Credit Policy vary from bank to bank. but as long as your credit rating is favorable.... then okie d.

Thanks to u cos I took your advice and changed my statement date from 22nd to 19th., so this month I got the full CB of rm60. Since all my BT-payments are dated 22nd, they also didn't appear in my latest statement dated 19/7/15 giving me another 28 days free credit.

This post has been edited by MGM: Jul 20 2015, 02:44 PM

Anyone know any method to get rebate for prudential insurance?

For me I use AEON WATAMI for Prudential auto-debit

Oh okay.. seems that this is the only way

No, i have tried that, the system totally did not show PB VISA as the option for u to make the payment even after i have added PB VISA card as third party card and verified by Maybank. I have tried to make payment to Tenaga and Unifi, PB VISA no show

Pay through UOB PayOnline with PBB VS will do.

can the credit card being saved as favourite in uobpayonline?

no, but your bill payee, yes.

guys, i'm curious about PBB VS' cashback (cb) dates

Using herc's example, cashback credited on statement date = 17 July 2015.

1) Transactions performed on 17 June till 16 July only will be tabulated for cashback, right?
2) If transaction performed on 17 July, it's actually for next bill statement on 17 August?
3) Any issues with late posting? does it affect the cashback calculation?
4) How does the 6% cashback calculated? Per transaction? Per category? Per lumpsum in a statement? Note: assuming all transactions are within cb categories.
5) Any rounding on the cashback? Round-up? Round-down?

Thanks!

This post has been edited by cybpsych: Jul 21 2015, 11:29 AM

i just applied pbb vs in their branch today, if let say they eventually only offer the platinum card, can i turn down the card (without activate it) ? or need to cancel it manually?

This post has been edited by ivzh: Jul 21 2015, 12:09 PM

Why u thinking they will offer platinum cc ? U do not have meet the min annual income?

It is better to cancel it to avoid any issue.

One advice, applies to everyone else too.

If you only wish to apply for a particular card and do not want to be offered a different one, you can make a remark on your application form and your documents. For example.

[For application of Public Bank Visa Signature credit card ONLY]

I've checked with my agent and Prudential does not have an online payment portal where we can make use of the online purchase cashback.

ronnie

Got DINING 6% CB:
SUSHI ZANMAI-MAIN PLAC SUBANG JAYA
K&L ICHIRO SDN BHD SUBANG JAYA
HYOTAN JAPANESE REST SUBANG JAYA
TCD ARTISAN BAKERY CAFE (The Carpenter's Daughter USJ Taipan)
KHRUA THAI SUBANG JAYA

Sekian.

The card has just been approved. Yahoooo~~

I have zero debt, no outstanding of credit card, no housing and car loan. All were provided by parents.

I normally request the bank to reduce my credit limit to 3 to 10K when I received my card because
I feel insecure to hold credit card with high credit limit.

Maybank 2 card platinum Visa = 3 K (reduced from 15 K)
CIMB World Mastercard = 10 K (reduced from 30 K)
Mach by Hong Leong Visa Signature and VI = 10 K (reduced from 20 K)
AmBank World Mastercard = 30 K (newly approved, will request to reduce the C.L. to 5 K upon receiving the card).
Public Bank Visa Signature = 30 K (newly approved, will request to reduce the C.L. to 5 K upon receiving the card).

My ideal total credit limit is 25 K for all cards.

Maybank - cancel it since no more attractive 5% cash back
CIMB - further reduce the C.L. to 5 K if allowed by the cs.
Mach - cancel it since the cs refuse to decrease further my C.L.
Ambank and Public bank - would try to request to reduce the C.L. to 5 K each.

Honestly speaking, I have no idea why many ppl opt to get a higher credit limit which exposes yourself
to a higher risk of credit card fraud case. Any advice?

This post has been edited by Parasite85: Jul 21 2015, 02:28 PM

High CL could be useful during urgent times like paying expensive medical bills, it may take some time for the banks to increase back your CL.

Thanks! Appreciate your help on getting the information from your agent.

1) Cash back is based on posting date. Transactions posted from 18 June to 17 July is eligible.
2) Depends on posting date.
3) Depends on posting date.
4) Per spending category
5) For my observation, its round-down to 2 decimal in cash back obtained from each spending category.