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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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dEviLs
post Jun 9 2015, 11:33 AM

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reporting myself in
all hail boss gen-x and ah boom gor rclxms.gif
dEviLs
post Jun 10 2015, 04:27 PM

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QUOTE(low yat 82 @ Jun 10 2015, 02:45 PM)
wanted to do public bank step up 4.21% pa mayb by tomolo. any comment?
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i have placed one in april and another one this afternoon..
you might need to open a new account with you dont have one with pbb islamic..
dEviLs
post Jun 10 2015, 04:48 PM

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QUOTE(low yat 82 @ Jun 10 2015, 04:31 PM)
dat was under islamic pbb? i already hav deposit acc wit public bank though
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yes its under islamic..so you will need to open another fd account then
dEviLs
post Jun 17 2015, 06:23 PM

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Received a call from pbb setapak branch. They told me this coming Saturday they are having some sort of appreciation event and is offering 4.38% 12m fd promo. No casa requirement and min fund only 10. Anyone get similar offer from other branch ?
dEviLs
post Jun 17 2015, 09:50 PM

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QUOTE(Gen-X @ Jun 17 2015, 06:41 PM)
Bro, 4.38% Effective Interest Rate or as per their current promo 4.38% for the 3rd roll over - refer post#1.
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Lol I shared on that previously and even placed twice fd for this promo but didn't think of it
dEviLs
post Jun 18 2015, 09:28 AM

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QUOTE(cklimm @ Jun 17 2015, 10:40 PM)
Its not a bad deal actually, effective rate like 4.21%p.a
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ya if not i wouldn't have placed twice with them under this promo tongue.gif
dEviLs
post Jun 23 2015, 11:15 AM

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QUOTE(joeaverage @ Jun 23 2015, 09:51 AM)
The personnel at UOB says that FD upliftment can be done at any branch - which is great and convenient.

Does anyone else know if other banks practice the same thing.. particularly Affin, OCBC and PB since I think these have better FD promo rates.

Thanks!
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pbb allows withdrawal at other branches but only up to a limit, i cant remember 10k or 20k
dEviLs
post Jun 24 2015, 12:18 PM

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Received sms from OCBC on new promo - 3mth @ 4.8% with min 40k
but need to register via sms..cant find the info on website yet

This post has been edited by dEviLs: Jun 24 2015, 12:19 PM
dEviLs
post Jun 24 2015, 02:24 PM

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QUOTE(bbgoat @ Jun 24 2015, 12:25 PM)
This should be the same one discussed yesterday. Leng Lui from OCBC sending posts yesterday.  biggrin.gif

https://ringgitplus.com/en/fixed-deposit/OC...aving-Deal.html
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QUOTE(cybpsych @ Jun 24 2015, 12:59 PM)
promo started since early June liao biggrin.gif
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lol i really outdated liao blush.gif
dEviLs
post Jul 29 2015, 03:56 PM

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QUOTE(bbgoat @ Jul 29 2015, 09:54 AM)
@pisces88 is right. You need to buy their investment/UT products. I was offered that when I signed up for their PB in March. I declined and just go for the 4.2% FD promo. I go for eyetertainment only, NOT like HNWI go for property investment. Hahaha !  tongue.gif

But their Complimentary Anantara vacation is kind of misleading. I did not receive any call from them. The leng lui RM said they will call to offer that.  shakehead.gif

See below link:
http://www.ocbc.com.my/personal-banking/Pr..._campaign=600pa
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they will send you a letter with reference code for booking..i already booked for my vacation in October tongue.gif
but for my case also the letter didnt reach me so I told me RM and she get it for me after that
dEviLs
post Sep 3 2015, 09:05 AM

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https://ringgitplus.com/en/fixed-deposit/OC...aving-Deal.html

Ringgitplus is giving 20' trolly for OCBC FD promo 12m@4.2%

but cant really find the Start Saving Deal details on OCBC website yet
dEviLs
post Sep 3 2015, 11:38 AM

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QUOTE(cklimm @ Sep 3 2015, 11:16 AM)
OCBC has their own promotion for trolley too,
http://www.ocbc.com.my/personal-banking/ac...ampaign=merdeka
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ya i am aware of this, but thats for 9m tenure. I too have registered but yet to place it tongue.gif
dEviLs
post Sep 7 2015, 03:38 PM

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QUOTE(kochin @ Sep 7 2015, 02:57 PM)
what happen to the ocbc fd promotion from ringgitplus?
missing liao?
i applied but did not get any email from ringgitplus.
merely asking me to just go to any ocbc branch to start an fd. sad.gif
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you referring to the 12m@4.2@ deal I also posted last week ?
i suspect that was a glitch by ringgitplus, cant find it anymore on its website.
in fact i asked my RM about that and she is not aware of such promo also doh.gif
dEviLs
post Sep 7 2015, 04:56 PM

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QUOTE(kochin @ Sep 7 2015, 04:53 PM)
good deal wor.
assuming the note 5 resell value at RM2.2k.
that's additional 1% on the capital outlay. multiply by 3 to annualised it so becomes 3%.
so can get 3.88%+3%. 6.88%
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that note 5 is not a gift for their FD promo..is for normal saving account

QUOTE
PLUS SAVINGS ACCOUNT - effective 1 March 2014
Range Nominal Interest Rate (% p.a.) Effective Interest Rate (% p.a.)
First RM3,000-00 0.00 0.00
Next RM7,000-00 0.10 0.10
Next RM40,000-00 0.20 0.20
Next RM50,000-00 0.50 0.50
Next RM400,000-00 0.70 0.70
Next RM500,000-00 1.00 1.00
Above RM1,000,000-00 1.20 1.20


assuming 3.5% 6m interest. you get around RM3850 for 220k fd. So getting this note 5 is actually losing out and not gaining icon_idea.gif

RHB promo now 3.95% for 6m fd, you can place your 220k with them, get rm4345 then buy a note 5 and still get some cash tongue.gif

This post has been edited by dEviLs: Sep 7 2015, 04:58 PM
dEviLs
post Sep 7 2015, 09:36 PM

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QUOTE(wodenus @ Sep 7 2015, 07:40 PM)
Some RMs are really bad.. it's called "local deposit deal", it's 4.2% for 13 months tenure.
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she did mention to me the 13m deal earlier..i just asked her to clarify on that ringgitplus promo

QUOTE(cklimm @ Sep 7 2015, 07:45 PM)

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lol laugh.gif laugh.gif laugh.gif
dEviLs
post Sep 10 2015, 02:54 PM

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QUOTE(wil-i-am @ Sep 10 2015, 02:21 PM)
Bank Negara to keep rate at 3.25pc
http://www.nst.com.my/news/2015/09/bank-ne...keep-rate-325pc

Bad news for depositors with no outstanding loans
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fixed nod.gif
dEviLs
post Oct 1 2015, 03:54 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:49 PM)
Isn't 13 months 4.3? Don't know wei. I never follow this thread thoroughly.
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it's 4.2% for 13month. I just placed it.
dEviLs
post Oct 1 2015, 04:03 PM

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QUOTE(Ramjade @ Oct 1 2015, 03:55 PM)
Ok. Thanks for update. Minimum how much?
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if not mistaken 40k
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