Why not just use MBB FCB where you can earn 2% cashback on anything and everything? At least you don't need to keep track whether you achieve the RM2000 threshold every month.

no, i’m first timer for that bank.. quite a lot of bank rejected my application, maybe due to my 60k ptptn loan.. only uob approve my application with low cl.

PTPTN is not an issue if you have been paying diligently. I also have and now still left with 50k, cards are still approved though admittedly not all because PBB still rejected me last round. Other banks I got with no issue.

then this time should be ok.. they requested quite a lot document from me

Ok. Thanks. Im having amanah m power. Can i tell them and swap to VS without going to submit all those docs for cdt check?
Anyone done this before?

Both are different entities, I doubt you can convert just like that. If same entity i.e. Conventional or Islamic, I think should be OK.

Cash installment plan RM 12k better or RM 500 Lazada E-voucher?

Which one is more worth and benefit the cuatoner?

Anyone know about campaign on RM50 each months (Max total RM100) out of 3 months Cash Back for HSBC CC petrol usage?

This post has been edited by atjm88: Jul 15 2018, 12:45 PM

Applied for visa signature and opt for 12000 cash advance today gonna put it into FD .. hope I get approved soon! But i did heard from the sc that ppl only applicable for klia1 only am I right

Yes, KLIA only for Malaysia PPLs.

Just thinking og getting HSBC amanah i cc, after read the blog, tak jadi wor.

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Terms & Conditions

It has nothing interesting.

If I apply HSBC card to get the RM 500 Lazada voucher, can I do balance transfer to help reach the RM 2000 spending requirement? Because when I read the terms it got mention the following:

Anyone know HSBC amanah credit card enquiry email? Wanted to ask them about when I will get the Lazada voucher.

u are better off calling them

Replying to myself because I've found it's not worth it to do RM 2000 balance transfer just to get the RM 500 Lazada voucher.

1. The balance transfer is not free. I have to pay 6.99% p.a. if I were to split it into 12 months. That's almost equivalent to RM 140 if I were to transfer RM 2000.
2. I lose the grace period once I do balance transfer. Means I shouldn't use the card for new purchases until I clear the balance transfer. Not using the card means I'll have to pay the RM 240 annual fee.

That's 140 + 240 = RM 380 going out of my pocket, just to get the RM 500 Lazada voucher.

This post has been edited by apamise: Jul 15 2018, 09:50 PM

arghhh, still no one calling me for the lazada offer on application.

It is a very bad experience for me.. I applied for the 0% CIP & chose Visa Signature in early June, provided all documents. The entire month i was not able to reach the person in charge(always answered by auto reply). Instead i called the HQ directly(2weeks+ ago) and was told the status of the CC showing pending since 12 June, which is very unusual to them, so she helped me to drop internal email for attention on my case. Then, my CC was wrongly sent to a different branch in another state, which took another day extra for them to deliver it for self collection last tuesday. BUT, there is no info on my CIP application. I called HQ again and was told there wasn't application for CIP shown in the system(WTF!!!), and helped me drop another internal email for the PIC to look into this. Then, I received call from the PIC saying she has requested for xxx(i had no idea wtf is her problem) to check and will revert to me either today or tomorrow. (I don't trust her at all, she is almost non-responsive to my phone calls and emails). If i did not get the 0% CIP(I was brief all T&C for HSBC VS and 0% CIP) i will lodge complaint at FOMCA. Screw them... LIE to consumers to achieve sales target?!

This post has been edited by jrlor: Jul 16 2018, 02:22 PM

received call, happy now redi.