Called them already.
EPP can be full settle without any penalty.

nice hashtag alexwsk

I have cancelled all my auto debit on these two cards:

GE ---> via fax
Maxis ---> via Live Chat
TNB ---> need to go to Kedai Tenaga
Telekom ---> via fax

You missed the question thou.

Izzit EPP via merchant or EPP via call in?

I have experience settling EPP via call in lump sum with no penalty because the interest is already charged to the full amount.

But for via Merchant, I remember can't settle early one. Eg - When you EPP an iPhone from Maxis and etc.

But do correct me if I am wrong. It's good for others to know as well.

Oh ya..
Merchant.. Sorry..

Not sure the staff lazy or what.
By right, you need to surrender the card and in return you will get termination letter.

yea, nowadays call is enough already, they have all the phone conversation recorded down...please note down yourself date of calling if you want to be more secure in case you want them to dig out your recorded session

This post has been edited by red_scorpion: Jun 30 2015, 02:42 PM

Not true also.

Many many years ago, I walked in to branch to cancel card. They cut it into 2 and that's it. No letter whatsoever.

Correct. Retention period of the voice recording is typically 180 days for contact center.

If you call to cancel note the name of the CS attending you and request for acknowledgement letter. A few days after that give them a follow up call.

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So which card did you change to?

Cancelled only and still thinking ...

how to settle? walk in to any branch?

Am i missing something? http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

It doesn't state the 1st august to cancel the weekend rebate

The clause has been removed last few days but insider news says it's confirmed the 5% weekends rebate will only be applicable for dining from 1st August onward.

Thanks mate, what cards u guys switching to? My ocbc now also hopeless... HLB wise still best for me now.

If you have an annual income of RM 100k, PBB Visa Signature and Maybank Visa Signature are good.
Else, you have to mix and match with different cards but still most of us still haven't sorted the utilities bills payment to maximize cash back.

Watami card's 3% i guess can be used for utilities rite?. I'm paying my tnb with hlb wise get 10%

Both of these cards are good if you can spend a lot. I don't spend a lot, that's the problem.
For groceries and petrol, you can also consider Maybank Ikhwan and UOB One for petrol I think.