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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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Human Nature
post Oct 1 2015, 02:10 PM

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QUOTE(wil-i-am @ Oct 1 2015, 11:22 AM)
Spoke to AmBank BM today
They run tis promo:-
Min sum - RM20k
Must open CASA with min RM200
2 mths - 3.70%
5 mths - 4.00%
12 mths - 4.20%
*
The min placement amount for individual is actually RM10000, from their customer service

This post has been edited by Human Nature: Oct 1 2015, 02:10 PM
zero721
post Oct 1 2015, 02:11 PM

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3 months FD who is the best now? The CIMB 3 months 4% I can't find it everywhere.
Ramjade
post Oct 1 2015, 02:14 PM

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QUOTE(zero721 @ Oct 1 2015, 02:11 PM)
3 months FD who is the best now? The CIMB 3 months 4% I can't find it everywhere.
*
CIMB only for preferred customer.
McFD2R
post Oct 1 2015, 02:18 PM

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QUOTE(bbgoat @ Oct 1 2015, 07:49 AM)
notworthy.gif  nod.gif

This looks like the 4.5% MBB offer that I described. Except yesterday the MBB branch claimed that MBB guarantee the capital. But looks like capital NOT guaranteed !!!

So this makes me hesitate and may pull out all my eggs in MBB and put else where. Ha ha ha !  tongue.gif
*
Sadly, my RM just only updated me this morning to confirm that as well. So, I said .... NO GO .... laugh.gif Time to find another. The 5+5 still ongoing ... so, 5 months for 4% and if roll over for another 5 mths, effective 4.17% is at the moment is the better choice for me. Closest I see is 6 months 4% for short term. So, if I decide to withdraw after the 5th month at MBB, 4% is quite good already.
familyfirst
post Oct 1 2015, 03:03 PM

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Looking for latest promos. Is the first 2 pages updated? Thanks.
Ramjade
post Oct 1 2015, 03:24 PM

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QUOTE(familyfirst @ Oct 1 2015, 03:03 PM)
Looking for latest promos.  Is the first 2 pages updated?  Thanks.
*
Nope. Read the last 10 pages. sad.gif
familyfirst
post Oct 1 2015, 03:28 PM

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Ok thanks.

Any good offers from OCBC, RHB or MBB for 12 mths pls? Appreciate your off-the-cuff memory. Thanks.
Ramjade
post Oct 1 2015, 03:41 PM

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QUOTE(familyfirst @ Oct 1 2015, 03:28 PM)
Ok thanks.

Any good offers from OCBC, RHB or MBB for 12 mths pls?  Appreciate your off-the-cuff memory.  Thanks.
*
Ocbc 13 months 4.3%
Rhb check first page
MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17%

In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one.
Vincent9696
post Oct 1 2015, 03:44 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:41 PM)
Ocbc 13 months 4.3%
Rhb check first page
MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17%

In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one.
*
4.2% for ocbc right? Correct me if i made mistake.

Ramjade
post Oct 1 2015, 03:49 PM

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QUOTE(Vincent9696 @ Oct 1 2015, 03:44 PM)
4.2% for ocbc right? Correct me if i made mistake.
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Isn't 13 months 4.3? Don't know wei. I never follow this thread thoroughly.
dEviLs
post Oct 1 2015, 03:54 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:49 PM)
Isn't 13 months 4.3? Don't know wei. I never follow this thread thoroughly.
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it's 4.2% for 13month. I just placed it.
Ramjade
post Oct 1 2015, 03:55 PM

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QUOTE(dEviLs @ Oct 1 2015, 03:54 PM)
it's 4.2% for 13month. I just placed it.
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Ok. Thanks for update. Minimum how much?
rickk
post Oct 1 2015, 03:59 PM

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QUOTE(wil-i-am @ Oct 1 2015, 07:54 AM)
Public Bank have extended their PB XTRA FD campaign from 30/9 to 31/12/2015 with no changes to existing rate namely:-
1st 6 mths @ 4.05%
2nd 6 mths @ 4.30%
Effective - 4.175%
*
For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)?

I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap.. rclxub.gif rclxub.gif

And... What is the best rate for short term FD? (3-5mth). Which bank?

This post has been edited by rickk: Oct 1 2015, 03:59 PM
wil-i-am
post Oct 1 2015, 04:00 PM

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QUOTE(rickk @ Oct 1 2015, 03:59 PM)
For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)?

I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap..  rclxub.gif  rclxub.gif

And... What is the best rate for short term FD? (3-5mth). Which bank?
*
In fact, must complete entire duration to enjoy promotion rate
If u withdraw half way, they will follow normal board rate
dEviLs
post Oct 1 2015, 04:03 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:55 PM)
Ok. Thanks for update. Minimum how much?
*
if not mistaken 40k
rickk
post Oct 1 2015, 04:04 PM

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QUOTE(wil-i-am @ Oct 1 2015, 04:00 PM)
In fact, must complete entire duration to enjoy promotion rate
If u withdraw half way, they will follow normal board rate
*
Erm.. Means if I take out after 6 months, I wont even enjoy for 4.05% interest?

But the cs told me after 6 months the intrest will auto go to my saving account.
cherroy
post Oct 1 2015, 04:05 PM

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QUOTE(rickk @ Oct 1 2015, 03:59 PM)
For this promo, can I withdraw the capital after 6mth (after got 4.05% interest)?

I went to Port Klang branch and ask, the girl seems like blur blur.. Said "can take out after 6 months but cannot".. Langsung tak tau apa dia cakap..  rclxub.gif  rclxub.gif

And... What is the best rate for short term FD? (3-5mth). Which bank?
*
Yes, you can.

You get the 4.05% full after 6 months.

You can use this as short term (6 months FD) as well.
wil-i-am
post Oct 1 2015, 04:21 PM

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QUOTE(cherroy @ Oct 1 2015, 04:05 PM)
Yes, you can.
You get the 4.05% full after 6 months.
You can use this as short term (6 months FD) as well.
*
The officer told me no

cherroy
post Oct 1 2015, 04:30 PM

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QUOTE(wil-i-am @ Oct 1 2015, 04:21 PM)
The officer told me no
*
Tell the officer to read the T&C

https://www.pbebank.com/pdf/Promotions/tc-pbfdextra.aspx

QUOTE
The promotional interest or profit (whichever applicable) will only be paid
on each completed 6-month placement i.e. first 6 months or the rollover. In
the event that the Eligible Participant withdraws his/her placement under the
Campaign after completing the first 6 months tenure, he/she is entitled to the
promotional interest/profit rate for the first 6 months
.

familyfirst
post Oct 1 2015, 04:30 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:41 PM)
Ocbc 13 months 4.3%
Rhb check first page
MBB 5+5 First 5 months 4 %. If you keep for 10 months, you will get 4.17%

In my opinion, ambank's promo is the best. Better refer last 10 pages for the confirm one.
*
Much appreciated.

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