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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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!@#$%^
post Aug 19 2021, 03:58 PM

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QUOTE(starry-starry @ Aug 19 2021, 02:28 PM)
RM5k is too much for me, I topped up RM2000 only and hope to get RM200 cashback only. But I did play the game and won RM10 Shopee voucher though...

I just went through the CB T&C:

16. The Cashback will be awarded to the primary Eligible Cardholder only. The maximum Cashback a primary
Eligible Cardholder may receive under this Promotion is as follows:
(i) For Participating HSBC Credit Card/-i(s) cardholders, they may receive maximum one unit of RM200
or RM500 Cashback;
(ii) For Participating HSBC Debit Card/-i(s) cardholders, they may receivemaximum one unit of RM200 or
RM500 Cashback;
based on Promotion Tier (Table 2 & 3) throughout the Promotion Period, subject to the Cashback Allocation
(Table 4) on a first come first served basis.
(hereinafter referred to as the “Cashback Capping”).


Meaning we can get cashback each month during the campaign right? ie spending RM5k in 3 separate months and I will get RM500 x 3 cashback?!
*
so can only win once in this 3 months?
thecurious
post Aug 19 2021, 04:03 PM

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QUOTE(!@#$%^ @ Aug 19 2021, 03:58 PM)
so can only win once in this 3 months?
*
Looks like it
victorian
post Aug 19 2021, 05:57 PM

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QUOTE(!@#$%^ @ Aug 19 2021, 03:58 PM)
so can only win once in this 3 months?
*
QUOTE(thecurious @ Aug 19 2021, 04:03 PM)
Looks like it
*
Can win every month, but for each month can only win either 200 or 500
!@#$%^
post Aug 19 2021, 06:03 PM

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QUOTE(victorian @ Aug 19 2021, 05:57 PM)
Can win every month, but for each month can only win either 200 or 500
*
read through the t&c, but my understanding is:

promotions months = (hereinafter collectively referred to as the “Promotion Period”).

3. Eligible Cardholders who meet the Registration Criteria and Eligible Spend Criteria as stated in Clauses 6 to 14 below during the Promotion Period stand to receive up RM200 or RM500 Cashback subject to the Cashback Capping in Clause 16 and the Terms and Conditions herein.

victorian
post Aug 19 2021, 06:17 PM

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QUOTE(!@#$%^ @ Aug 19 2021, 06:03 PM)
read through the t&c, but my understanding is:

promotions months = (hereinafter collectively referred to as the “Promotion Period”).

3. Eligible Cardholders who meet the Registration Criteria and Eligible Spend Criteria as stated in Clauses 6 to 14 below during the Promotion Period stand to receive up RM200 or RM500 Cashback subject to the Cashback Capping in Clause 16 and the Terms and Conditions herein.
*
Another TNC

The maximum Cashback to be given to each Eligible Cardholder who fulfilled the Eligible Spend Criteria under the Promotion is capped at RM500 throughout the Promotion Period. HSBC Bank is the sole provider for the Cashback. The terms used herein are as defined in the HSBC Spice Up Your Life Promotion Terms and Conditions.


Just to be safe, assume a person can only get the reward once
MGM
post Aug 19 2021, 06:26 PM

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QUOTE(!@#$%^ @ Aug 19 2021, 06:03 PM)
read through the t&c, but my understanding is:

promotions months = (hereinafter collectively referred to as the “Promotion Period”).

3. Eligible Cardholders who meet the Registration Criteria and Eligible Spend Criteria as stated in Clauses 6 to 14 below during the Promotion Period stand to receive up RM200 or RM500 Cashback subject to the Cashback Capping in Clause 16 and the Terms and Conditions herein.
*
Should be 1x, not every month. Could get cb latest by Feb2022.
starry-starry
post Aug 19 2021, 10:21 PM

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QUOTE(!@#$%^ @ Aug 19 2021, 06:03 PM)
read through the t&c, but my understanding is:

promotions months = (hereinafter collectively referred to as the “Promotion Period”).

3. Eligible Cardholders who meet the Registration Criteria and Eligible Spend Criteria as stated in Clauses 6 to 14 below during the Promotion Period stand to receive up RM200 or RM500 Cashback subject to the Cashback Capping in Clause 16 and the Terms and Conditions herein.
*
QUOTE(victorian @ Aug 19 2021, 06:17 PM)
Another TNC

The maximum Cashback to be given to each Eligible Cardholder who fulfilled the Eligible Spend Criteria under the Promotion is capped at RM500 throughout the Promotion Period. HSBC Bank is the sole provider for the Cashback. The terms used herein are as defined in the HSBC Spice Up Your Life Promotion Terms and Conditions.
Just to be safe, assume a person can only get the reward once
*
QUOTE(MGM @ Aug 19 2021, 06:26 PM)
Should be 1x, not every month. Could get cb latest by Feb2022.
*
hmmm... Since I only spent RM2k during 1st month and max CB per cardholder is RM500, does it mean I can spend another RM2k in the next promotion month/period to enjoy another RM200 since first month I can only enjoy RM200 CB for spending RM2k?!
MGM
post Aug 19 2021, 10:31 PM

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QUOTE(starry-starry @ Aug 19 2021, 10:21 PM)
hmmm... Since I only spent RM2k during 1st month and max CB per cardholder is RM500, does it mean I can spend another RM2k in the next promotion month/period to enjoy another RM200 since first month I can only enjoy RM200 CB for spending RM2k?!
*
Dont think so cos 1 can only win once.
starry-starry
post Aug 19 2021, 10:47 PM

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QUOTE(MGM @ Aug 19 2021, 10:31 PM)
Dont think so cos 1 can only win once.
*
That's terrible because I merely spent RM2k in the first month, planning to buy electronic items in the second month which was the reason why I read the T&C again... Which mean if I spend RM5k, likely I might get RM200 (1st month) or RM500 (2nd month) and all decided by the bank then?! rclxub.gif rclxub.gif If so better I use other cc then... at least still guarantee some CB although RM500 is damn much!!!
ChiaW3n
post Aug 20 2021, 12:35 AM

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QUOTE(MGM @ Aug 19 2021, 10:31 PM)
Dont think so cos 1 can only win once.
*
Means it’s either RM500 or RM200 each cat one, or just RM500/RM200 either one once.

Nobody can confirm maybe I just whack 2k only? Just to try out
edwin1002
post Aug 20 2021, 12:39 AM

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QUOTE(ChiaW3n @ Aug 20 2021, 12:35 AM)
Means it’s either RM500 or RM200 each cat one, or just RM500/RM200 either one once.

Nobody can confirm maybe I just whack 2k only? Just to try out
*
Last month u got spent? the time start 00:00 or 00:01?
starry-starry
post Aug 20 2021, 12:45 AM

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QUOTE(ChiaW3n @ Aug 20 2021, 12:35 AM)
Means it’s either RM500 or RM200 each cat one, or just RM500/RM200 either one once.

Nobody can confirm maybe I just whack 2k only? Just to try out
*
Same then, I just topped up e-wallet RM2k because RM5k is too over for me.. although I did consider trying my luck by getting an electronic item this month to get RM500 CB! Now I guess don't even bother to try...
tan_aniki
post Aug 20 2021, 01:03 AM

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HSBC Spice Up Your Life Promotion Terms and ConditionsTerms and Conditions for HSBC Spice Up Your Life Promotion pdf This link will open in a new window apply. There is a maximum of RM225,000 Cashback (for Eligible Credit cardholders) and RM109,800 (for Eligible debit cardholders) to be given out throughout the Promotion Period on a first-come, first-serve basis, which is pooled together with the Cashback for HSBC Amanah Spice Up your Life Promotion. The maximum Cashback to be given to each Eligible Cardholder who fulfilled the Eligible Spend Criteria under the Promotion is capped at RM500 throughout the Promotion Period. HSBC Bank is the sole provider for the Cashback. The terms used herein are as defined in the HSBC Spice Up Your Life Promotion Terms and Conditions.
victorian
post Aug 20 2021, 01:06 AM

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Whacked 2k into ikea stuff at 00:00 am hopefully can get at least 200
edwin1002
post Aug 23 2021, 02:56 PM

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QUOTE(ChiaW3n @ Aug 11 2021, 09:44 PM)
I am having a reward point card and a cashback cash with hsbc.m, which I planned to cut the point card since I am more liking to cashback card. But I haven’t activate my cashback card since it got delivered to me, it is still okay for me to activate now or should I request for a new card to be delivered?
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Just can get RM100 only when apply the card. worth?
edwin1002
post Aug 23 2021, 02:57 PM

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Normally redeem of cash back from card, how many days can receive after redeemed in statement?
cybpsych
post Aug 23 2021, 04:05 PM

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Apply and get approved for a new HSBC Credit Card to get RM600 Lazada e-Voucher! This will be ending on 30 Aug at 1pm.

The RM600 Lazada e-Voucher is a guaranteed gift for all approved applicants!

Apply here https://bit.ly/Unbox-HSBC-Aug-Week4 T&Cs apply https://bit.ly/Unbox-HSBC-Aug-Week4-TnC


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Thebestscammer
post Aug 25 2021, 03:18 PM

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thinking about applying for HSBC Platinum Mastercard Credit Card as my first card but previously the system keep rejecting my application coz i have 0 credit history.

any salesperson here can help me procure the card and get the commission (not sure if they still get this)?
thecurious
post Aug 25 2021, 03:23 PM

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QUOTE(Thebestscammer @ Aug 25 2021, 03:18 PM)
thinking about applying for HSBC Platinum Mastercard Credit Card as my first card but previously the system keep rejecting my application coz i have 0 credit history.

any salesperson here can help me procure the card and get the commission (not sure if they still get this)?
*
Any reason why you insist on that card?

Since you have been rejected multiple times, you should consider applying to a more starter friendly bank then only start to be picky on which cards you want.
Thebestscammer
post Aug 25 2021, 03:27 PM

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QUOTE(thecurious @ Aug 25 2021, 03:23 PM)
Any reason why you insist on that card?

Since you have been rejected multiple times, you should consider applying to a more starter friendly bank then only start to be picky on which cards you want.
*
just seem their perks is align with what i want.
not sure if this is how it works in msia, so i should just apply for wtv i can get then slowly build up credit to get the ones that i want? a little bit mafan like that haha.
but what would you consider as starter friendly?

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