QUOTE(huhush @ Aug 16 2018, 06:06 PM)
For new user with clean record, many bank dont accept one , doesnt matter ur CCRIS or salary high.
i do recall the 2nd year after i work, with salary 100K p.a and newly loan a car monthly 2.2k , i also FAIL when attempting apply HLB wise Gold , M2C GOLD , Standard Charted , Citibank , Alliance platinum
ALL FAILED even i was way above some card minimum 24kpa (HLB wise gold ) and 36k m2c.
The only card i manage to get was from the my hire purchase bank a.k.a the rubbish PBB platinum card.
after 3 year on record , now only im able to get any card i apply.
NOTED: i failed 5 time on Maybank 2 Card GOLD , wanna get it so much last time.