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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Apr 14 2015, 05:20 PM

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QUOTE(guy3288 @ Apr 14 2015, 02:24 PM)
anybody managed to top up, open new ASM or AS1M just now? 1 CIMB branch cannot do, try another branch can do, but can only do 1 transaction per book, for some funny reason now
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Bro, u try top-up on full time basis?
guy3288
post Apr 14 2015, 06:32 PM

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QUOTE(wil-i-am @ Apr 14 2015, 05:20 PM)
Bro, u try top-up on full time basis?
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no choice la, have to make the money make money, sit there and wait how to make money?
tomorrow going again, since i pass by the bank every day.....
prince_mk
post Apr 14 2015, 07:55 PM

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QUOTE(guy3288 @ Apr 14 2015, 06:32 PM)
no choice la, have to make the money make money, sit there and wait how to make money?
tomorrow going again, since i pass by the bank every day.....
*

It seems you are very full time loaded. Salute to you. rclxms.gif
prince_mk
post Apr 15 2015, 07:35 AM

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Guy3288

Reserve some for us too smile.gif no wonder always finish when I went to Post office. Haizzz.
plumberly
post Apr 15 2015, 07:49 AM

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QUOTE(guy3288 @ Apr 14 2015, 06:32 PM)
no choice la, have to make the money make money, sit there and wait how to make money?
tomorrow going again, since i pass by the bank every day.....
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108% agree with you!

Instead of working for money, now get the money to work for you!

Your employees (money) are now more productive in ASX than FD (6% vs 3%). Ha.

Enjoy the journey!
guy3288
post Apr 15 2015, 02:14 PM

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QUOTE(prince_mk @ Apr 15 2015, 07:35 AM)
Guy3288

Reserve some for us too smile.gif no wonder always finish when I went to Post office. Haizzz.
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alot available la, no reason you guys cant get.

tomorrow i plan to treat the pretty MB teller KFC, she very diligently made 12 transactions for me today.
And guess wat, the not so frenly teller next to her, overheard my offer and she dared said wah, only offer her next time i wont call your number... If she, sure the max i can do is only 3 transactions and have to go take another queue number!
guy3288
post Apr 15 2015, 02:16 PM

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QUOTE(plumberly @ Apr 15 2015, 07:49 AM)
108% agree with you!

Instead of working for money, now get the money to work for you!

Your employees (money) are now more productive in ASX than FD (6% vs 3%). Ha.

Enjoy the journey!
*
yes hope 17.4.2015 you strike it all. Good Friday.
plumberly
post Apr 15 2015, 02:33 PM

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QUOTE(guy3288 @ Apr 15 2015, 02:16 PM)
yes hope  17.4.2015 you strike it all. Good Friday.
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Ya, me too!

Lucky MB pretty girl with KFC! Save one drumstick for me!
honkkydorry
post Apr 15 2015, 02:48 PM

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Is there GST imposed if we add investment via counter? I saw that there is a RM1 service charge + GST 6% if making additional investments via Maybank2U for ASB and AS1M.
cheahcw2003
post Apr 15 2015, 02:52 PM

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QUOTE(honkkydorry @ Apr 15 2015, 02:48 PM)
Is there GST imposed if we add investment via counter? I saw that there is a RM1 service charge + GST 6% if making additional investments via Maybank2U for ASB and AS1M.
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so u pay RM1.06?? No big deal
Can save RM0.06 doing i over the counter
MGM
post Apr 15 2015, 06:12 PM

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QUOTE(cheahcw2003 @ Apr 15 2015, 02:52 PM)
so u pay RM1.06?? No big deal
Can save RM0.06 doing i over the counter
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Transactiion over the counter is FOC?
wil-i-am
post Apr 15 2015, 06:52 PM

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QUOTE(MGM @ Apr 15 2015, 06:12 PM)
Transactiion over the counter is FOC?
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Yes
nexona88
post Apr 15 2015, 09:59 PM

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QUOTE(guy3288 @ Apr 15 2015, 02:16 PM)
yes hope  17.4.2015 you strike it all. Good Friday.
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good day to go hunting? blink.gif brows.gif
MGM
post Apr 16 2015, 05:35 AM

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Anyone here has signed up for ASNB's Pengisytiharan Amanah?
http://www.asnb.com.my/pdf/perkhidmatan/we...alBookletPA.pdf
Currently ASNB has reduced the signup fee to rm100 from rm180 (promo until 30-april).

If one has a total ASNB's investment of rm500k, claiming fee adds up to rm3875, which is not cheap. Without this would claiming be difficult and more costly?



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plumberly
post Apr 16 2015, 07:50 AM

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QUOTE(nexona88 @ Apr 15 2015, 09:59 PM)
good day to go hunting?  blink.gif  brows.gif
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Every day is good for hunting. Ha.

My FD due on that day. So some bullets for hunting.

Cheerio.
hyelbaine
post Apr 16 2015, 08:33 AM

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QUOTE(MGM @ Apr 16 2015, 05:35 AM)
Anyone here has signed up for ASNB's Pengisytiharan Amanah?

Currently ASNB has reduced the signup fee to rm100 from rm180 (promo until 30-april).

If one has a total ASNB's investment of rm500k, claiming fee adds up to rm3875, which is not cheap. Without this would claiming be difficult and more costly?
*
Given the fact that just to open a file with a lawyer (without doing anything else) is already going to cost you anything between RM2k to RM3k (depending on the law firm) than I'd still say it's much cheaper.

ASNB's processing time of 21 days is fast too, don't think you can get your estate distributed upon death even with a will that fast.
MGM
post Apr 16 2015, 08:51 AM

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QUOTE(hyelbaine @ Apr 16 2015, 08:33 AM)
Given the fact that just to open a file with a lawyer (without doing anything else) is already going to cost you anything between RM2k to RM3k (depending on the law firm) than I'd still say it's much cheaper.

ASNB's processing time of 21 days is fast too, don't think you can get your estate distributed upon death even with a will that fast.
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But u still need to have a will to cover other assets. Why can't ASNB accepts nominees like EPF?
hyelbaine
post Apr 16 2015, 08:55 AM

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QUOTE(MGM @ Apr 16 2015, 08:51 AM)
But u still need to have a will to cover other assets. Why can't ASNB accepts nominees like EPF?
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Nominees are only applicable for non-Muslims as whomever that is nominated is the rightful owner of the said estate. For Muslims, nominee is nothing more than just an appointed administrator to divide the estate according to Islamic principles.

For ASNB to manage your estate in a similar way to how ARB does would mean that ASNB would than have to go into the trustee business. I don't believe that is the core focus of their business.
MGM
post Apr 16 2015, 08:59 AM

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QUOTE(hyelbaine @ Apr 16 2015, 08:55 AM)
Nominees are only applicable for non-Muslims as whomever that is nominated is the rightful owner of the said estate. For Muslims, nominee is nothing more than just an appointed administrator to divide the estate according to Islamic principles.

For ASNB to manage your estate in a similar way to how ARB does would mean that ASNB would than have to go into the trustee business. I don't believe that is the core focus of their business.
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Thanks for the knowledge.
nexona88
post Apr 16 2015, 12:51 PM

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QUOTE(plumberly @ Apr 16 2015, 07:50 AM)
Every day is good for hunting. Ha.

My FD due on that day. So some bullets for hunting.

Cheerio.
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I tot friday good day for hunting.. your FD matured tat day blush.gif

your best bet could be AS1M because I see nowdays it's the most easy to get rclxm9.gif

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