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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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chiahau
post Jun 18 2015, 04:59 PM

Fatthau StalKer
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QUOTE(Gen-X @ Jun 18 2015, 04:39 PM)
Yes, the Maybankard 2 AMEX with 5% cash back for any type of transactions is still the best card to have even though Maybank inflated their Treats Points recently.

I get 5% cash back at Ippudo, Baskin Robbins and can even be used for 0% installment plan when buying a Rolex!
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Wow.

Can use EPP with Rolex?

24 months or 12 months or even more? laugh.gif
chiahau
post Jun 18 2015, 06:16 PM

Fatthau StalKer
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QUOTE(fruitie @ Jun 18 2015, 05:02 PM)
Gen-X doesn't need EPP la. whistling.gif
I supposed it is 12 months.
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Pretty sure he don't too but it's nice to know I could use my credit card for EPP.

Now got promotion lagi for EPP.

Time to swipe la lol.
chiahau
post Jun 24 2015, 07:29 AM

Fatthau StalKer
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QUOTE(foxxy @ Jun 24 2015, 04:00 AM)
Currently my gaji entitled me to get Gold card but not platinum. Let Say I dump a figure of 60k to FD, will they consider to submit to my request by issuing me a plaatinum card?
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You dump 10k also can get already.

If you dump 60, you can get 1 Platinum gold card and 1 Visa Infinite (30k) or 1 Visa Signature (20k).

Or you can get all of the above laugh.gif
chiahau
post Jun 24 2015, 09:21 AM

Fatthau StalKer
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QUOTE(warningo0o @ Jun 24 2015, 09:20 AM)
is that true only place a FD 20k to get a Visa Signature?
Can some1 confirm on it?
Thanks
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For the 10th time in this thread, I've confirmed it repeatedly already.

20k can get Signatures and 30k can get Infinite.


chiahau
post Jun 24 2015, 09:33 AM

Fatthau StalKer
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QUOTE(warningo0o @ Jun 24 2015, 09:25 AM)
sorry for asking again. cos i place a FD 25k but maybank just present me maybankard 2 platinum only..
this is the point i curiuos how come they no promote me Visa Signature...
can i know which branch u go??
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QUOTE(jkngo2003 @ Jun 24 2015, 09:28 AM)
may i know how to pledge the fd to get VS card? can do it online?

if i pledge the fd, what happen to my fd? lower or no interest for it? any adverse effect for that pledged fd.

for vs card, can the annual fee be waived easily if i didnt achieve the expense requirement?

thanks for your sharing.
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You need to pledge an FD of 25k at their base rate instead of any promotional rates available currently.

Pledging FD means you will be bounded with 12 months at least with the bank and it will take 90 days to get back your pledged amount from the bank.

Just go to any major branch and tell them that.

I went to KLCC and they confirmed to me twice, 20k can get a Visa Signatures already.

Maybe next time you should specify which card you want, because last time I put in such amount, they asked me specifically what card I want.

As for the annual fee, Maybank are not that generous. But you may have better luck compared to me.
chiahau
post Jun 24 2015, 09:40 AM

Fatthau StalKer
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QUOTE(jkngo2003 @ Jun 24 2015, 09:36 AM)
since i have fd in the bank alr, can i pledge it by phone calling?

for vs card, can i call to terminate it to avoid the annual fee charge next year? thanks
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No.

You'll need to give them the physical copy of the FD slip.

Branch will keep it until the day you want to redeem the FD back from them.

QUOTE(warningo0o @ Jun 24 2015, 09:39 AM)
ok thanks for ur advise....later on will go to bank make a resquest...
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Good luck. Since you already got a Platinum, I doubt they will grant your request further unless you put in more money whistling.gif
chiahau
post Jun 24 2015, 10:32 AM

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QUOTE(warningo0o @ Jun 24 2015, 09:42 AM)
if not much should be ok for me...
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Or just trade in your platinum and ask for a VS tongue.gif

Apa susah? Ada duit, can nego until ngam one.

If all else fails, complaint at their FB.

Last time I complaint, immediately the manager call me to collect my card from the branch whistling.gif

QUOTE(Ramjade @ Jun 24 2015, 10:07 AM)
Is it possible to say apply Maybank 2 primer (free for 1 year).
After 1 year, cancel the card, apply again 1 month later to get 1 year free again?

That way, don't need to pay yearly fees.
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After you cancel, got 6 months cool down period before you can reapply again.

And you can only do it once probably. Next time you try it again, bank would probably know your trick and won't approve the card for you? laugh.gif

QUOTE(chosenlc @ Jun 24 2015, 10:09 AM)
any agent here? please contact me  biggrin.gif
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Go to 1U card center. 60 minutes can kaw tim, no need to go thru agent and wait 5 working days.
chiahau
post Jun 24 2015, 10:40 AM

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QUOTE(Prodigenous Zee @ Jun 24 2015, 10:39 AM)
Can anyone here actually confirm that they've gotten their cards within 60 minutes at 1U this year?
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I think Fruitie mentioned this before?

I manage to get mine within 1 day ( Morning submit, evening collect ) but I don't think that qualify as 60 minutes laugh.gif
chiahau
post Jun 24 2015, 10:48 AM

Fatthau StalKer
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QUOTE(Ramjade @ Jun 24 2015, 10:45 AM)
Got business don't tell me bank don't want to approve?  biggrin.gif
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Refer the reply below.

Banks have bosses above their heads too, you know.

QUOTE(fruitie @ Jun 24 2015, 10:46 AM)
I mentioned but I have never done it.
My cards were pre-approved 4 years ago and my card upgrade went through the normal process in KLCC branch.
Card upgrade cannot get within 60 minutes and KLCC no longer has this facility.
Ties to BNM's rule, not about banks now.
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KLCC apparently have the 60 minutes approval.

Just that their machine went outta commission and they moved it to somewhere for servicing.

The girl inside told me once they get back the machine, 60 minutes services are back in order.


chiahau
post Jun 24 2015, 10:53 AM

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QUOTE(fruitie @ Jun 24 2015, 10:50 AM)
Since last year until this year? laugh.gif
I accompanied my colleague to apply hers in last year's October and when I went there this year's Feb for my card upgrade, I just saja-saja asked, the lady said no longer issues. laugh.gif
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Entah le.

I was there to ask something about my card as well.

Then she mention that they still provide such service, just that the machine is down or something laugh.gif


chiahau
post Jun 24 2015, 11:08 AM

Fatthau StalKer
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QUOTE(fruitie @ Jun 24 2015, 11:02 AM)
You can have VS and Maybankard2Cards at the same time.
*
But VS's annual fee of RM 588.00 + 6% GST seems a certainty nowadays.

So far, 2 of my friend failed to waive it despite having reached the minimum spending target.

Or maybe their luck ain't good enough laugh.gif

chiahau
post Jun 25 2015, 03:07 PM

Fatthau StalKer
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QUOTE(ZyD86 @ Jun 25 2015, 09:04 AM)
How to make a full payment on my installment? Any guide to apply it?
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Is it installment done via merchant or from Maybank itself?

If from Merchant, no way to early settle.

If from Maybank, call in and email their card center and ask for early settlement.
chiahau
post Jun 25 2015, 03:35 PM

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QUOTE(maskedchan @ Jun 25 2015, 03:33 PM)
and prepare for penalty fees  whistling.gif
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If the installment is done via a phone call to MBB, they already charged the full interest to you.

So if you early settle, how also no different to them.

Or at least, when I did it, they just ask me to email and send me a statement with total amount due to MBB.
chiahau
post Jun 26 2015, 02:14 PM

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Haiz.

Dining only?

Left Ikhwan for groceries liao like this sad.gif
chiahau
post Jun 26 2015, 02:17 PM

Fatthau StalKer
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QUOTE(prasys @ Jun 26 2015, 02:15 PM)
Guys , please get on twitter and start pressuring maybank , I'll get the guys to visit this thread as well

So let the folks behind credit card team listen to people on the ground , after all it is numbers for them
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Noted.

Will spam their FB page as well laugh.gif
chiahau
post Jun 26 2015, 03:09 PM

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QUOTE(fruitie @ Jun 26 2015, 03:07 PM)
Sorry, any summary? tongue.gif
I actually didn't want Ikhwan already after they rejected me...
Looks like I will still need to apply one now. doh.gif
*
I think you can convert from your M2C to Ikhwan no?

hmm.gif
chiahau
post Jun 30 2015, 10:25 AM

Fatthau StalKer
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QUOTE(ZyD86 @ Jun 30 2015, 10:17 AM)
Called them already.
EPP can be full settle without any penalty.
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You missed the question thou.

Izzit EPP via merchant or EPP via call in?

I have experience settling EPP via call in lump sum with no penalty because the interest is already charged to the full amount.

But for via Merchant, I remember can't settle early one. Eg - When you EPP an iPhone from Maxis and etc.

But do correct me if I am wrong. It's good for others to know as well.
chiahau
post Jul 13 2015, 11:06 PM

Fatthau StalKer
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Maybank 2 Cards can become a spare BT card once watami or PBB maxed out already laugh.gif

Dining wise, nowadays eat cheap food, can't even use CC to pay for it.

Guess Ikhwan and Signatures is the way to go....
chiahau
post Jul 16 2015, 03:48 PM

Fatthau StalKer
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Just cleared my outstanding this month.

Guess it's Ikhwan and VS now.

Feel like cancelling this card but since it's 0 AF, gonna keep it in drawer till new promo comes.
chiahau
post Jul 20 2015, 12:34 PM

Fatthau StalKer
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QUOTE(doremon @ Jul 20 2015, 12:31 PM)
If combination mbb2cards only RM5k, what are the chances  tongue.gif
*
Cut to 3k tongue.gif

Pray hard after that whistling.gif

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