Hi everyone , I'm new guy just coming in.
I would like to know that what is this month ocbc FD promotion?does last month offer still valid - 4.2% 12month?
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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Aug 9 2015, 12:21 AM
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#1
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Senior Member
983 posts Joined: Aug 2015 |
Hi everyone , I'm new guy just coming in.
I would like to know that what is this month ocbc FD promotion?does last month offer still valid - 4.2% 12month? |
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Aug 9 2015, 01:03 PM
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#2
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QUOTE(bbgoat @ Aug 9 2015, 08:00 AM) |
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Aug 12 2015, 04:33 PM
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#3
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QUOTE(bbgoat @ Aug 12 2015, 04:16 PM) CB is now quoting TT rate for USD at RM 4.0645. On Monday I bought at RM 3.9590. A difference of about 0.1. That is some k difference for the amt I bought. Will OPR going to reduce as expecting in September?How this will affect the economy and then OPR and FD wait to be seen. |
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Aug 12 2015, 09:04 PM
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#4
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Aug 12 2015, 09:45 PM
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#5
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QUOTE(aeiou228 @ Aug 12 2015, 09:26 PM) The paper stated Affin Bank Berhad. Meaning affin bank will have long term fd promo soon...hahahttp://www.thestar.com.my/Business/Busines...land/?style=biz It works out to about RM4699 per sqft. |
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Aug 12 2015, 10:45 PM
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#6
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Aug 13 2015, 08:00 PM
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#7
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Bank rakyat to ask for higher interest rate, is it still can nego??i seen the 6month rate quite low even 1 year also
This post has been edited by Vincent9696: Aug 13 2015, 08:49 PM |
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Aug 14 2015, 03:59 PM
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#8
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983 posts Joined: Aug 2015 |
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Aug 14 2015, 08:44 PM
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#9
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Aug 15 2015, 02:48 PM
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#10
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Aug 15 2015, 04:27 PM
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#11
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QUOTE(bbgoat @ Aug 15 2015, 03:17 PM) Hard to say, you have to negotiate with them. BR keeps on changing the so called nego rate threshold limit between 50k and 100k. Different branch may tell you differently. Talk/call to them. Since I put it ady , my fresh fund is not more than 50k ady right now , btw , I will talk to them nicely...hehe...thanksFor 50k, may just get 0.05% extra. But may not get also. 100k higher chances of getting. Nego with them. |
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Aug 16 2015, 08:54 PM
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#12
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Aug 18 2015, 02:18 PM
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#13
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Aug 18 2015, 06:45 PM
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#14
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Tomorrow I go counter ask , also meet the BM see I can get what the best rate , if that's true , I will post it up to you guys see....hopefully give me good news got 0.5% , I try 10k ...hahahah
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Aug 19 2015, 03:42 PM
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#15
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Asked 10k for special rate , but still not entitle...swt
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Aug 19 2015, 05:05 PM
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#16
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Aug 19 2015, 10:26 PM
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#17
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QUOTE(MAC-tronome @ Aug 19 2015, 09:56 PM) Hi guys, OCBC called earlier today offer me FD in foreign currency. Received call from their RM , quite attractive if u willing to take the risk of currency , it is worth... 4.63% p.a. , but if u only put 3months, it's not a wise choice due to the value of u buy and u sell range of the gap is quite big, unless , our ringgit fall again to rm3 or above??According to the lady, Min amount = RM 30K Interest rate = 0.63% (normal rate for SGD, different currency is different) + extra 4% (this is the promotion they giving now). So total 4.63% 3 months Guys. Any input on this? is it worth it? any catch here? Thanks |
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Aug 19 2015, 11:15 PM
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#18
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QUOTE(kit2 @ Aug 19 2015, 11:04 PM) i say the likelihood of ringgit going up in 3 months is low given the current crisis. yes, exchange rate spread is a more important factor to consider. you may end up losing after converting from ringgit and then back to ringgit due to large spread. Max could be RM10milmin is 30k, but what is the max? |
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Aug 20 2015, 03:19 PM
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#19
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Today pass by another branch of Br , I request higher rate of interest with 120k , the executive said no such thing...lol...does anyone can proof , he/she entitle higher rate of interest?
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Aug 20 2015, 06:29 PM
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#20
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