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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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herc
post Jun 29 2015, 04:52 PM

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QUOTE(fruitie @ Jun 29 2015, 04:38 PM)
blush.gif I'm cheapskate, don't want to pledge FD. tongue.gif
*
a lot of us actually pledge for MBB2Premier if u do follow biggrin.gif
michaelho
post Jun 29 2015, 04:54 PM

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QUOTE(szaku89 @ Jun 29 2015, 05:38 PM)
Wtf, 100k ? How did they do that? What's the full story?
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QUOTE(fruitie @ Jun 29 2015, 05:38 PM)
blush.gif I'm cheapskate, don't want to pledge FD. tongue.gif
Holy mama. 100k card scam. shocking.gif
*
yes 100 freaking K, with a foreign bank. Dont want put name here .

Actually happened about 3-4 years back, I have actually cancelled the card with ABC bank less than 6 months ago but before CNY that year , I 'si fatt han' logged in into my online banking to see . SHOCKED to see an outstanding of RM100K . All the transactions were for a bogus computer company, and the mailing add was for an address in Cheras, To cut story short, police reports ensued and all the dingdongs with ABC bank and BNM, they made investigation (there is this house in Cheras but no occupant) and the fact I had cancel the card less than 6 months (no re-issue within 6 months I guess) etc, I finally got my case settled within a few 'sleepless' months.


Is advisable to go BNM to print out your CCRIS report every now and then, better be safe than sorry smile.gif

This post has been edited by michaelho: Jun 29 2015, 05:09 PM
amxpayne67
post Jun 29 2015, 04:57 PM

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QUOTE(fruitie @ Jun 29 2015, 03:44 PM)
100k, I still need some time to reach there... sad.gif

Looks like I will need to accept my boss' offer to be posted to Philippines for a short term assignment and earn some money, so that it will touch 100k per annum. sad.gif

Else, I really can't fully maximize my bills. sad.gif
*
I thought red tag all income 20k/month brows.gif But alas we can only dream...

QUOTE(DrPitchard @ Jun 29 2015, 04:38 PM)
At the end of the day, it's the P&L that matters. No point having large customer base but not making much money or worse still, running at a lost. Better to have higher profitability even though it might mean a small customer base.

Not just for banking, but other industries too, premium memberships for retailers or service providers. It's really about the bottom line.
Just my 2 cents.
*
Just wait and see. Something might happen or not. Anyway if remove 5% cash back i cannot use this card to pay Maxis Home anymore cry.gif
MGM
post Jun 29 2015, 05:00 PM

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This post has been edited by MGM: Jun 29 2015, 05:01 PM
raul88
post Jun 29 2015, 05:01 PM

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QUOTE(amxpayne67 @ Jun 29 2015, 04:57 PM)
I thought red tag all income 20k/month  brows.gif But alas we can only dream...
Just wait and see. Something might happen or not. Anyway if remove 5% cash back i cannot use this card to pay Maxis Home anymore cry.gif
*
Cut cut cut

If everybody cut, won't affect them much but at least we can let they know the power of consumerism
fruitie
post Jun 29 2015, 05:02 PM

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QUOTE(herc @ Jun 29 2015, 04:52 PM)
a lot of us actually pledge for MBB2Premier if u do follow  biggrin.gif
*
You guys seem to have a lot of extra cash to put in FD. blush.gif

QUOTE(amxpayne67 @ Jun 29 2015, 04:57 PM)
I thought red tag all income 20k/month  brows.gif But alas we can only dream...
*
I'm just a small potato. sad.gif
szaku89
post Jun 29 2015, 05:26 PM

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Received this SMS on June 2nd , " RM0.00 You have been preselected for Maybank Credit Card Limit Increase. No docs required. Reply by 30 June 2015: CLIP<space>YES<space>NRIC No. T&C apply."

And today I saja login and check my transactions and realized the CL has increased 5k.
miyakochan89
post Jun 29 2015, 05:28 PM

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QUOTE(raul88 @ Jun 29 2015, 05:01 PM)
Cut cut cut

If everybody cut, won't affect them much but at least we can let they know the power of consumerism
*
I am just gonna wait and see how it goes.
Seems like no absolute answers now.
Devil4life
post Jun 29 2015, 05:33 PM

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QUOTE(szaku89 @ Jun 29 2015, 05:26 PM)
Received this SMS on June 2nd , " RM0.00 You have been preselected for Maybank Credit Card Limit Increase. No docs required. Reply by 30 June 2015: CLIP<space>YES<space>NRIC No. T&C apply."

And today I saja login and check my transactions and realized the CL has increased 5k.
*
Did your salary increase a lot since the last time you submit your docs? I got the same msg but until now no increase sad.gif
Human Nature
post Jun 29 2015, 05:34 PM

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QUOTE(michaelho @ Jun 29 2015, 04:54 PM)
yes 100 freaking K, with a foreign bank. Dont want put name here .

Actually happened about 3-4 years back, I have actually cancelled the card with ABC bank less than 6 months ago but before CNY that year , I 'si fatt han' logged in into my online banking to see . SHOCKED to see an outstanding of RM100K . All the transactions were for a bogus computer company, and the mailing add was for an address in Cheras, To cut story short, police reports ensued and all the dingdongs with ABC bank and BNM, they made investigation (there is this house in Cheras but no occupant) and the fact I had cancel the card less than 6 months (no re-issue within 6 months I guess) etc, I finally got my case settled within a few 'sleepless' months.
Is advisable to go BNM to print out your CCRIS report every now and then, better be safe than sorry smile.gif
*
which is why it is important to have a black and white for CC termination
szaku89
post Jun 29 2015, 05:37 PM

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QUOTE(Devil4life @ Jun 29 2015, 05:33 PM)
Did your salary increase a lot since the last time you submit your docs? I got the same msg but until now no increase  sad.gif
*
Increased slightly only. It's the max they can give if they are following BNM rule, which is 2.5-3.5 times of the salary.

Anyway it's a gov job, gaji like peanuts only.
Kr0ll3R
post Jun 29 2015, 05:44 PM

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Hopefully the 5% cashback remain unchanged.
Even-though it's only on weekend, it has helped me alot to pay my petrol, bill, grocery till car service in 1 single card. Not a high spender, just enough to utilize the RM50 CB.

If this benefit is really gone, really have to sort on owning multiple cards.
Seems like PB Visa caught my interest.

Well, let's us see in this coming days, by 10th of July (prior in 21 days) should have a confirmation or they postponed a month later. Who knows. sad.gif
maskedchan
post Jun 29 2015, 07:58 PM

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QUOTE(fruitie @ Jun 29 2015, 04:44 PM)
Good point. hmm.gif

Let me consider first. biggrin.gif
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Don't consider so long as u losing money now.

If your money are sitting duck at saving account, better put in fd or investment somewhere else smile.gif
fruitie
post Jun 29 2015, 07:59 PM

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QUOTE(maskedchan @ Jun 29 2015, 07:58 PM)
Don't consider so long as u losing money now.

If your money are sitting duck at saving account, better put in fd or investment somewhere else smile.gif
*
I need to shift from other place ma. I'm a poor lady. Please kesian me la. cry.gif
CP88
post Jun 29 2015, 09:00 PM

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QUOTE(fruitie @ Jun 29 2015, 02:28 PM)
Whatever that shared here. tongue.gif
No more 5% AmEx from 1st August onward, Maybank has removed it and people thought I posted a hoax. doh.gif
*
Fruitie become a scammer. tongue.gif
fruitie
post Jun 29 2015, 09:02 PM

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QUOTE(CP88 @ Jun 29 2015, 09:00 PM)
Fruitie become a scammer.  tongue.gif
*
Ya lo. cry.gif
lovefoe
post Jun 29 2015, 09:45 PM

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Just came back from MBB Card Center for applying VS. The staff told me YES as they have received information on that. cry.gif

Let's pray hard for miracle from now on. doh.gif
gvr
post Jun 29 2015, 10:09 PM

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QUOTE(Human Nature @ Jun 29 2015, 05:34 PM)
which is why it is important to have a black and white for CC termination
*
Last time when I terminate a card, just a phone call and they say they will settle everything.
No black and white after that, a bit scare now.

Can we request for some formal letter actually?
lonelywalker
post Jun 29 2015, 10:16 PM

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QUOTE(kinabalu @ Jun 29 2015, 08:36 AM)
What card are you referring to?
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Erm, sorry i didn't ask very detail, but the card just stat RHB tesco visa only.
celaw
post Jun 29 2015, 10:28 PM

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Why the screenshot highlighted in yellow colour in 1st post can't see in Maybank website?

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

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