CIMB only for preferred customer.

What it mean  by preferred customers?

Preferred is the low rank of priority customer. You need to deposit rm50k with them. Cimb have a few ranks can't remember all but I know rm50k is for preferred customer.

What it mean  by preferred customers?

dude, 50k entitles you CIMB Prime, 250k for CIMB preffered,
which gives you airport lounge, free golf courses, and annoying relationship manager

Private = 3m and above

Priority/preferred/premier = 250k

Privilege (alliance bank) = 200k

Alliance personal / cimb prime / MBB  aspire = 50k

Hsbc advance 30k

Part 2: 

Went to PBB to withdraw the FD. Bankers cheque RM0.68 each. But has to be from the FD. So that causes the BC's amount to be RM0.32 at the back and some 999 number in front !    If I want to keep the nice principal intact, then have to pay RM6 for the BC.

Anyway, decided to save money and pay RM0.68 for the BC.

PBB has changed the second 6 mth step up to 4.28% (from earlier 4.08%). They honour'ed this one. Respect them on that.  So received more from this FD. PBB paid interest direct to the SA. 

Placed FD in AmBank for the 12 mth 4.2% promo. Received an umbrella and a mug. 

Then placed FD in HL for the 15 mth step up with eff rate of 4.26%. HL branch claimed they just received the brochure TODAY while in the brochure it said start Sept 1st !    Weighted heavily on HL vs AmBank as the extra 0.06% is enough for a good dinner for 10. 

I think so far for PIDM coverage, the HL 15 mth 4.26% is the best.  Monthly interest payment some more. 

OCBC 13 mth 4.2% still running but no more gift (called them to confirm).

Lately, a minimum deposit and/or investment of RM150k sudah kasi eligible for invitation (actually automatic upgrade) to CIMB Preferred membership.

CIMB has set out a lower qualifying criteria for Preferred member since last year...iinm la

150k for u to syiok 1 year only..

after that u need to top up..

Part 2: 

Went to PBB to withdraw the FD. Bankers cheque RM0.68 each. But has to be from the FD. So that causes the BC's amount to be RM0.32 at the back and some 999 number in front !    If I want to keep the nice principal intact, then have to pay RM6 for the BC.

Anyway, decided to save money and pay RM0.68 for the BC.

PBB has changed the second 6 mth step up to 4.28% (from earlier 4.08%). They honour'ed this one. Respect them on that.  So received more from this FD. PBB paid interest direct to the SA. 

Placed FD in AmBank for the 12 mth 4.2% promo. Received an umbrella and a mug. 

Then placed FD in HL for the 15 mth step up with eff rate of 4.26%. HL branch claimed they just received the brochure TODAY while in the brochure it said start Sept 1st !    Weighted heavily on HL vs AmBank as the extra 0.06% is enough for a good dinner for 10. 

I think so far for PIDM coverage, the HL 15 mth 4.26% is the best.  Monthly interest payment some more. 

OCBC 13 mth 4.2% still running but no more gift (called them to confirm).

[attachmentid=5035986]

CIMB eFixed deposit promo rate. Not bad for 3 months, short term placement.

Lately, a minimum deposit and/or investment of RM150k sudah kasi eligible for invitation (actually automatic upgrade) to CIMB Preferred membership.

CIMB has set out a lower qualifying criteria for Preferred member since last year...iinm la

hong leong bank fd promotion

12-month fd 4.20% effective
12-month fd + case account 4.23% effective
15-month fd step-up 4.26% effective (start 15/9/15)

Not sure if anyone posted this...

Some more info on HL FD promo:

Actually we have called HL 3 times on the 4.2% FD promo but last 2 times, the branch said no such promo. They said it was released to them to do the promo only yesterday !! Interesting !!  So don't be surprised if the HL branch said no such promo but you can print out the promo flyer shown before. Try other HL branch, they may have the promo. 

Thanks to the forumer who posted the promo flyer 2 days ago (sorry have to check name of the forummer) !  

What's so good with those membership? Sorry, new

both here 

Thanks to you & @liyrth, @nbi !!   

By the way, the HL Bank branch told us that they heard news that OPR may come down soon. For me, just listen listen only. Hard to say. But it does cause me to put in more to HL Bank yesterday for the 0.06% more FD vs other banks 4.2%.