 10:50 AM)
Just got my loan approved. Interest at 4.65% instead of 4.45% sad.gif Thinking if I should take it, or go for another bank.
*
how much they gives? 90%?
uncle08
post Jan 14 2016, 05:07 PM

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QUOTE(kimirockz @ Jan 14 2016, 12:08 PM)
4.65 is kinda high, what bank is that?
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Mind to share ur profile is it not so expected? Got any late payment before? Or...
uncle08
post Jan 14 2016, 05:11 PM

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QUOTE(wykl @ Jan 14 2016, 03:24 PM)
better if u bring so that the officer can give u a booking receipt for you to find bank for housing loan..
how much they gives? 90%?
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Maybe bank think loan 270000 cannot earn much if interest @4.45% only. So they rather charge 4.65% instead. Are you loan 30years? 90% u got?

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