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Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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Human Nature
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Oct 1 2015, 02:10 PM
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QUOTE(wil-i-am @ Oct 1 2015, 11:22 AM) Spoke to AmBank BM today They run tis promo:- Min sum - RM20k Must open CASA with min RM200 2 mths - 3.70% 5 mths - 4.00% 12 mths - 4.20% The min placement amount for individual is actually RM10000, from their customer service This post has been edited by Human Nature: Oct 1 2015, 02:10 PM
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zero721
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Oct 1 2015, 02:11 PM
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3 months FD who is the best now? The CIMB 3 months 4% I can't find it everywhere.
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Ramjade
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Oct 1 2015, 02:14 PM
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QUOTE(zero721 @ Oct 1 2015, 02:11 PM) 3 months FD who is the best now? The CIMB 3 months 4% I can't find it everywhere. CIMB only for preferred customer.
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McFD2R
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Oct 1 2015, 02:18 PM
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QUOTE(bbgoat @ Oct 1 2015, 07:49 AM) This looks like the 4.5% MBB offer that I described. Except yesterday the MBB branch claimed that MBB guarantee the capital. But looks like capital NOT guaranteed !!! So this makes me hesitate and may pull out all my eggs in MBB and put else where. Ha ha ha !  Sadly, my RM just only updated me this morning to confirm that as well. So, I said .... NO GO ....  Time to find another. The 5+5 still ongoing ... so, 5 months for 4% and if roll over for another 5 mths, effective 4.17% is at the moment is the better choice for me. Closest I see is 6 months 4% for short term. So, if I decide to withdraw after the 5th month at MBB, 4% is quite good already.
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familyfirst
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Oct 1 2015, 03:03 PM
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Looking for latest promos. Is the first 2 pages updated? Thanks.
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Ramjade
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Oct 1 2015, 03:24 PM
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QUOTE(familyfirst @ Oct 1 2015, 03:03 PM) Looking for latest promos. Is the first 2 pages updated? Thanks. Nope. Read the last 10 pages.
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familyfirst
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Oct 1 2015, 03:28 PM
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Ok thanks.
Any good offers from OCBC, RHB or MBB for 12 mths pls? Appreciate your off-the-cuff memory. Thanks.
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Ramjade
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Oct 1 2015, 03:41 PM
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QUOTE(familyfirst @ Oct 1 2015, 03:28 PM) Ok thanks. Any good offers from OCBC, RHB or MBB for 12 mths pls? Appreciate your off-the-cuff memory. Thanks. Ocbc 13 months 4.3% Rhb check first page MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17% In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one.
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Vincent9696
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Oct 1 2015, 03:44 PM
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QUOTE(Ramjade @ Oct 1 2015, 03:41 PM) Ocbc 13 months 4.3% Rhb check first page MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17% In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one. 4.2% for ocbc right? Correct me if i made mistake.
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Ramjade
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Oct 1 2015, 03:49 PM
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QUOTE(Vincent9696 @ Oct 1 2015, 03:44 PM) 4.2% for ocbc right? Correct me if i made mistake. Isn't 13 months 4.3? Don't know wei. I never follow this thread thoroughly.
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dEviLs
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Oct 1 2015, 03:54 PM
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QUOTE(Ramjade @ Oct 1 2015, 03:49 PM) Isn't 13 months 4.3? Don't know wei. I never follow this thread thoroughly. it's 4.2% for 13month. I just placed it.
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Ramjade
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Oct 1 2015, 03:55 PM
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QUOTE(dEviLs @ Oct 1 2015, 03:54 PM) it's 4.2% for 13month. I just placed it. Ok. Thanks for update. Minimum how much?
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rickk
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Oct 1 2015, 03:59 PM
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QUOTE(wil-i-am @ Oct 1 2015, 07:54 AM) Public Bank have extended their PB XTRA FD campaign from 30/9 to 31/12/2015 with no changes to existing rate namely:- 1st 6 mths @ 4.05% 2nd 6 mths @ 4.30% Effective - 4.175% For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)? I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap..  And... What is the best rate for short term FD? (3-5mth). Which bank? This post has been edited by rickk: Oct 1 2015, 03:59 PM
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wil-i-am
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Oct 1 2015, 04:00 PM
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QUOTE(rickk @ Oct 1 2015, 03:59 PM) For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)? I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap..  And... What is the best rate for short term FD? (3-5mth). Which bank? In fact, must complete entire duration to enjoy promotion rate If u withdraw half way, they will follow normal board rate
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dEviLs
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Oct 1 2015, 04:03 PM
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QUOTE(Ramjade @ Oct 1 2015, 03:55 PM) Ok. Thanks for update. Minimum how much? if not mistaken 40k
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rickk
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Oct 1 2015, 04:04 PM
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QUOTE(wil-i-am @ Oct 1 2015, 04:00 PM) In fact, must complete entire duration to enjoy promotion rate If u withdraw half way, they will follow normal board rate Erm.. Means if I take out after 6 months, I wont even enjoy for 4.05% interest? But the cs told me after 6 months the intrest will auto go to my saving account.
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cherroy
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Oct 1 2015, 04:05 PM
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20k VIP Club
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QUOTE(rickk @ Oct 1 2015, 03:59 PM) For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)? I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap..  And... What is the best rate for short term FD? (3-5mth). Which bank? Yes, you can. You get the 4.05% full after 6 months. You can use this as short term (6 months FD) as well.
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wil-i-am
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Oct 1 2015, 04:21 PM
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QUOTE(cherroy @ Oct 1 2015, 04:05 PM) Yes, you can. You get the 4.05% full after 6 months. You can use this as short term (6 months FD) as well. The officer told me no
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cherroy
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Oct 1 2015, 04:30 PM
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20k VIP Club
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QUOTE(wil-i-am @ Oct 1 2015, 04:21 PM) Tell the officer to read the T&C https://www.pbebank.com/pdf/Promotions/tc-pbfdextra.aspxQUOTE The promotional interest or profit (whichever applicable) will only be paid on each completed 6-month placement i.e. first 6 months or the rollover. In the event that the Eligible Participant withdraws his/her placement under the Campaign after completing the first 6 months tenure, he/she is entitled to the promotional interest/profit rate for the first 6 months.
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familyfirst
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Oct 1 2015, 04:30 PM
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QUOTE(Ramjade @ Oct 1 2015, 03:41 PM) Ocbc 13 months 4.3% Rhb check first page MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17% In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one. Much appreciated.
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